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Caught Speeding 49 in a 30.
Hold my hands up. Stupid and reckless. Had my NIP sent through, sent back and now just waiting for the punishment. Any idea what the likely outcome is? This is my first offence, been driving for 5 years and I know the speeding laws have now changed into bands. Is it going to be a hefty fine?
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Terminating PCP early?
Am about to buy a new car. I 'could' buy it outright, but there appear to be better discounts for taking out a PCP. I have never bought a car on PCP before, so have one question about it. If I agreed to the PCP initially (to secure the larger discount), but seek to pay off the PCP early, are there any penalties? 'IF' there…
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MOT expired, what happens if it fails the test?
Had a bit of a doh! moment, I put in my diary MOT due on the 20th September, however, on Saturday I got a reminder from the AA saying my MOT was due today (Sat 8th) the car, a MK2 Focus Ghia 1.6 petrol has only done 5000 miles since last MOT, hopefully I'm not expecting any major issues, I'm fitting new front discs and…
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Insurance detail
I dont drive to work, as my vehicle is parked at home; maybe once or twice per yer I may need to drive to work. Am I ok with insurance that does not include commuting? I have a drive that can just fit two cars on, both myself and my daughter have filled in insurance details saying that our cars are parked on the drive. My…
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Wing Mirror Replacement
I have a Forester 2006. Some bright spark has smashed my wing mirror (driver side). The whole thing has come off and housing is smashed. So just the wire is hanging out. Anyone got a general idea how much these would cost to replace. And are they model specific ? so for example if I went to Halfords , could they replace it…
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World of mystery
Just musing really but It quite surprises me how so many car dealers & manufacturers hide basic facts and how the motoring press don't seem to have any interest in covering the story. Two examples: Try finding out which cars are diesel and use ad blue. You might think there would be a list somewhere but if there is I can't…
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Car hire abroad damage warning!
This could act as a warning to others but also a plea for any suggestions how to deal with this situation or whether it’s worth pursuing. We hired a car in Italy from Budget, the rental period passed without incident. It was only a week later I noticed on my credit card that I had been charged £300. I rang up Budget Uk and…
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Owner died, secured loan, admin cant drive
This seems like a difficult situation that I cant find an answer for. Some basic facts: Friends mother died, she has a secured finance arrangement on a car, but holds the V5. She left no will, her son is managing the estate but has no letters of administration. Little to no assets after reasonable funeral costs. Her son,…
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What to do about insurance for new car?
Hi all, I've just had to get a new car, just sorting out insurance etc for it. Ordinarily I'd update my existing policy with the new car details but have realised I have under a month left on it . I'm a little confused now about what to do. Should I update for the last three weeks or can I just take out a brand new policy…
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Scrappage Scheme
I bought a new Ford Focus in April from a dealer under the Ford Scrappage Scheme. The old car was in very good condition although it was over 8 years old. I had expected it to be scrapped under the terms of the scheme. I note however when I feed my old reg. no. into any of the car insurance websites 5 months on it still…
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Suspension arm brands
Hi all, I've been looking out for new lower suspension arms for my car (Clio) and can't decide what would be the best option. I have seen cheap ones by Comline which is a big company in the UK with a 3 year warranty but then I hear lots of praise for Lemforder which only has a 2 year warranty and cosy twice as much. I know…
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Can I pay DVLA tax with a cheque from someone else?
Hi, My partner needs to send D1 form to DVLA to convert his driving licence. He needs to enclose £43 with a cheque or postal order. He doesn't have a chequebook. Can I use my cheque or it must be signed by the same person doing the paperwork? Thanks S
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Who to update insurance policy through?
I know if you're with Admiral for example then you contact Admiral & it's job done. In this case a policy was taken through "Right Choice Insurance Brokers". Some of the .pdf files sent through are stamped up "MarkerStudy Insurance Company Limited" and there's been an email from "Close Brothers Premium Finance". Am i right…
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Car tax - £115 last Sept, £120 this year
Just wondering about this. I bought a second hand Jazz last year and it was taxed by the dealer (starting 1st Oct 2017) costing £115. I've just renewed the tax and it cost me £120. I've just done a search and found this quote on 'What Car': "If you bought your car before 1 April 2017 or buy a second-hand car that was…
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VW Claim Deadline & Slater + Gordon
Hi, I have been trying to find out what's happening with the claim deadline for VW's emissions -fiddle compensation and reading comments on this site I'm still a bit confused. Wherever I look via google, this site etc I seem to be directed to Slater and Gordon Solicitors who are an Australian company. Are they the official…
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Civil Enforcement Ltd Parking Charge
Hi Guys, Just after a little advice as to whether its worth appealing this parking charge to POPLA. The story is this - I entered the car park and saw it wasn't a pay and display. I assumed that you call up and pay once you leave as there was no ticket machine either. 0-1hrs was free, 1-2hrs something like £2 and 2-4hrs…
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MK5 (2005) VW Golf 2.0 TDI coolant capacity?
Having a bit of a google on this & getting very wishy washy answers on the lines of roughly this, i think it's that. It's the 140bhp engine if it matters and if i remember right the engine code is AZD. I've been told it states in the owners manual but i'm quite sure the car was bought without one I'm looking for someone…
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car wrote off v5c not in my name yet
hi my car was recently wrote off outside my work ive claimed and its a write off they need the mot and v5c form i still havent recieved it off the previous owner and they claim that they sent it off ages ago and notified the dvla ive applied for it myself now but how does it affect my claim i told them i would be the…
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Canceling Car Extended Warranty
I brought a used car just over a year which I intended to keep for at least 4 year. It still had over a years warranty on it and I decided to take out an extra extended 3 year warranty which would start when the other one ended. The problem is my wife and I are now finding the car hard to get in and out of (an age thing).…
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Cone air filter, Ford Zetec CDTI, 2006 worth it?
Hi! Straightforward old filter out, new filter in-no modifications/work? Read somewhere it includes MPG/perfomence, correct? Not bothered regarding performance as tuned but extra MPG, especially if filter is a reasonable price, would be great. Good idea/bad idea guys/gals?:beer: