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draft order for directions
can anyone please offer advice for this stage of the Court process? i have taken my bank to court and have received a '"Draft Order for Directions" stating i must send to Defendant and Court - " a schedule setting out each charge repayment...showing date, amount and reason" is this just another highlighted copy of the bank…
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Directions Hearing-HELP NEEDED
I have started my court proceedings against lloyds and have just recieved a letter from the court stating That a DIRECTIONS HEARING will take place. Has anyone ever had this as I don't know what to do from here any Help on this would be very thanksful:confused:
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credit card charges
does anyone know if i can reclaim credit card charges for late payments even though i closed my account about six months ago??
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I need help with the court process
Hi, I am in the middle of filling out the forms on the HMCS website and I'm unsure how to word the particulars of claim part so I don't sound like a grade A wally.:confused: I'm also a bit confused as I want to claim interest and it gave me a passage which I need to include in the particulars of claim which was this " The…
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Judgement Against Barclays
Hi Well as the title says I filed a money online claim against Barclays a few weeks ago. They wrote saying they would be submitting a defence to my claim but the time ran out on Friday and I heard nothing more. I asked for Judgement to be made and today have received confirmation through from the Court that judgement…
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Natwest Personal Loan
Hi there I am considering beginning a claim for just under £5,000 of bank charges from Natwest. My account is not overdrawn. However, I have a personal loan to the value of £3,200 with them. I'm assuming the total amount repayable will be closer to £5,000 due to interest over the 5 year loan period. One condition of my…
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Derbyshire Mortgage Account Statement admin charge
HELP I have just received my annual mortgage account statement, upon which has been levied a £25 admin charge. Looking back at previous annual statements there has been no charge levied. Should I call them or take measures to reclaim this. Alan
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Why Are Banks Still Charging So Much
confused: If the banks know what everyone is doing by reclaiming WHY are they still charging so much ??? its crazy Ive just been charged for going over by 7p :mad:
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martins on GMTV
More About Charges But Not Just About Bank Charges
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What happens if you don't attend court?
Purely out of interest, anyone had a court hearing and not attended for whatever reason? What would happen ... would the case be thrown out?
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Just wondering about bank charges ?
Well im a bit confused, i have to go to the bank today and hand in my cheque book and cards :( due to "card missuse" :rolleyes: anyway im a bit cross as the bank has let me run up these debts over a period of time and now wants their money back , i know its my fault but they could of said something sooner . i am very…
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Information Commissioner ICO
What a toothless wonder that turned out to be :p . Abbey sent only 75% of the info we requested. As suggested here, I reported them to the ICO (fill in online form, send all copies of letters). Upshot- seems to be this standard reply (below) which IMO could have been sent with very little info from me :mad: The fact that…
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£1:00 bank charge
dear people, I find it hard 2 except that it is such a complex issue 2 justify what banks and building society should charge customer. when considering, that I/we have paid just £10.00 to request all the statements of my/your account. since I/we have opened an account with a bank or building society. sure this is more…
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claiming for all expenses
am i doing the right thing, i have send 2 Lloyds tsb the following attachement of charges : Unpaid SO 11/09/2006 35.00 o/draft excess fee 09/12/2003 40.00 envelope & stamp .46 envelope & stamp .46 fee 4 order previous bank charges & statement 10.00 car exp to and from bank @1.25p a mile 5.00 int on £35 @ 8% 1.87 int on £40…
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BT charges
BT charge £25 to "disconnect" and "reconnect" a phone if you pay late, even if the disconnection only lasts a matter of seconds - this is computer driven after a set period of time and no physical work is required by BT to go to the exchange and do any of this work (I have worked for BT). The true cost must be under £1…
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Jackanory Time
Good evening Ladies and Gentlemen, boys and girls. My first time of posting on these boards, but not the first time I've visited!! I've been reading all of the threads with great interest, and would like to thank all of you, who unknowingly have helped me a great deal. Let me tell you my story of how big bad Lloyds TSB…
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40 days has lapsed
Does anybody know how to report a bank to the Information Commissioner's Office. The Yorkshire Bank has sent me a letter stating they won't be able to send me a list of charges within the 40 days. I've visitted http://www.ico.gov.uk/ but it looks a bit of a mine field. cheers
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Court Order Query!
Hi there Please could someone help, think I've missed a step!! I've been trying to claim £3500 back from Barclays since February this year, I used MCOL to start the procedings and eventually Barclays lodged a defence. After reading other threads on this site, I was expecting a court order to arrive stating a court date…
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how long to wait before court?
i wrote to lloyds tsb on 15 march - they refused claim suggesting i go to financial ombudsman second letter sent 11 april threatening court if no reply within 14 days - this has been ignored how do raise claim in scotland for small claims not clear draft available on this site any suggestions? i,m a little worried have…
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Can I claim again !
Hi chaps, could someone advise me whether or not I could re-apply for my charges over the last six years, when I have already entered into some sort of deal with Nat West. I took it on myself last summer before this euphorea of re-claiming charges took hold on the country. I requested that NW repay £136 in charges that…
