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Jackanory Time
wiggy133
Posts: 3 Newbie
Good evening Ladies and Gentlemen, boys and girls.
My first time of posting on these boards, but not the first time I've visited!!
I've been reading all of the threads with great interest, and would like to thank all of you, who unknowingly have helped me a great deal.
Let me tell you my story of how big bad Lloyds TSB will soon be getting a very nasty surprise indeed.
Once apon a time, a poor downtrodden man (me) heard tell of a way to get his own back on the big bad bank. It all started in March 2007 when he heard on the Jeremy Vine show, a wise old sage called Martin Lewis tell all the nice people in radio land of ways to reclaim the evil charges that the cartels had imposed on us.
So, after printing of all of his statements, not once, not twice, but three times the poor downtrodden man (me) set about trying to learn the ways of the courts of the land, in order to bring the [STRIKE]!!!!!!s[/STRIKE] bankers to justice. He aslo visited many other wise old sage sites in internet land and found a very interesting one called BBC money. The poor downtrodden man (me) decided to use bits of wisdom form all these sources, rather than just one.
After doing this the poor downtrodden man (me), wrote a very charming letter to his bank (copied from the BBC site), asking if it would be possible to have his hard earned money back please. To which the big bad bank said "NO". So the poor downtrodden man (me) went along to his local courthouse to see if they could help him with his cause. He took with him two sets of statements, two sets of Interest calculations (£3233.77 inc court fee printed off from the wise old sage, Martin Lewis' site), two sets of N1 claim form, and £120.00 of his hard earned cash.
Two weeks went past without hearing anything from the court or the big bad bank, so thinking he had won, the poor downtrodden man's wife, set of to court to ask the nice Judge for a Judgement by default. two more days past by before the poor downtrodden man (me) and his wife received a letter from the nice court people, saying that the big bad bank had replied the same day that we had requested judgement, stateing that they would be entering a defence.
The poor downtrodden man (me ) and his wife wrote a letter explaing to the nice judge that we had requested a judgement before the bank had replied, but they didn't hear anything back.
Two more weeks went by before the poor downtrodden man (me) and his wife returned to the court to request the judgement bu default again. This time they were successfull!!! The big bad bank had not entered a defence after all (those naughty, naughty liars). So thinking they had won, the poor downtrodden man (me) and his wife went home happy, thinking that they had beaten the big bad bank.
A couple of days went by before the judgement by default was delivered by the post office, and the poor downtrodden man (me) checked on-line to see if the charges had been returned to his acount. But no such luck, the poor downtrodden man (me) tried the next day, and the next, and the next untill finally he tried phoning the big bad bank (0845 300 0000), who denied everything and suggested phoning another number instead (01264 832297 or 01264 832915). The poor down trodden man (me) and his wife kept on phoning these numbers, but found they were constantly engaged.
When the poor downtrodden man (me), and his wife did get through they were told that the had reach the complaints department, and that they only dealt with people prior to going to court.
The poor downtrodden man (me), and his wife were getting more and more angry, how could the big bad bank be doing this?
Finally he poor downtrodden man (me) had had enough, so he rang 0845 300 0000 one more time, and told them that if he didn't have a date thjat his cash would be returned to him by, he would request a warrent of exicution.
The big bad bank were very understanding and sympathetic, but they still didn't tell the poor downtrodden man (me), when he would be getting his money.
So on Tuesday the 24th of April, the poor downtrodden man (me) and his wife went to the nice peolpe in the court, and got a warrent of exicution.
The poor downtrodden man (me) had seen other people do the same thing, and send in balliffs to there local branches, but the poor downtrodden man(me), was so angry with the big bad bank, that he gave the address to which the warrent was to be served as 25 Gresham street, London EC2V 7HN!!
I will keep you all updated as to what happens next boys and girls.
(Remember, make the banks play by your rules, not you by theirs)
My first time of posting on these boards, but not the first time I've visited!!
I've been reading all of the threads with great interest, and would like to thank all of you, who unknowingly have helped me a great deal.
Let me tell you my story of how big bad Lloyds TSB will soon be getting a very nasty surprise indeed.
Once apon a time, a poor downtrodden man (me) heard tell of a way to get his own back on the big bad bank. It all started in March 2007 when he heard on the Jeremy Vine show, a wise old sage called Martin Lewis tell all the nice people in radio land of ways to reclaim the evil charges that the cartels had imposed on us.
So, after printing of all of his statements, not once, not twice, but three times the poor downtrodden man (me) set about trying to learn the ways of the courts of the land, in order to bring the [STRIKE]!!!!!!s[/STRIKE] bankers to justice. He aslo visited many other wise old sage sites in internet land and found a very interesting one called BBC money. The poor downtrodden man (me) decided to use bits of wisdom form all these sources, rather than just one.
After doing this the poor downtrodden man (me), wrote a very charming letter to his bank (copied from the BBC site), asking if it would be possible to have his hard earned money back please. To which the big bad bank said "NO". So the poor downtrodden man (me) went along to his local courthouse to see if they could help him with his cause. He took with him two sets of statements, two sets of Interest calculations (£3233.77 inc court fee printed off from the wise old sage, Martin Lewis' site), two sets of N1 claim form, and £120.00 of his hard earned cash.
Two weeks went past without hearing anything from the court or the big bad bank, so thinking he had won, the poor downtrodden man's wife, set of to court to ask the nice Judge for a Judgement by default. two more days past by before the poor downtrodden man (me) and his wife received a letter from the nice court people, saying that the big bad bank had replied the same day that we had requested judgement, stateing that they would be entering a defence.
The poor downtrodden man (me ) and his wife wrote a letter explaing to the nice judge that we had requested a judgement before the bank had replied, but they didn't hear anything back.
Two more weeks went by before the poor downtrodden man (me) and his wife returned to the court to request the judgement bu default again. This time they were successfull!!! The big bad bank had not entered a defence after all (those naughty, naughty liars). So thinking they had won, the poor downtrodden man (me) and his wife went home happy, thinking that they had beaten the big bad bank.
A couple of days went by before the judgement by default was delivered by the post office, and the poor downtrodden man (me) checked on-line to see if the charges had been returned to his acount. But no such luck, the poor downtrodden man (me) tried the next day, and the next, and the next untill finally he tried phoning the big bad bank (0845 300 0000), who denied everything and suggested phoning another number instead (01264 832297 or 01264 832915). The poor down trodden man (me) and his wife kept on phoning these numbers, but found they were constantly engaged.
When the poor downtrodden man (me), and his wife did get through they were told that the had reach the complaints department, and that they only dealt with people prior to going to court.
The poor downtrodden man (me), and his wife were getting more and more angry, how could the big bad bank be doing this?
Finally he poor downtrodden man (me) had had enough, so he rang 0845 300 0000 one more time, and told them that if he didn't have a date thjat his cash would be returned to him by, he would request a warrent of exicution.
The big bad bank were very understanding and sympathetic, but they still didn't tell the poor downtrodden man (me), when he would be getting his money.
So on Tuesday the 24th of April, the poor downtrodden man (me) and his wife went to the nice peolpe in the court, and got a warrent of exicution.
The poor downtrodden man (me) had seen other people do the same thing, and send in balliffs to there local branches, but the poor downtrodden man(me), was so angry with the big bad bank, that he gave the address to which the warrent was to be served as 25 Gresham street, London EC2V 7HN!!
I will keep you all updated as to what happens next boys and girls.
(Remember, make the banks play by your rules, not you by theirs)
0
Comments
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My story is very similar to yours! In my case it was Abbey. I got judgement by default for the claim not being acknowledged. The bank are saying they haven't had the default notice and i am very close to sending in bailiffs but I am trying to find out if I have had the right notice of default sent to me. Can you tell did you get a piece of paper which said Notice of Judgement enteredwhich had the details of who it was against but had no amounts of money on it. Or did you get a copy of the paperwork which would have been sent to theBank which said they were in default and what the sums were. Hope this makes sense.
I like you thought I had won and was about to get my £7500 but the bank seems to have other ideas and will delay how ever they can!!0 -
Hi Denisea, we received the same copy of the default judgement as the bank, ie: the one with the figures on it.
The only thing about our case was that the banks solicitors asked that all corispondance be sent to them, but the court sent the judgement straight to the bank.
If your bank are putting up a smoke screen, give them an ultimatum, and if they have'nt paid up by the date you specified, apply for a warrant of exicution.0 -
They have now said that they won't contest the judgement(how kind) but need the final paperwork from the court before they can pay. They should have had that by now. Judgement was 10days ago! But it seems that for some reason post takes ages to get to them!! they say they should be able to give me a dat for sending the cheque on Monday!! So fingers crossed.0
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Okay Dokay folks, time for an update, it's been 3 weeks since I won my judgement by default, 2 weeks since I applied for the warrent of exicution, and still no money!!!
Does anybody know how long it takes LloydsTSB to cough up after they have lost, and do they repay via cheque or do they repay straight into my account?
I am getting seriously !!!!!! off with thier solicitors, who are next to useless, every time I phone up (which is daily now) tell me something different!!
And why are the balliffs taking so long to go knocking on Lloyds door?
These and many other questions remain unanswered, can anyone shed any light for me?0
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