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Claiming Bank Charges And Credit Card Charges
Hi, Would I Be Able To Claim Credit Card Charges If I Was On a Payment Plan And Had Received Default Notices? I also Have Loans And a 3,000 O/D With The Yorkshire Bank, Would They Close Account Down and Demand Full Pmt? Would I Also Have To Pay Ten Pounds To Every Creditor For Details Of Charges In The Last 6 Years? Are…
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can i reclaim building society charges ?
we are charged £30 each time,our last statement added on another £90 to the £1500 (over 6 yrs). we bank with a building society. does anyone know the answer to this question please ?
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Please Help - should I claim now?
The last letter I sent my bank claiming £2414 within 14 days otherwise I will start court action has now past it's deadline. So tomorrow morning I will file online with MCOL. The main problem I have is I,m missing about 10 months worth of transaction from the middle of my statements, so can I start my claim now for the…
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Query re mortgage charges & looking for advice
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want to claim back charges but have an outstanding loan
with hsbc can they demand repayment of the loan? thanks
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MCOL di i put branches address as defendant?
Just doing finshing touches when filin on MCOL but where it says put defendants address do i put my local Halifax branch address??? Thanks in advance
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Bank charges TSB
Q: Is 'Overdraft Usage Fee' the same as 'Overdraft Excess Fee' ? I can claim for both - yes??
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Will banks continue to charge?
Hello, Does anybody know what happens with charges once the bank has paid out? My first correspondence from Barclays is offering me about 800 out 1000 being claimed, but I am worried that by agreeing to this, I am signing away my rights to any future claims and they can charge me what they want. Has anybody had an success…
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Phil48
I recently had a claim online with money claim on line the bank posted a defence. This has now been referred to the small claims court in the town where I live. Is it necessary for me to make an appearance in court? I have recently moved to Abu Dhabi and it wouldn't be worth the bus fair to continue the claim if I have to…
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Legal jargon
I have started court proceedings but now had a letter from the bank requesting further information under the Practice Direction of the Civil Procedure Rules. It states that I should verify by a statement of truth in accordance with Part 22 of the Civil Procedure Rules. Can anyone please translate that into 'laymans' terms…
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Put Letter in but still getting charges
As title says i have put a letter in reclaiming charges been told verbally they are offering an amount just waiting for written confirmation but in the mean time still getting charges to my account. What do i do??
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Claiming Credit Card Charges - only £20's and not £12's?
Would love some advice.... I want to start proceedures for claiming back my credit card charges. The charges used to be £20, and have now been reduced to a deemed 'reasonable' £12 - does this mean I am only eligable to claim the £8's in difference for past charges and nothing for the recent £12 charges, or are all of these…
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change of bank account
Hi I have banked with HSBC for longer than I care to remember, incurring about £5000 charges plus interest. I have changed to another bank and I am just about to present HSBC with a letter asking to repay my charges. My question is: can I still reclaim bank charges although I have already changed banks? Many thanks…
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moving abroad and need to reclaim!!
i am moving abroad soon and need to reclaim my charges...i have gone through steps one and two so next stage is th court process...however should i wait until july when i arrive with a permanent address out there or should i go for it now with only 7 weeks till leaving??
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Help - What do I do next!!
I've received a letter to day from my bank offering me £750 in full and final settlement and that it will be credited to my account in 10 working days. I don't want to accept this offer - they owe me £1,800!!. What do I do next? Can any one help me please - Thankyou.
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home address
We have just started reclaiming bank charges with 2 banks Bank of Scotland & Alliance & Leicster. The address on these two accounts is in Scotland, but we moved last year to England and we haven't changed the address on either of the accounts yet. Just realised about the difference in court proceeses between Scotland and…
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What now
My bank (HSBC) have filed a defence, and I've now filled in the allocation questionnaire. Therefore I now presume that it'll go to court. and i'm wondering what the procedure is, Firstly do I need to be there? Will I need representation? Will the bank show up mob handed? If anyone who has got that far could fill me in, I'd…
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Urgent Help For Claim In Scotland Needed
Im at the stage where I am trying to file a claim against Clydesdale Financial services whos address is in Glasgow Scotland. I live in England, can I claim through MCOL, with the company being in Scotland. I am trying to fill in online and it says that they must hac=ve a English or Welsh address.!! What do I do now, where…
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How quickly...
Hello everyone, I'm new to this forum! Just wondering if anyone has any experience with just how quickly a bank like NatWest will close your account if I start the process of reclaiming bank charges? Would they do it straight away if I just ask for statements (as I've heard some rumours to this effect)? I'm at the bottom…
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can loans be cancelled?
Can you help please? I want to claim my bank charges from Natwest, but at the beginning of this year I took out a £13,000 loan from them. Is there any way they could cancel my loan or ask for full immediate repayment? Thanks Jimbo
