Parked Car hit

jakemasters13

I came out to my black car yesterday and noticed that my passenger side had been dented at the back with red paint. I also noticed that the red car opposite me has a dent in it with a black mark on. Neither damage had been there beforehand. I have spoken to my neighbour who hasn’t denied that it happened but has only said ‘they would know if they had done it’ and that I can’t prove it. I can’t prove 100% that they did, but I’m confident that it was their fault, any ideas where I stand with this with regards to insurance and cost of repair? 

Many thanks!

elsien

You can't prove anything. It's not even your word against theirs because you didn't witness anything to report.
However confident you may feel that it was them, this isn't going anywhere in terms of getting them to cough up via the insurance or any other way if they're not going to admit it. 

DoaM

Anyone nearby got CCTV that may have captured the incident?

KimJongUn88

Do you regularly check your neighbour’s car for damage?

neilmcl

KimJongUn88 said:

Do you regularly check your neighbour’s car for damage?

Well if my car was hit by a red car and there was a neighbouring red car then I would have a look too, why wouldn't you.

KimJongUn88

neilmcl said:

KimJongUn88 said:

Do you regularly check your neighbour’s car for damage?

Well if my car was hit by a red car and there was a neighbouring red car then I would have a look too, why wouldn't you.

I meant before the accident. Does he regularly check his neighbours cars on a regular basis so he could be so sure that there was absolutely no damage to the neighbour’s car before the accident as he states in his original post.

Aylesbury_Duck

Unless your neighbour admits it (if they did it, of course) or you have an independent witness to the collision, you have a choice: claim on your own insurance or get it fixed yourself (and in accordance with your insurance terms, notify your insurer you've done so).  

[Deleted User]

The only way you could prove it is CCTV or if you can somehow match the black paint on their car to your car. You can pay a lab to do but it's probably not worth it.

Instead I'd suggest investing in a dashcam with parking mode and ideally two lenses, one front and one rear. With wide angle lenses there is a pretty good chance of catching events like this.