Query regarding overdraft charges.

SandraD_2

I have an overdraft facility which I use, when that hits the limit my bank will not pay any bills or direct debits which are presented.

My query is, they charge me £39.00 for writing to tell me that they will not pay my bills and then charge another £20.00 for the excess overdraft.

I am not using an excess overdraft as the bank are not paying the bills (which would cause me to run into an excess overdraft).

Can they do this?

I am in the process of reclaiming bank charges.

LozBingley

SandraD wrote: »

I have an overdraft facility which I use, when that hits the limit my bank will not pay any bills or direct debits which are presented.

My query is, they charge me £39.00 for writing to tell me that they will not pay my bills and then charge another £20.00 for the excess overdraft.

I am not using an excess overdraft as the bank are not paying the bills (which would cause me to run into an excess overdraft).

Can they do this?

I am in the process of reclaiming bank charges.

Both of these charges are the type of charge we are all claiming here, so claim them all back for the past 6 years