We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Motoring

Archives for March 2020

Parked Car hit
I came out to my black car yesterday and noticed that my passenger side had been dented at the back with red paint. I also noticed that the red car opposite me has a dent in it with a black mark on. Neither damage had been there beforehand. I have spoken to my neighbour who hasn’t denied that it happened but has only said…
Travelling Abroad for 9 months but leaving car
Hi there, Wondering if I could get some advice/opinions on my situation. Im going on a 9 month sabbatical to Australia to stay with my family in the coming year as soon as im able to. I intend on keeping my car and not selling it I live in London in a block of flats on a development, the car is parked in a resident's…
BIK company car tax
I work in the motoring industry and have the benefit of a car, I’m on Furlough with no use for the car. How can I save on the tax I pay to use it?
About to buy car via distance selling
I am in contact with a dealer willing to sell me a car £9000 and have it delivered by driver the next day. It is a pretty big dealer supermarket style. They want a bank transfer. I did not ask yet about paying a downpayment by credit card. Slightly concerned at what point does the car become mine? When is the V5 signed…
more than one car stuck at home, declare SORN and get some VED back
just declared 2 of our cars SORN. nice saving. would suggest you leave at least one car on the road for emergencies.
PCP - end of contract. Who is responsible for insurance?
Hi, My car was due to be collected tomorrow but, due to the current situation, we have been told pick-up has been postponed indefinitely. My car insurance also runs out tomorrow and we have been told by the finance company that it is our responsibility to renew the policy to ensure cover continues until the car is…
MOT whilst car is repaired for no-fault claim
Hi... Can I get your thoughts on this please. My car is currently being repaired following an accident about 5 weeks ago. It is being repaired under the 3rd parties insurance as they accepted complete liability. The repair has taken several weeks, as it is a big job, and there has been a delay on some of the parts. My MOT…
HP company refusing to terminate Car agreement due to Covid 19
Hi. My Daughter has an Audio TT with high repayments. She recently had seizures and has had driving licence revoked. She has made over 50% of the payments and is legally entitled to return car. She contacted the HP company who agreed to the termination and gave a date this week to pick up car. They are now saying that…
Car pothole damage. Council - no fault found
Council just came back to me and claims there was no fault on the road. Well of course because the roads probably been repaired since then?! This relates to wrecked rim and tyre back in January. How can I proceed? Fyi the entire length of the road is riddled with potholes, it's in a shambolic state.
Personal Contract Hire Agreement - Mercedes
Hi all, I hope everyone is well in this difficult time. -I have a car lease which I'm not going to be able to afford in the current situation. -I've followed Mercedes process (email them) and they are due to come back to me. It's been 7 days and I've been told can take 10 days. -My payment is due to leave my account on 1st…
Second hand car during coronavirus
I put a deposit down for a used car a week prior to the coronavirus starting. There was something wrong with the car so the dealer put it in to be fixed prior to delivery, now the dealership is shutting and the garage that its getting fixed in is also closing. I'm also classed as a key worker and need a car to get me to…
Coronavirus delayed car delivery leads to increased VED !!
I have a lease car which was due for delivery on 31 March 2020, the date was important to beat the increase in first year VED which on this vehicle would be an extra £750. The car an no longer be delivered by the dealer, because of this the lease company wont pay the dealer and therefore the car cannot be registered. The…
Cosmetic write off and just bought back from insurance company. Best way to re-insure?
15 year old Mazda estate got a small dent which was my fault and they wrote off as non structural. Car worth 1200 and insurance offered this. Bough back from them for 200 and put gaffer tape on dent. Garage checked and confirmed road worthy. Same car as before and 1000 up. Need to reinsure in next few days. Only worth…
no claims discount
Been on hold for around an hour with insurance company now. Does anyone know, if my insurance certificate says I have 6 years no claims discount, when my policy ends in a few weeks time. Does that mean when I apply for car insurance, will I have 6 years no claims when I come to renew or 7 years? Would rather avoid any…
Car PCP - Lead balloon payment
I bought a new VW from Lookers in Oct 2015 on a 4 year pcp. On 21st Nov 2019 I sold the car back to the dealer to avoid the balloon payment which would have been due 30th Nov 2019. They spent 30 mins checking the car. 1 wheel needed refurbishing as I'd kerbed it and I was over the agreed mileage. Otherwise they were happy.…
No Claims bonus and renewing car insurance for someone who has been driving for just over a year
Hi everyone. I am looking for some advice please. I am trying to renew my car insurance for the first time after passing my test in March 2019. As advised by this site and other sites, I have been looking for renewal prices around 20-26 days before my insurance expires. The price comparison site that I used last year has…
RAC Key Care Cover
I have a VW Golf and one of the keys for the car has stopped working - is this covered with the RAC Key Care Cover?
Motor Accident compensation claim
My husband was involved in a head on car accident nearly 3 years ago, it was not his fault. He has a solicitor acting form him. Yesterday he received an email from his solicitor saying that after negotiations our opponent`s insurers have made an offer which is in full and final settlement of his claim, and this offer is…
Requirements to drive as a carrier (parcel deliveries)
Hi, thanks in advance for any help. I am looking for work as my normal job has dried up. I am currently a self employed sole trader and might be able to pick up some tempory delivery work on a self employed basis. I have a <3 .5ton white van with insurance on it for business use and normally only use it for taking my kit…
Car battery during lockdown
Since we can’t go out except for essentials, I imagine car batteries are all going to have problems during this. Would it be a good idea to start the car up on the drive and leave it running for a while, maybe every few days? I just bought a new battery recently and I don’t want it wrecked.

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Motoring

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Motoring

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free