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Motoring

Archives for March 2020

V5C Trade yellow slip dilemma
Hello all, Firstly I hope everyone is safe and well. I have a rather bizarre issue I am in desperate need of sorting. A Family member had a previous relationship with a used car dealer. When things were good between them they bought and sold several cars using funds sourced by my family member. One of the cars was used as…
PCH - unable to service
Morning all, my car is on PCH and due its service. Obviously given the situation I can't get this done at a franchised dealer. I've been trying to get in touch with the finance provider without luck. I could go to an independent or non-franchised chain but not sure about this given the T&C's. Unsure what to do as could…
Car insurance renawal prices
My car insurance is due for renewal 21/4/2020 but is £1200. Quotes for 6/4/2020 are £700, all details are the same. What advice would you offer? Am I able to make them overlap? Should I cancel and take out the new one? It’s with my existing company Admiral. For £500 less I don’t understand it’s the same car!!! Help please
Mot test extension
Hi, my sons mot runs out today, but we are all in self isolation. Does anyone know if this will be taken into account as the 6 month extension doesn't start till 30th March. Alternatively will we be able to present his car for test when we come out of self isolation?
Does anyone know what the Arnold Clark pricing codes mean?
I know a lot of places use different prices to denote different things like discounting (.99 vs .95 etc), and I'm sure the car dealers do it.I'm looking at a car that ends in £298, and another than ends in £498, which I don't think is random.Does anyone actually know what the codes represent?
Car market in the near future
Looking at buying a vehicle, price has already been dropped due to coronavirus creating a quiet spell, any thoughts on whether the price will go down when it has all blown over?
Scrapping car and insurance
So as I mentioned on an earlier thread my car has died, so will need to scrap it. If a breakers yard was to open, (I think not my Husband think yes) and they were willing to collect the car, could I keep paying my car insurance until I buy a new car and swap the insurance over? I am very happy with my insurers and want to…
Question
Delete if not allowed or move to where allowed please!! I jumped a red light by mistake it was empty due to current situation, i was driving normal speed 25-30MPH. This happend on Cromwell Road passing exhibition Road going towards harrods. Just before exhibition road there is a first set of normal traffic lights which…
Can used car dealer sell on trade terms only?
thinking to buy car for about £600 - 20 year old car. I just want a cheap runner. Just noticed the advert says Part Ex To Clear / All Part Ex Cars Sold On Trade Terms Only Can they do this to mean if it develops a fault you cannot return it within 30 days? Anything I can do to protect myself? Thanks
Car insurance Quote
Hi everyone. I am fetching a car insurance quote on compare the market and wanted to know what to put for one question... it asks if you’ve had an accident , I have, yes. It was The other parties fault and they paid For my damaged vehicle. So Where it says what was the damage amount. Do I put £0, as the other party paid?…
New car ordered but corona virus prevented collection
Hi, I ordered a new car from Citroen before the virus hit. The deal was done, deposit paid and finance sorted, all that was left was to collect the vehicle and sign the paperwork. The deal I was offered was only for March so the car had to be collected before the 31st. I had the collection arranged but then we had the…
Do I have to pay?
Two years ago, almost to the day, I had an incident in my car. My vehicle was damaged on one side and was repaired. There were witnesses to the incident who provided details to my insurer at the time. The driver in the other vehicle was an employee of a company who went on to dispute and the claim almost made it to court.…
Please help! Need an insurer for someone with a fraud marker against their name
Ok, so to start, the person in question knows they are in a predicament, it wasn't their fault and maybe they acted a little rashly and were a little foolhardy, don't judge them, please just help if you can! The person in question has a fraud marker against them due to a 'no win-no fee' claim. The claim was genuine but the…
car insurance - no claims bonus
Hi there Ive been a named driver for 2 years and 5 days but had 9 years no claims previously. my insurer won't let me use my no claims discount and says its invalid if its one day over 2 years, my plan was to swap main driver between me and my partner as we both use it equally. He is also insured my a company which…
Used car sales - an essential service?
https://www.gov.uk/government/publications/further-businesses-and-premises-to-close/further-businesses-and-premises-to-close-guidance I find it strange the list of exceptions includes bicycle shops but the only exception under car showrooms is the garage repair service. No mention of car sales as an exception. What exactly…
Garage won't return vehicle and closed for "foreseeable future"
Hi. I would really appreciate if anyone is able to offer any guidance to help me secure the return of my brand new vehicle from a garage. Long story short: Last Friday, I dropped off my company's new vehicle to a garage to have it sign written for my company. Pre-empting the 'lockdown' and affect that this could have, I…
Cost of selling private listing
How much does it cost to advertise a car on autotrader, ebay, and motors.co.uk motors.co.uk says a private listing is free to list and free to relist. So what is in it for them? Thanks
Car insurance when volunteering to help in corona virus crisis
If we use our cars to deliver medicines and essential supplies during the corona virus outbreak will we be covered by our normal car insurance policy or will a blanket exemption be made due to the unique nature of this crisis? I’ve asked my insurer to put something on their website to clarify the situation but had no reply.
Grant Shapps - 6mo MOT extension for all tests due after 30/3/20
I think Twitter counts as an official announcement these days... https://twitter.com/grantshapps/status/1242738723466469380
Hungarian Penalty Charge Notice
I've received a Penalty Charge Notice from EPC plc (Euro Parking Collection plc, headquartered in London) headed "On behalf of Nemzeti Útdíjfizetési Szolgáltató Zrt.". It transpires that to drive on the motorways in Hungary a vignette is required, of which I was totally unaware. I was caught on camera and the document sent…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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