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Reclaiming charges from closed bank a/cs & credit cards? (Long one)
Hi Apologies if this has been covered elsewhere but I can't find it! I am over 20K in debt. I recently had 3 bounced direct debits on my Nationwide current account, costing me £90. I waited until the statement arrived today and am now writing to claim back the last 6 years of fees (am I sad for still having 6 years of…
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Want to reclaim but have loan
Wondering if anyone can help? My OH wants to reclaim charges from Barclays but is nervous about doing so as he has 2 personal loans with them and he thinks that they might demand repayment of these which we can't afford. Does anyone have any experience of this or any advice? Thanks!
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Account charge statement help please?
I just recieved my statements from my bank and i have tallied up the total I am owed. Do I need to send copies of these statements to my bank when I ask for my money back or can I just send a summary of all the charges I am claiming that I have typed up my self e.g 01/04/05 UNPAID D/D £32.00 01/09/05 O/DRAFT EXCESS FEE…
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natwest!
hi all, are the 40 days to wait for a response from the bank working days or do they include weekend days? this might sound a bit stupid but they charge me interest for weekend days! so should i count them? cheers :cool:
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New member advice needed (AIB)
Hi everyone. I'm new to this (this is my first post) and my 'issue' is with Allied Irish Bank. The trouble is I can find no mention of this bank on here or any stories of any successes or faliures. My account has always been held in the UK so I think I am covered by English law, can anyone confirm this? To be honest I'm…
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New member and Allied Irish Bank
Hi everyone. I'm new to this (this is my first post) and my 'issue' is with Allied Irish Bank. The trouble is I can find no mention of this bank on here or any stories of any successes or faliures. My account has always been held in the UK so I think I am covered by English law, can anyone confirm this? To be honest I'm…
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help with court for bank charges
hi sorry if i sound abit thickmy moneyclaim form has just been issued from the court its supposed to be 14 days fromthem being served is this the same date as being issued if not how will i know when theyve been served
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why so far away?
Can someone please help. Ifilled in the online court page paid my £80 and got my Notice of Issue. My problem is it's from Northampton County Court and I live in Dorset. Do I have to travel to Northampton and why is it so far away from where I live.
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i still havent recieved my bank statements
Hi, Can anyone help me? I asked my bank (Barclay`s) to send me my last 6yrs statement`s three and a half week`s ago! How long should this process take??
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Reclaiming bank charges
It seems that I can obtain details of every questionable charges deducted by my bank by accessing my bank statements going back 3 years. I know for sure that there were no such charges beyond this period. If I am able to obtain these details on-line through internet banking, is it still necessary for me to request these…
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HELP!!!changed my address without my concern
I have recently been to the bank and found my address have been changed without my concern,after a complaint procedure, i was told that it was me who asked to change the address at a date ,when i never even been to the bank,and they advised me go to financial ombudsman service. As i am a foreign national i don't know much…
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Found bank statement in loft.. approx £220 in charges...
.... majority for going over overdraft limit - some for only under £1 !! However, my statements are from 2000 - 2001.. Is there a 6 year rule or should I still try and claim them back??
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MCOL query
i submitted a mcol on 25/4/07 it takes 5 days to service does that include weekends ? ? ?. as im trying to work out if and when i will have to submitt a win by default ,which is 14 days after my 5th service day.iam a bit confused as wether to count weekends as normal days if u no wot i mean ? ? ?
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Local branch or head office????
Hi just a quickie, i've collated all my charges and am ready to send the letter to ask for my money back and just wanted to know if i should send the letter to my local branch or the head office? Many thanks in advance. Brad
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Portsmouth Court
Hi I am in the process of reclaiming bank charges and my case has been transferred to Portsmouth Court. Anyone had any dealings with Portsmouth Court and if so, was it painful/painless? Havent got my date yet but the case was transferred from Northampton court a fortnight ago. Many thanks
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A and L refusal to pay
A and L sent letter saying late payment of credit card fees the only ones deemed unlawful .they say their fees are reasonable and competative with other organisations. they have sent me a financial ombudsman leaflet should i use them to resolve charges dispute or plough on ahead with sample letter saying ill take them to…
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Ringing the bank ????
As I am new to the site and at the second stage as it were of claiming bank charges back, I wonder if ringing the RBS will be worthwhile. I have had a letter from them telling me that they are looking into my request, that was 2 weeks ago, nothing since. Any advice?
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Is it any wonder
I sadly recieved a charge notification from my bank for going over my overdraft limit just today. Guilty as charged. What I don`t get is that they are charging me £30 x 3 = £90. I certainly had 5 items going out yesterday and the total of these items did put me over my limit, but the bank has "re-arranged the order of the…
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norwich and peterbourgh threatening to close my account
after asking norwich and peterbourgh for full refund of bank charges 925 pounds they have said out ofgesture of goodwill only they will refund 50% of unpaid/paid items but now want to close my account on may 23 what shall i do? help please really worried
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1st Letter To Bank
I Sent My First Letter Ordinary Mail Was That A Mistake Should You Send It Recorded Or Registered, Ianmal
