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first response
hello i sent my first letter to my local branch asking for my £395 charges +interest, making a total of £450ish, this was received on 20th April. Just got a letter saying "Thank you for your letters dated on the 19.04.2007 I have forwarded this onto our Service Recovery Centre in Birmingham who will acknowledge your letter…
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Help!!! Urgent - What have I done wrong - no court date given!!
Hi Has anyone else not been given a court date but had the CCJ entered in their favour? I followed all the steps given - issued the notice of issue and got no reply from them in the time scale given, so rang the court to find out what I need to do next. They told me to get the judgement issued - which I have done, and it…
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Returned judgement - don't understand!
I had judgement award against the bank last week, and today came home to a letter saying they have returned the attached judgement notification - the reason given for failure is "we are unable to register two limited companies. Please advise whether registration relates to a) limited company trading as a firm, b) joint…
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just got my notice of acknowledgement of service has been filed
copy of the form through from the courts. So i know obviously have the contact address tel and fax number of the solicitors dealing with it - is it worth ringing or writing and trying to get a settlement before it goes to "defending" or is it worth doing nothing and hoping they dont "defend" and i win through default. what…
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I've made a boo boo!
Please help me.... I'm waiting for a court date and have just realised that when I asked Abbey for 6 years bank charges they sent me just over and I have claimed for this as well. Be it just about £60 . What do I do. Will this wreck my claim or can I phone MCOL and sort this out b4 its too late? :confused:
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Anyone in Yorkshire area seen Calendar tonight
There was an item regarding claimants at Leeds court re bank charges but I only caught the end. What happened please?
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Please help!!!!!!!!!!
:confused: I sent a message a few weeks ago but no one has replied :cry: . I sent my first letter to Lloyds bank requesting my bank statements but no one has replied yet, admittedly it hasn't been the full 40 days yet! But I'm rather concerned as I'm not sure I have sent my letter to the right address. The address on this…
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Stalling credit card companies
Can anyone provide any insight as to what should be the next stage with my credit card charges process. 1. Got a letter back from Capital One after demanding my charges back saying' they are looking into it and will have an answer within four weeks'. Do i wait the four weeks or do i send a letter back requesting it back…
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Charged £150 for being £108 overdrawn?
Hi, I was paid this morning and logged onto internet banking to check my wages had gone in, which they had. At the end of play last night, I was £606 overdrawn. I have an agreed £500 o/d limit, so I was £106 over my overdraft limit. There was a warning that charges were due to be applied to my account. So when I looked…
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Charge for duplicate £2.50?
Hi guys, I just spoke to my bank: it's been over 40 days since I sent the penalty charges request- so I chased them, and I was told that the only way they can do it is to send me duplicatesm, but £2.50 each.:rolleyes: Anyone knows, if I should go for that or complaint to Information Commissioner? thanks Matti
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Help ......... About To File My Mcol
Im just about to file my claim against my bank via MCOL and ive just noticed that i totted up the charges wrong . Somehow i added another £15.00 to my claim (claiming £330 but should be £315 ) what should i do ?? I was thinking of filing the correct amount plus interest with MCOL and also sending another letter to my bank…
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Right to Information
I contacted the Halifax over 40 days ago requesting information on all the charges applied to my account over the last 6 years. I stated they had only 40 days to reply.. which they didn't. I then wrote/faxed another letter giving them a further 7 days to respond. Today, I received a letter in the post saying they have…
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Interest before using MoneyClaim Site
Hello Peeps ! Ive just joined up and im in need of some serious answers please! Ive Sent the 2 Letters to Lloyds TSB, and their answers have been all 'we are in the right to charge you Mr........., ' which obviously isnt cutting the mustard with me. So im about to use MoneyClaim, but im a bit stuck on working out the…
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draft order for directions
can anyone please offer advice for this stage of the Court process? i have taken my bank to court and have received a '"Draft Order for Directions" stating i must send to Defendant and Court - " a schedule setting out each charge repayment...showing date, amount and reason" is this just another highlighted copy of the bank…
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Claiming Credit Card Charges
Would I Be Able To Still Re-claim Credit Card Charges If I Was On Payment Plans or In Receipt Of Default Notices? :confused:
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Worried by particulars of claim statement
Hi just thought i'd jot this down as I'm getting jittery with my caim. Followed the procedure through as per sites instructions since 8/1/07 - Was offered £1000 for a £5000 claim. Decided to go to court and used the template suggestion on here to file my 'particulars of claim', paid my £120 for the on line claim and…
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Hmm - interest - does it increase as time passes?
Another quick question I have just thought of ... I calculated my interest up to the date I filed with MCOL, but is that now fixed? Do I need to recalulate it for the date of the pre trial review, or is what I originally quoted now fixed? Just a cheeky question really, as I'd like to bleed whatever I can out of the…
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No accoutn numbers entered
On my MCOL form, I didn't put down my account number - will this be a problem?
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calculator
:confused: hi, i am just trying to work out OH bank charges, but when i go into 2004 onwards the interest is minus. can someone please explain?:confused:
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Lloyds TSB Solicitor vs Me
A county court claim has been served on TSB and their solicitors have wrote to say 'my claim has not been properly pleaded and shows no legal basis for the claim and unless I produce one in 7 days the bank will make an application to strike out the claim' Do I have to issue a new claim and pay the costs which include a…