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Please, Please help!!
cherubwedding
Posts: 2 Newbie
I'm hoping someone can help me please.
I know that I could have posted this on the Barclays thread but it relates more to the court process than the individual bank.
I am claiming £715 worth of bank charges from Barclays. The interest takes it up to £799.20, and with the £80 fee through MCOL it now stands at £879.20 .
I went through MCOL and they defended at the last minute on the 28th day so it was transferred to my local court, which is Yeovil County Court in Somerset.
I was then sent form N24 asking for a schedule of all charges, with dates and interest included. I sent this back to the court months ago.
As I haven't heard anything back I decided to give them a ring this morning to see if there was any progress.
Needless to say I am now shocked and scared stupid as they said that the court date is next Wednesday on the 11th July at noon!! I told them that I had not recieved this letter to inform me of the court date etc. etc. and they lady I spoke to said that she would send me out a copy of that letter as I had not recieved it.
This means that my 14days to submit any evidence has already passed! I said this to her and she said that as I already sent a schedule dated with what charges were applied when and what for that I didn't need to send anything else in, and that was all the Judge needed.
So I said what about the actual bank statements showing each charge and she said not to bother as they were being told to send them back without even passing them to the judge to look at.
I also said about the copies that I was supposed to send to Barclays Bank and she said as I had to request my statements from them that they obvisiouly already had a copy.
Does this sound right?? Shall I try and drop all my statements to the court before the day anyway or take them with me??
Will Barclays be less inclined to just ''put'' the money into my account before next Wednesday's court date due to all of this??
Please someone help!
I know that I could have posted this on the Barclays thread but it relates more to the court process than the individual bank.
I am claiming £715 worth of bank charges from Barclays. The interest takes it up to £799.20, and with the £80 fee through MCOL it now stands at £879.20 .
I went through MCOL and they defended at the last minute on the 28th day so it was transferred to my local court, which is Yeovil County Court in Somerset.
I was then sent form N24 asking for a schedule of all charges, with dates and interest included. I sent this back to the court months ago.
As I haven't heard anything back I decided to give them a ring this morning to see if there was any progress.
Needless to say I am now shocked and scared stupid as they said that the court date is next Wednesday on the 11th July at noon!! I told them that I had not recieved this letter to inform me of the court date etc. etc. and they lady I spoke to said that she would send me out a copy of that letter as I had not recieved it.
This means that my 14days to submit any evidence has already passed! I said this to her and she said that as I already sent a schedule dated with what charges were applied when and what for that I didn't need to send anything else in, and that was all the Judge needed.
So I said what about the actual bank statements showing each charge and she said not to bother as they were being told to send them back without even passing them to the judge to look at.
I also said about the copies that I was supposed to send to Barclays Bank and she said as I had to request my statements from them that they obvisiouly already had a copy.
Does this sound right?? Shall I try and drop all my statements to the court before the day anyway or take them with me??
Will Barclays be less inclined to just ''put'' the money into my account before next Wednesday's court date due to all of this??
Please someone help!
0
Comments
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If you were being told not to bother sending statements in, then don't do it. If you want to take them with you, fine, and it wouldn't hurt to take all your correspondence between the bank and you with you. Have a search for "court bundle" on this forum, it will give you a clue what else you should take with you to be properly prepared for the court case.
Oh and don't worry about the bank - you have presumably sent template letters with list of charges to them before you filed the claim - that's all they need and all you are ever required to send to them.Reclaimed thanks to this site:
£175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH0 -
Cherubwedding .....gooood luck fingers crossed for you chuck hope all goes well x x0
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Thank you!!
I spoke to a Paul Quinn at the Lit dept today who said that they were sending out the letter today to settle my claim out of court. They offered £13 less than what I was claiming so I took it!
Yey !! I won!!
xx0 -
Hi
On the first bank claim charges template, you are required to put down your bank account number as Subject/reference. If you do so, does it mean you are only asking the bank/credit card provider to provide you details of all charges for past six year for that particular account only? If so, what if you had more than one account with the same bank/credit card provider but don't have all the a/c numbers?
Pls help!
Thanks0 -
Huge congrats woohooo:j:beer: :TProud to be dealing with my debts
Claimed £1657 back from lloyds.
Have paid all my debt off with bank money
(£1300 worth)
Only a £400 loan left to pay now. :j
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