We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Why Are Banks Still Charging So Much

confused: If the banks know what everyone is doing by reclaiming WHY are they still charging so much ??? its crazy
Ive just been charged for going over by 7p :mad:
Debbie Jones:confused:

Comments

  • Twinkly
    Twinkly Posts: 1,772 Forumite
    confused: If the banks know what everyone is doing by reclaiming WHY are they still charging so much ??? its crazy
    Ive just been charged for going over by 7p :mad:

    Basically, because they can.

    Its a merry-go-round until something happens to stop it. Consumer Law would have to change or the banks would have to lower their charges to reflect their actual costs. Until either of those things happen then round and round we go.
  • feedering
    feedering Posts: 142 Forumite
    The OFT wil reduce (hopefully) what they can charge soon, however this is still unlikely to be the "actual" amount it costs the bank.
    the way forward is the consumer action group .co.uk
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.