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Claiming via online banking
Hi I have collected all my charges through my online statements (hsbc) I know it says to state what the charge was for etc, however most of my charges just say total charges and have the total. I was wondering would I get a letter back off dear old Colin saying that I haven't put what the charges are for even though It…
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Re-claiming Credit Card Charges
CAN SOMEONE GIVE ME ADVICE ON CLAIMING CREDIT CARD CHARGES, ARE THERE ANY TEMPLATE LETTERS I CAN USE?:rotfl: :rotfl:
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I have a question about claiming WITH interest
I am just about to file my claim against Barclays online with MoneyClaim. I have done my research and I am following instructions on the Consumer Action Group (CAG) forum. Now, the total of my charges = £845. When I used Martins little interest calculator, the total amount of interest came to = £82.64. Therefore making a…
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Some advice needed please.
Hi, am new to this forum so hope I have posted in the correct place. I recently (Early Feb 07) sent off for a full list of my bank charges/ statements from the Halifax bank, using the template letter from this site. I heard back from them on the 7th March with a letter saying that copies of duplicate statements would be…
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Arrangement Fee!!
Hiya This is my first posting on this forum, even tho been here for a while reading various threads and gathering as much info as possible.:j In my own battle with HSBC i am claiming £2440 in unfair charges and im at the stage where if they don't reply in the next couple of days to my LBA i am gonna start court procedings.…
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DoI have to wait?
After receiving statements, I have asked my bank to refund all overdraught charges and on 30th Mar received a letter from them to say that by law they had 4 weeks to check the accuracy of my claim. Can any one tell me if I now have to wait until 30th Apr or can I now approach them? Nia
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First time claim.
Firstly, what a great forum! Why the hell has it taken us so long to do this??? I'm sure lots of you have been in this situation so thanks in advance for any help. My wife and I are at the stage of signing our letters and sending then off to the bank but we are a bit unsure of what dates we are able to claim from. My wife…
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O/D Bank Charges went to collections agency
I had a RBS premier account in London which charged £15 a month just to have the account open. I only used the account for 2 weeks then moved to Birmingham and opened a joint account with my partner at another bank, rendering the RSB London account useless. I tried to close the RSB account at RSB Birmingham but they said I…
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Charges on a Loan Account
Hi all, wondering if you can help answer a question for me. I have a couple of clients who have been in a debt management plan for the last 7 years and have noticed that the balance they owe on one of their creditors has actually risen. It is a personal loan with Paragon where the balance has risen from 12000 to 17000 over…
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Need help with claiming Bank charges in Northern Ireland
I am a retired bank manager - if anyone needs help in claiming bank charges from N I banks I'd be happy to help. nellie
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reclaiming from halifax
hi not sure if im doing this right but here goes!! have gone through the letter processes with halifax,have taken them to court but getting a little scared now as i have had a reply from the court saying they are going to defend the case!:eek: they have until the 15th may, could anyone give me some reassurance especially…
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court
Hi can you help me? How come when i file in the small claims court that i never has to put down my account number?
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Court Questions
I have had no response after I sent my second letter to my bank, asking for my charges back. I am now filling in the third letter, and am a bit confused about what to put in the space that says,'Insert name of court'. I am planning on using Mcol. Can anyone help? Also, will I have to ever actually appear in court, and if…
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help/advice needed
sorry if this wrong forum.....I wrote to my bank enclosing £10 for my 6 years statements etc...today I received the statements but also received another persons statements for the last 6 years I phoned the bank and told them in no uncertain terms that I had in my possession another persons statements....they apologised and…
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Court looming!!!
Hi all, My bank has just defended my claim for unlawful bank charges, didn't expect it to go this far, Is this usual????
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Hi Is There A Cut Off Date For Reclaiming Bank Charges
Please Could You Advise Me If There Is A Cut Off Date For Reclaiming Bank Charges,as I Have Been Told The 23rd Of April Thanks
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Query
If my bank phones to settle out of court just b4 court date, I know you need to get them to put it in writing first, but if say there is only 2 days b4 court date what do I do. Do I cancel the court proceedings and risk them withdrawing their offer and make me go through the process again. Maybe I could ask them to email…
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Finally at the end—Halifax pay charges
I first requested my bank stements in August of last year but it seemed like such a daunting task to go through 6 years worth on two accounts. Anyway on 3 March, I finally sent of my letter to the Halifax requesting £1,872 from my two accounts. I received two letters in between telling me that they would be back with me…
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can i claim again?
can i claim again,ive already claimed and got £2226 back but i have got more charges since then.
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Advice please
Hello, Sorry first timer... so hope i've done this right. I've used the online templates 1 & 2, claiming back £1027.94 or £894.25 without interest from HSBC. I gave them 14 days on 25th March and got letter dated 4th April saying they are investigating and will be back in touch, today I rang them as it's been a further 20…