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Received Abbeys Defence today ....... Could an expert take a look please
I have had Abbey's 'defence' letter today, making an offer of 65% of my total claim (minus interest and court costs) A copy of the text :- Covering letter/offer "Without prejudice" Dear Mr XXXX Abbey National PLC XXXXX Claim No: XXXXXXX We enclose by way of service a copy of the Defence that we have filed with the court.…
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Even More Hacked Off!!!!!!!
Why do people keep merging threads?? it is difficult to find you post amongst 1000's on same thread..its annoying especially when i wrote on my post PLEASE DO NOT MERGE..aghhhhh sooooo annoying:mad: :mad:
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Canwe change interest charges too?
Hello there. I am about to start working out all the charges I incurred. Over the space of 2 years I was charged anaverage of £32 per month overdraft interest plus a charge of £8 for having the overdraft facility. Can I claim any of this back? Any help greatly appreciated!!! Thanks
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Quick Querie!
Greetings from a new member! OK - Ive just totted up nearly 6k worth of charges, to my business account, over the last 6 years - and about £400 from my personal account (both with HSBC)...Ive added the interested on, printed it up and completed the letter to post to HSBC. TWO QUESTIONS! Am I correct in not adding on bank…
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HSBC (merged threads)
I got stuff to pay off too, but be nice to have plenty in the bank to not get overdrawn again LOL well heres hoping, plus a few little treats think i deserve them after all this waiting and stress:confused: ***Board Guide note*** Due to the length of the HSBC thread, more than 4,000 posts, I have moved the last week or so…
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Won fees back today but........
Since starting the process i have collected more fee's,can i start the whole process again for these fee's? Thanks
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Wrong Name on Cheque - has it happened to you?
I made a claim on the Nationwide for £2577 which they refused so I started proceedings through MCOL. While we were away on holiday we recieved three cheques, 2 for £999 each and 1 for for £746. The Nationwide sent a letter advising that they have calculated the amount to be £2698 and that the payment was settlement in…
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£100 allocation fee!!!!!!
I'm taking Yorkshire bank to court to claim back about £700. I've already paid a £80 fee to MCOL/hmcs, but today I have received a letter saying that the case has been moved to my local court and I now have a further £100 allocation fee to pay. Is this correct, as I have read that if the claim is less than £1500 no further…
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is barclays bank stalling me ?
I sent off my first letter and got the usual response - they will deal with it within 8 weeks. So i then sent off the second letter and they replied saying they were unable to deal with my complaint at present and they will respond in 4 weeks time at the latest. Does anyone think i should wait and see what barclays says in…
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Initial Letter sent to wrong branch
Dear All Can anyone advise me on the following - I have issued my initial letter to HSBC [Birmingham branch] to claim back bank charges only to realise that the HSBC branch my account is with is actually in Stafford. I work in Birmingham and have had most dealings with them on other issues [loans, overdraft etc]. Should I…
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What to do next???
Hi everyone, I sent off my letter asking for Natwest to pay me back all of my charges,i recieved a letter back saying "Thank you for your recent letter regarding the fees applied to your account. we are currently considering your claim.Given the work involved in assessing your claim we anticipate that we will be in a…
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warrent of execution
I was hopeing for my bank to pay my charges back into my account by Monday, but having been into them today, they have informed me this will not happen, even through the judgement order states they must. One of the excuses they give me was that an offer letter was sent out to me, which I have not see, until my visit to the…
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where to send claim to??
hi everyone. this is my first post and probably a bit of a dumb question.:doh: all i would like to know is "do i send my list of charge claims to my branch address or the bank head office address?? i'm in the halifax(for my sins). any help greatly appreciated.
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Has anybody used Barclays Complaints Procedure to Reclaim?
Hi, After successfully claiming back £1300 from HSBC for my partner using this site, I have decided to have a look at my Barclays account as I think I remember being charged in my student days a couple of years ago. I called up to order my bank statements and the guy I spoke to said I could use the 'Complaints Procedure'…
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Can changes be made to an earlier claim
Your advice wanted. Few weeks ago put in a claim for bank charges which have totalled just over five thousand pounds. But I have missed a few things out and wanted to know if I could submit an amendment to my first claim. 1) Bank only sent me five and a half years, not the full six years as I originally requested. Should I…
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letter from the court
help Trying to claim £2800.00 of nat west bank. Offered me 1600.00 but did not accept. started court proceeding which they put in a defence for , then got a letter of there defence. Next had a letter stated the court was being moved to my local court. Today i have received a letter from the court stating i have til the…
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claiming bank charges if in debt
hi ... i am a total newbie here so hi to all.. i had to give up my job up working for an org in the city a couple of years ago due to personal issues. at the time of of my departure from my job i had/have 3 accounts. 1 is a current account with HSBC which has an overdraft that i have on many occasion dipped into before…
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Help me
I have just received a letter from my banks solicitors. They are asking how i have calculated the interest. Does anyone know the %??? Many thanks
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Goldfish
Having successfully reclaimed charges from Lloydstsb, am having a go with MSDW, their first offer was the difference between the £20 default fee & £12 fee which they introduced a few mths ago - I refused & threatened court. I've now had an offer which covers all the £20 fees on the account but none of the new £12 fees…
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Notice of Acknowledgement of Service
I received the above on 8th June giving Lloyds 28 days from date of service to form a defence. I have not heard anything from either Lloyds or the court. As the 28 days were up over a week ago I am at a loss as to what to do next! Can anyone help?!:confused: