-
Help! Selling my Lease Agreement Car
I have found out that my lease agreement car is in positive equity, and as i have been itching to get rid of it for a while now it seems like the best way. I have an offer from We Buy Any Car that will cover whats remaining on the lease finance, but Auto Trader thinks i can get a little bit more if i sell it privately. Mu…
-
Private fuel benefit - opt in or out?
Hi MSE Team I’m about to start a new job and will be opting into the company car scheme. Got my head around BIK tax etc. but no idea where to start with private fuel benefit. Does anyone know how to cost this up? I’m aware it is heavily taxed but can’t find the calculation anywhere. I am a 40% tax payer in a diesel Volvo…
-
Poor credit car lease HELP!
Morning all, This is my first post, so be gentle! I feel like I'm in a bit of a tricky situation and I'm hoping you can offer me some advice... The company I have worked for for the past 6 years was recently bought out and all the staff TUPE'd across. Things have been going well in the new place for the past couple of…
-
Two speeding tickets inside 15 mins
Same camera but in different cars. The first is when I was returning in a pool car and about 15 mins later coming back in my private car. I've paid the £100 fine and sent my DL off for my offence and now the works car notice has arrived, I'm waiting find out from work exactly the date it was issued. However in the case…
-
Mitsubishi recall already paid myself
4 Weeks ago my hand break completely failed and I had it fixed at a local very reputable garage. Yesterday I received a recall notice from Mitsubishi for this exact fault. So today I rang them to ask if I can be reimbursed but they want a copy of the receipt from a VAT registered garage, I have the receipt but contacted…
-
Claim for depression - crash?
Hello everyone, I was in an accident (not my fault) in January this year and have recently been diagnosed with depression. I have been suffering a lot with depression since the accident but was only recently diagnosed by my GP as it was the first time I went to speak about it. I was wondering if I would be entitled to…
-
car reversed from driveway
Hello I was travelling past a neighbours driveway on my mobility scooter , when the driver reversed into my side she caused my scooter to tilt towards the road i banged on the back of her car but she kept coming so i bashed the car with my fist she realised what had happened then pulled forward , i moved past her house and…
-
Old Banger vs Used Finance?
Hi Guys, I am just about to pass my test (I'm 24, birthday in a month) and I've been learning since I've been 17 (various things got in the way from passing, sports injuries, heading off to uni, moving into my first non uni place etc). Any-who, I'm about to pass my test (fingers crossed) and I'm looking to purchase a car.…
-
Ambulance chasers?
Had a no fault accident earlier in the year. Car sorted, no injury claim as I wasn't hurt. In the last week I've had calls from a couple of numbers asking about my accident and whether I had claimed everything I was entitled to. When asked where they'd had my phone number from as I do not recall giving anyone permission to…
-
Car engine oil, expensive (castrol) vs cheaper brand? Just paying for the name ?
If doing a car engine oil change, every 6 months, does it matter too much whether the oil you use is expensive castrol 5w 40 or a cheaper brand of 5w40? or not really, and you are just paying for the brand/name? (both would be purchased from a car part shop) and both would be Semi Synthetic This is for an oil change to be…
-
False mistaken identity claim on car insurance
Hello, Greetings. Need help regarding a false claim on my car insurance. Somewhere around 23rd July I received a call from my car insurer (Admiral ) that a claim has been made against me for an accident on 5th July 2018 around 9:00AM, somewhere near Birmingham (Windsor Road) and asked for my whereabouts. I live in High…
-
Driving Licence...carry or leave at home ?
Should I carry my driving licence with me or not ? Any valid reasons for either case ? Richard
-
Push for a write off?
Yesterday a third party's car rolled into mine - both were parked up and unattended, handbrake failed/was left off. I informed my insurers but am claiming directly from the third party insurers. The insurance co explained that their threshold for a write off is repairs costing 50% of the car's market value. Either way, I…
-
Claiming on insurance
Hello, Apologies if this is a duplicate thread. Hoping for some advice on behalf of my other half... He drove (at low speed) into the back of someone else's car, very minor damage, no one injured. The other chap seemed pretty friendly and was happy to settle without getting the insurers involved. They swapped details, took…
-
Terminating PCP Early
Can anyone help please? My son has a car on PCP that he took out just over 2 years ago. The contract us up until September 2019 and he now has the opportunity to work abroad in May 2019. Does anyone know if there is any possibility of terminating this early with no charge. I read a little about Voluntary Termination but…
-
Toll charge penalty - Italy
Hi, Whilst in Italy last week we had some confusion at the first toll we came to, the barrier was up and all the cars in front of us were just driving through it, so we did too. At the next toll it asked us to insert a ticket (the one we now realise we should have collected from the machine as we passed through the first…
-
Testing Image
Sorry first time posting. I received a PCN
-
Is my license valid
Hi, first time post so any help gratefully accepted :-) My fianc! and I will by next Easter have 6 children due to our combined families and a pair in incubation lol. We both have full driving licenses cat B and B1, passed in 2003/4. After trying to contact dvla about it and giving up, we cannot seem agree on if we can buy…
-
London congestion charge
iam travelling to vauxhall on friday,my car is a 2016 toyota avensis 1.6 diesel,the TFL website is quite misleading,it states cars after 2011 are exempt but iam not 100% sure,do i have to pay
-
Hows long to confirm a vehicle is written off?
Hello All Hope you're all enjoying happy motoring! Unluckily for me, a nice (NOT) John Lewis delivery driver decided to drive his vehicle into the side of my car last Thursday morning (oh joy of joys! - that's the last time I'm shopping at John Lewis...) He instantly said I was at fault (which I'm not and extremely glad it…
