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Confused and Baffled??!!
Hi All Please can anyone advise me? I am currently trying to claim back my bank charges with Lloyds TSB amounting to £1,410 plus interest of £281.94. They have just sent a reply back from my 2nd step letter asking for the money apologising to me because I am unhappy! I have currently an agreement to pay £13/month back to…
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No list of charges from 6 years ago
Hi there, I used the template letter, sent off a cheque and as yet it hasn't been cashed and I don't have a list of statements from 6 years ago. What can you do if the bank don't send you the statements? I haven't followed up with a phonecall yet as the cut off date for the 40 days is 7th May. Time yet I guess for the…
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Lloyds TSB HELP!
Hi guys, i know this might be the sort of thing that shud of been included in the mian Lloydstsb post but i need help fast! I have started a claim against Lloydstsb, and i have paid the £120 court costs. I got a letter that said it was from a judge, sayin i had to pay an assignment fee of £100, i have to prepare all my…
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Reclaiming for Current Acc & Credit Card???
Hello, I'm writing the initial letter to Natwest requesting comprehensive list of bank charges. What I need to know is, can I request this information for both my current account and credit card account in the same letter? If so do i have to pay £10 per account? Your help would be greatly appreciated.
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Bank AND Credit card charges
I sent off my request to LLoyds TSB and have just received the first correspondance from them saying that 'here's the last 5 years' if you want the 6th year as well that will take longer - do you wish us to get them as well?' I obviously sent it back and said yes. Annoyingly though, they've not applied any of my credit…
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This newbie needs your help, pretty please!!!
Hi everyone, I apologise if this has written about before in another thread, but so far, I just haven't been able to find it... (it's nearly the end of my final year at uni, and I've just realised I should be spending less time on MSE and more on revision!) I'm reclaiming £495 of overdraft charges taken from my Abbey…
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Don't forget to claim back your £10 SAR Fee
I've noticed a lot of people are going on about the 8% interest, but I don't recall people mentioning that they are claiming back the £10 fee they had to lay out for the request of the statements, which of course is a genuine part of the expense of making this claim.
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reply to good will gesture, what do i say?
hi , ive been offered a good will gesture of £1800 even though im claiming £2800. im going to refuse but what do i write in my letter? i need to start court proceedings. please help im running out of time to write back i only have a week
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unfair bank charges
i am claiming bank charges back for my wife i realise i can claim the 35.00 charges but can i claim back the 8 pound pre day charge? please help me :confused: :confused:
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Incomplete statements
I requested a copy of my statements for charges from Lloyds tsb as in stage 1 of reclaiming charges on the 4 april, 20 days later i recieved 6 sheets of paper with various charges on them but there were months with charges missing i can go back 4 years online so was able to track them myself but i cant go back the full…
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Incomplete statements
I requested a copy of my statements for charges from Lloyds tsb as in stage 1 of reclaiming charges on the 4 april, 20 days later i recieved 6 sheets of paper with various charges on them but there were months with charges missing i can go back 4 years online so was able to track them myself but i cant go back the full…
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dont know what to do need help!!
My bank has offered me my charges less my interest, which i claimed for should i accept this or pursue the claim for the interest and the court charges i have incured???????
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Waiting for bank to reply
My bank (HSBC) received my first letter sent on the 2.4.07, I received a letter stating it is under investigation and to call if I need to contact them. I called the office this week and have been told that the bank can take 8 weeks before they reach their decision on if to repay the charges or not, does anyone know if…
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The £4.50 take out OR not???
Sorry if this question has been asked before but l can't find the answer. When reclaiming my money, do l take out the sum of £4.50(estimated the real cost) from each charge or do ask for the whole lot.
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Bank's delaying tactics
I found a post on this site about a precedent of banks delaying court appearances and a claim that could be filed against this. I can't find it now. Can anyone help? :o :o :o
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what date do i claim from?
i have statements from capital one fr 01/08/2001 to 01/02/07,can i claim for all this time?also do you put every date in calculator ? thanks 4 your help someone!
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help with MCOL
Hi Have just checked MCOL after requesting claim on 27/04 it says " your claim has been submitted to the court for final validation before being issued". Any one else had this what does it mean!
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claim suspended???
i have recently ilnitiated a claim for bank charges with the small claims, but have received a message to say my claim has been suspended, does anyone know what that means???
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Halifax & Nationwide
I'm now at the final stage of informing the Information Commissioner of a breach with the Halifax. I've sent three letters, two cheques and had proof the letter were sent (Recorded Delivery) but still they do not send me the information or contact me. Now they closed my account down a few years ago due to account charges,…
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Help with HSBC
I have two accounts with HSBC. I have a Home Management And Current account. All charges for both accounts come out of current account. I am unsure other than, charges for letters and stopped s.o.what I can claim for. There are some charges called total charges can I claim for these, also can I claim back all charges from…