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What happens now ????
Hi everyone I am at the small claims court stage with Abbey (over about £2000 in charges), today I have received a copy of the defence they have filed with the court (from Abbey, not the court). I have followed all the steps completly, however I am now a bit stuck, because I am not sure if I have to do anything now? or do…
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Certegy Charge
This isn't regarding a bank charge but I just wondered if anyone knew anything about Certegy. My husband had a cheque bounce in Argos and of course his bank charged him for this. He then received numerous letters from certegy stating that he had to pay them a further £48.50. My husband has refused to pay this as he thinks…
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RBS Bank Charges
Hi there, I opened an RBS Current Account a while ago now with a £500 overdraft but me being me I spent it all with no way of paying it back. I obviously recieved charges for this and I agreed to a payment plan (£44 a month) to bring it back under £500 to stop charges now after this had completed I set up a standing order…
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flyby
Hi,if anyone out there has been succsesfull in reclaiming bank charges,can you tell me how long it took from the date you first applied to when you recieved your money.I started my reclaim procedure on 24/02/07,i have recieved four letters back,the latter saying they are still investigating my claim!!!..please advise.
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Help! I'm Going To Court With Barclays Bank!!
HELP! I'm going to court! I've received the defence from Barclays Bank and the really worrying part (and if there is any legal experts out there, please help me!) is what they are claiming: "The Defendent (Barclays) denies that it is liable to the Claimant for the sums claimed and interest, as pleaded or at all. In the…
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Question about step 4.
On step 4, the template letter with intrest, it sayd attach copys of the list of charges, well, i was wandering, as the bank already have them and i have apprently an open file regarding my request, do i rely need to send them again? also on the same point, dony the bank alreay have them after all thay sent them to me…
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Co-op Statement Help
hi, ive received information from the co-op bank with regards a list of charges with relation to my account.im a bit unsure on what to claim.the reason for this is that it is not like a normal statement reads. I have five columns at the top of the page.the columns are : commission, commission refund, debit interest, fees,…
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Making this whole thing a bit quicker
Is it possible to just go straight to MCOL without messing about with 1st and 2nd letters with either silence or "we are looking into it" from the other side?
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Have I messed up my claim for bank charges?
I sent letter No.1 and £10 for bank statements etc, received 6yrs of actual statements(Huge pile) went through these highlighting charges, then used interest calculator and added these against each charge, I then handed these statements and letter 2 into Bank Manager (I some-how completely missed the online calculations…
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no bank reply
I have sent a letter asking for my bank statements and had no reply, but i sent it to the local branch and its been over 40 days, from just looking on the site, its suggests it should go to a different address. Should i resend it?:o
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Ambr
Has anyone else seen the TV adverts for AMBR http://www.ambr.co.uk/ I include the link for information but I DO NOT recommend them - they look like they are trying to cash in on all the recent publicity.
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Bank charges and EXPERIAN credit file
Hi everyone... new to the forum but have been following a lot of the threads and also in progress with claiming back from Nationwide. Ok... here's the story so far. I have sent the first letter asking for a copy of all charges which arrived slightly late but is very comprehensive and also includes our joint account which i…
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Should I send my statements when claiming?
Just a quick query: Should I send copies of all my statements (and I've got a fair few, so I'd rather not) with the charges highlighted to my bank with the first claim letter, or should I just summarise on, say, an Excel spreadsheet with the date debited from my account and total charge amount on it? My bank is HSBC out of…
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HSBC Managed Loan + Charges
Hi, After 3 years of getting turned over by HSBC, I've decided to to fight back. The problem I have is that they've messed me about on so many fronts I don't know where to start, so I'll start from the front and see how it goes: Things were going ok I'd just gone permanent in my job a few months and had a 7.5k loan (with…
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Banks in court in Leeds
Article on the teletext regarding banks that have been taken to court in Leeds. The customers have won there cases. So those of you who are fretting about your claims hold on there, this is in our favour:beer: :beer:
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Next step advice please
Well I did the letter to Lloyds TSB claiming the charges for both the OH and my son. I sent them the list with dates, interest, amounts etc and have got back a letter basically saying they are a fair charge for the service, they are completely open about the charges!!. They state OFT has published new guidelines about…
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Moneyclaim website down?
Is it me or is the moneyclaim website down? I have been trying all week but no success. Is there any other way of doing it, any other addresses for example, as I want the money back before they stop you doing it! Answers on an email please to krisyb298@yahoo.co.uk
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Will this process ever get Fastracked
I have some friends getting ready to start this process and am wondering if at all this process will ever get quicker. We are reading all the time about the court process and how the judges are getting annoyed about our cases. What could happen? If all banks leave paying up till the last minute, this surely is taking…
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cost of MCOL- dependant on claim with or without interest.
Hi Ive just been looking on MCOL what it will cost me to file a claim. I am claiming 475.00 with interest, which amounts to 566.08 total. will it cost me 50.00- cost of claim between 300-500.00 or 80.00- cost of claim 500.00- upwards. which fee will I pay. anyone with any experience. If its the lower I can get onto it…
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Newbie to MCOL HELP!!-ABBEY CREDIT CARD
Hi All, I need of some advice please. I'm claiming £233.00 from MBNA & they have paid me a GOGW of £70 which i accepted as part payment. Then i sent the LBA 3 times & no response. Now taking it to MCOL as they owe me £163. Im stuck though... ive looked through the threads but can't find the info im looking for. I need to…
