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HSBC - 2 weeks later, no reply - what now?
Hi all, Trying to claim £2,600 from HSBC. Sent the first letter ages ago, received statements, did the maths and sent the claim letter on 13th April (13 days ago). I added to the bottom of the letter that I expect a reply within 7 days. What should I do now? I REALLY need the money spo I need to push them. Do I need to now…
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7 days and nothing thread ( please )
Firstly, please do not merge this with the 40 days and nothing thread as i see it as completely different. I have sent the letter regarding "your 40 days is up, i'll give you 7 more ", and i am now at the stage of reporting them to the ICO. However when you call the ICO for info, they do mention that certain companies are…
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Nice Letter Back, Saying Sorry No Refund Of Charges!
Hi All, And Love The Site, Keep Up The Good Work For Us Poor Imortals.i Received A Very Very Polite Letter From Lloyds, Stating, Blah, Blah , Fees, Blah Etc. But We Are Sorry, But You Can't Have Your Charges Back! Cheeky Bleepers, I Can And I Will. What I'd Like To Know Now. Is I Have Posted Letter To My Local Bank,…
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Lloyds TSB Refused to send me list of Bank Charges
I telephoned Lloyds TSB this morning to dispute a £100 "arangement fee" for an overdraft despite this being the third year the overdraft has been in place and also to ask them to send me a list of the past 6 years charges. Soon as I mentioned this the lady's attitude suddenley changed and she said that they don't do that…
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Bos
I have sent 3 letters to BOS the last saying I was taking action but still no response. As my claim is £2600 I have to take out what is called an initial writ (I live in Edinburgh) which requires legal help. To date I have been unable to get a solicitor to take on my case, are the banks putting the screw on solicitors?
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what if they don't pay up before defence date
HSBC need to have entered a defence by sunday. Last week they offered partial settlement (all but interest and court fee) which I am willing to accept. I signed the forms they sent me which agreed to this, stating that they would credit my account by 27th april. They haven't yet done tjhis - what happens if they don't do…
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I accepted £50 - does this matter??
My bank charged me £200 for going over my limit by about 50p for 3 days. Having never been charged by this bank before, I was quite shocked and rang them immediately to discuss the charge. I asserted that I could not afford to pay this charge and asked whether it could be removed as gesture of good will, having explained…
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Charges made my account default!!
Hi there, I had an account with the Halifax whilst at uni, and after I finished I stopped using the account. However I forgot to cancel a couple of standing orders that went out, and as there was no money in the account I was charged the standard unpaid fees. This led to a few 'overdrawn' fees, all in all came to a couple…
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Is this standard fobbing off?
I have begun claiming charges bank from Lloyds Tsb account and sent the first letter to them asking for my charges to be paid back. Today I have received the letter I expected saying they are lawful and have the right to charge me etc. There is just one section of the letter which I am worried about as it says: "The Office…
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Bank Charges
Can anyone out there tell me if claiming 6 years of Bank charges means in the last 6 years since 2007 or any 6 year period. Thanks.
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claiming back ppi unfairley sold
Does anyone have any details on reclaiming ppi ins on a credit card, that i feel was misold to me.Ive sent them a letter which they dismissed and then i followed it up with another letter that was 4 weeks ago but have heard nothing. What can i do HELP HELP me please. regards sharon:confused: :confused: :confused:
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Help! Help! Help! Help!
i HAVE BEEN OFFERED £750.00 FROM LLOYDS TSB, MY CLAIM IS FOR £3480.53, I WANT TO REJECT THIS OFFER, BUT I NEED TO SEND A LETTER OF SOME SORT TO DO THIS, ANY IDEAS THIS OFFER CAME FROM THE 2ND LETTER I SENT TO THEM IN FEBRUARY, WHERE I INFORMED THEM THAT I WOULD TAKE THEM TO COURT TO RECOVER MY CHARGES, IF I REJECT THIS…
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Can I claim costs when coming back fm Germany
Hello, i am about to take Halifax to court, question is, if it gets as far as going to court, I will have to book time off work, flights and hotel back to uk as I live in Germany, if they then settle the day before, I am well out of pocket, can I claim these costs or put them on my MCOL paperwork. Thanks in advance for any…
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Suggestions For A Rejection Letter
I have been offered £750.00 from LLoyds TSB against my claim for £3480, I am not accepting this offer but would like some ideas as to what to put in the letter to the bank telling them of my decision, I need it asap as there letter was dated the 10th april and they would credit my account with this amount within 10 days,…
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someone plz answer
are the banks only paying out under 5k and or does anyone no what the highest amount has been payed beck to someone.
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Halifax Help Required Please
I've sent off statement request for a current account no probs. My prob is I had a Halifax credit Card 5 years ago which must have at least 1k + of charges on, Thing is I dont know the account numbers or anything, Where do I write to for this please , is it possible ? Cheers Guys (HSBC claim for 2.6k , apparently an offer…
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What happens if you include unrecoverable charges?
I've submitted my MCOL form, but was unaware at the time that not all monthly OD charges are recoverable and so submitted them all. The "unrecoverable" charges amount to about 5% of my claim. Is there anything I can do/what's likely to happen? The bank have just acknowledged my claim ... help!
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Travel Agent £35 pp charges!!
Hi everyone, Thompson have charged me £35 per person (£105) to change the dates for my family holiday. 20 minutes work by a call centre worker and they charge me £105 :mad: Can anyone advise if i am within my rights to commence court proceedings against them? I feel i can as £35 is not a true reflection of the actual admin…
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Dont Know My Old Acc Numbers, Can I Find Them Out?
I have been withthe Nat West & The Halifax within the last 6 years but have left them both to join Smile. I occured many charges with both my old banks which i want to attempt to reclaim, but i cannot remember my old account numbers for the accounts. Is there any way i can find them out? By the way Martin, this website is…
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The RBoS bank charge snowball from hell
My RBoS tales of woe. Full of indignation at the £2150 I'd been charged over the last 6 years I read everything I could on the current wave of reclaims. I sent off my tenner for my six years of statements (actually I already had most of them but for some reason 2 years worth were missing, I blame the dog, he likes chewing…
