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Upset and a bit lost...
Hi everyone, I'm feeling a bit upset about the whole bank charges thing and don't really know what to do, I'm sure my bank is significantly breaking the rules - they charge but don't even send a letter for example!! However, please allow me to explain the whole situation. My husband is at work at the moment so I don't…
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Claiming interest charges
Hi All, This is my first post and was just after a bit of initial advice. Been looking into claiming back bank charges and after going through all my statements from the past 6 years I have discovered that I have never actually exceeded my overdraft limit (which I suppose is a good thing- but it is a big one about £2000).…
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:0( So ANGRY £20 C.Card Charge for £5 Balance HELP
I'M SO ANGRY I just got back off holiday to find a credit card statement saying my £5 payment off my Mark One Credit Card had not been recieved so i have been charged a late fee of £20 grr. I phoned my bank account to check if the chq i sent had been cleared its not so presumably the royal mail lost it :0( I always pay by…
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Legal brains expert advice please!
Hello guys, I need a bit of advice if possible. I'm claiming against Barclays and have got a court date (Sept 11th) and am now doing my court bundle. In my correspondence between the bank and myself, I have an email from the litigation department which says "I fully intend to settle your case before the court date..." What…
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Help! Bank charges
Hello ive got a list from Lloyds from the past six years of all the charges. What can i actually try to claim back? These are some of the charges on the list: O'draft interest O'draft excess fee Account charge 10.00 per month unpaid s/o & unpaid d/d B very grateful for your help!
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Just a quick question....
If I've sent my first letter. And I've just received a letter from Lloyds telling me they are going to charge me £90 On August the 1st. Can I clam that now before it it's taken out of the account... Or do i just add it when It gets to court. Or do i add it to my next letter? Or would i just be better off just starting the…
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Half Settlement
Hi all, I am new to this but am very grateful to the site for such information. I have been offered 343.50 out of my requested claim of 956.90, but i have already applied to money claim online which also incurs a court cost 80pounds, if i settle for the money i will lose a further 80pounds. I applied on the same date as…
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Bank have asked me to return card and cheque book, advice needed please
HSBC continue to apply charges to my account, and depending on what the outcome of my first claim is, I am not sure whether to put in another claim. I received a letter from HSBC this morning asking me to return my switch card, and cheque book. I gave the branch a call, and they are offering me a managed loan. I do not see…
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Making the Bank send statements
Can anyone tell me, how do you legally make the bank send statements it has previously failed to provide. I have been to court today and the small claims case will be going to a full hearing. Meanwhile, I have been told I must get hold of statements from two accounts which the bank has failed to send me when I have written…
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Debt Collection Agency-sample letter
I came across this site - rip Off Britain and it contains sample letters and your rights to Debt Collection Agencies. May come in useful. Hope it helps! http://www.rip-off.co.uk/docs/Sample_Letter_to_a_Debt_Collection_Agency.pdf
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i had an offer which i....
declined. im with barclays, my charges came to a total of £3575, they offered me £2600. Ive been trying to claim back since march, my longest wait was for statments to come through. when they finally arrived i then wrote a letter explaining how much i want to claim back etc. i asked them to contact mw within 14 days, which…
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Help needed for the feeble minded
Have issued a claim for bank charges through mcol and cut and pasted the wording for the claim from Martins letters, however being totally stupid I forgot to include details such as account nuber or reference number. I also issued claim in my name but it is joint account. Have I just totally wasted my money or is there any…
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HELP! Ive lost my court Questionaiire!!
Help! Ok people, I recieved the letter from my local courts, asking me to send the questionaiire back. Says something along the line of.... The court order's that the questionairre be completed and returned. The questionaiire was enclosed, but Ive mis-placed it!!:confused: What do I do? How will I get another one?? Court…
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Going to Court (HSBC) - well maybe
So, I have been following the process to take HSBC to court and have reached the stage of sending everything to the court. They have sent me a letter today stating the following :- Before District Judge XXXX sitting at Norwich County Court... Upon review of the court file It is ordered that: 1. The claim be allocated to…
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Claiming bank charges
I applied for my bank statements form lloyds TSB which i received. I have sent my first letter asking for my charges back, but received a letter from lloyds saying that they feel their charges are fair. I need to send my second letter to them, but i have incurred further charges since my first letter, can i add these…
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please advise barclay offer
due in court friday 11am offer in post today nearly grand less than asked for,do I accept or go to court,will judge expect me to accept offer,or if they are not there will I win by default,does this default count if they have made a lesser offer,really confused now,
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I'm taking British Gas to court and I scared
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2 days to court barclays
Well here we are after weeks of waiting court date Friday 20th.Checked account no money no letter of settlement,so does this mean im in court Friday,I think I have sent in my court bundle correctly but I dont know what to expect,any thoughts.
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Halifax refund
So heres the story.... <O:p - Got a quote online for home insurance, gave them account details for an admin charge and to process it all. When the paper work came through there was stuff in the agreement which wasn't in the on-line agreement so I called up and cancelled it.<O:p <O:p - few weeks later i noticed a direct…
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NATWEST STRUCK OUT!!! - What now!!
HELP!!!!!! I am claiming for 1,299.71 from NatWest (including court fees!) I was just about to send off my request for judgment form as the bank struck out as an abuse of process, but COBBETTS has put in an application to set aside the court order and wishes it to be dealt in a hearing. What does this mean for me? what do…
