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Reclaiming Credit Card Charges Help - Abit of a messie story
I want to help my mum try to reclaim the charges that that she has with a credit card from MBNA as the debt would have been repaid years ago if it weren't for the charges being added & the interest not being freezed when she was told it had been... (could go on for hours about that :mad:) Has anyone reclaimed charges from…
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Seeking Advice...Other charges
When I couldn't pay my council tax it got passed to Newlyn Collection Services via the courts. I phoned Newlyn and agreed to pay the balance of £670.17 in three parts. £150 at the time of the phonecall - 26th April £260.08 - 26th May £260.09 - 26th June I made the May payment as agreed but couldn't get the final payment to…
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I won my Daughters claim...BUT
I successfully did a claim against Barclays and won over £3,000 for her. They had already closed her bank account and so she was in a position of already having another bank account. However proceedings issued, judgment obtained, bailiff sent in (I loved that bit) money obtained. A debt collection agency has been…
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will they recall my loan
ive gone for my charges back from lloyds due decission this week but ive got a £10,000 loan with them could they be mean and say i have to pay it back in one go:eek: can anyone help?
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No Allocation Questionnaire sent?
Hi There - can anybody tell me how long it takes to get the Allocation Questionnaire through. On Money Claim, under status, it says the bank has defended on 18/06/07 but I haven't been heard anything or been sent any paperwork through? Is this normal? If not, what should I do and who should I contact? Thanks :)
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Should the letter requesting the fees be addressed to the branch manager?
Apologies for what is a simplequestion, probably answered elsewhere - however, does anyone know whether the reclaim letter should go to my branch FAO manager or elsewhere?
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Query regarding overdraft charges.
I have an overdraft facility which I use, when that hits the limit my bank will not pay any bills or direct debits which are presented. My query is, they charge me £39.00 for writing to tell me that they will not pay my bills and then charge another £20.00 for the excess overdraft. I am not using an excess overdraft as the…
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Can Somebody Help me Please
:eek: Can somebody help me with my Make the Bank an Offer Thread :eek: :confused:
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Charged again!
I am in the middle of the MCOL process, waiting for them to defend the claim. I got a letter today say I am being charged 30 pounds for an unpaid cheque fee because my child benefit went in late, and the cheque made me 3 pounds overdrawn. Shall I start the process again with the first letter as I am not taking this, its…
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Allocation Questionnaire
Hi All - I was wondering if anybody can help with the following: My bank has put in a request to defend my claim (on Money Claim Online). Apparenty, they did this on the 18/06/07 but I haven't had anything through from the bank or the court since they acknowledged the claim a week ago? I believe the next step is the…
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Nottingham CC
Hi There Just wondering if anyone elses MCOL has been/was assigned to Nottingham? Currently claiming against Capital One and was wondering what everyone elses experiences of Nottingham happened to be? Also.. what reasoning is behind the CC your MCOL is assigned to? Is it just luck of the draw or based on something in…
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Making the bank an offer?
Hi, does any one have any experience of making the bank an offer? I am currently going through the courts (day 6 and they have just acknowledged) to reclaim £4650 from Abbey:mad: . I currently have a £3900 o/d with them. all i want is this bank account gone. do you think it would be a silly thing to offer the bank to close…
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Nearly there! What day do I ask for default judgement?
Okay people My Claim was served to Barclays by MCOL on 5th June 2007, they have acknowledged this but nothing further... They have 28 days from 5th June, which is 3rd July (TOMORROW)! Do I have to allow them 3rd July then ask for a judgement on 4th or can I go ahead and ask for a default judgement on the 3rd?? Many Thanks…
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Please, Please help!!
I'm hoping someone can help me please. I know that I could have posted this on the Barclays thread but it relates more to the court process than the individual bank. I am claiming £715 worth of bank charges from Barclays. The interest takes it up to £799.20, and with the £80 fee through MCOL it now stands at £879.20 . I…
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A different Bank Charge Problem
Hello guys, long time lurker, first time poster:D I was wondering if someone could advise me on a weird banking problem that has arisen. Basically, this is what has happened: I have approximately £2100 in my account, and I wrote a cheque to my dad for £1800. Balance remaining should be approx £300. Then my dad accidently…
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Start date for recaim bank charges
Please could you tell me when reclaiming from banks, where does the 6 year rule of claiming bank charges start from? ie Jan 2001 to Dec 2006, or from the month you are claiming from - from July 2007 back to June 2001. Many thanks
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abbey say no.....
i sent my second letter to abbey along with all the relevent statements etc, recorded delivery a good while ago. anyhoo got a letter back saying that they wouldnt refund as i knew when i opened the account what their charges would be. i followed martin's advice and was about to go on to the next stage but i cant find the…
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rather then send a cheque, can i tell my bank to take the £10 from my account?
Stupid question probably... have done a quick search on this forum but havent found the same query. I am planning on starting the ball rolling by writing to my bank (Natwest) and requesting my statements from the past 6 motnhs. I will be using the template letter on this site. However.. I havent got a clue where my cheque…
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refund debited
please can somebody help i'm in an unpleasent position i have used this site before about my charges but think i;ve done things wrong by way of introduction and nobody seemed to want to answer my questions for me i'm sorry please point me in the right direction for site use thankyou....... my problem is now that i have…
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Amount reclaiming
Looked all over but cant find an answer to this one. I am just about (actually on Money claim site now!) to file my case. My final letter to A+L rejecting there £528 offer for an £1100 claim was rejected and telling me to get to ombudsman. The thing is, they actually owed me about £1300 but to speed it along (ha ha - its…
