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Life Insurance for children as a single parent
I am a single parent and would like to take out a life insurance policy for my child. Does anyone have any advice on this? Where would the payments go if the other parent is absent but still has parental responsibility? Ideally I would like an amount paid monthly to my child rather than a lump sum at 18, but I am not sure…
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Ceiling leakage from flat upstairs
Hi all I'm in dire need of some advice regarding a recent leakage from the flat above a shop I lease, here's what happened: 1. Main waste pipe from flat upstairs gets blocked, it keeps leaking sewage water in my shop for three days. 2. The airbnb landlord from flat upstairs and the management company for the building…
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Neighbour doing 'homers on cars' ... Insurance query
Hello, I’m in the process of gathering facts before I speak with my
neighbour. We get on fine, and I intend
to keep it that way. However, he’s a young lad, who works full time as a
mechanic. He also decided to fix cars
in a two bay parking space outside my property. He’s not a registered business. But I intend to get him…
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U.K. staycation cruises travel insurance warning.
Just a heads up for those like me taking one of the many UK staycation cruises this summer, i have found out that many travel insurance policies have a clause that says they won’t pay medical & emergency expenses if you are holidaying within the UK as these costs would be covered by the NHS, however, if you are onboard a…
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challenging total loss valuation
My issue is very similar to this thread, right down to the same insurer (Admiral) https://forums.moneysavingexpert.com/discussion/6183502/how-can-i-dispute-write-off-valuation Essentially, following an accident yesterday, Admiral have decided that my vehicle is a write-off. The damage is very limited (broked track rod,…
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Redundancy insurance am I covered?
Hi I would appreciate some advice on my existing redundancy insurance policy I took out 9 years ago. I am going to have to make a claim on this policy as I will shortly be made redundant. On reading their T&Cs it states that I must be in receipt of Job Seekers allowance in order to claim. On checking my entitlement to this…
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Insurance worry?
Hi just after some consumers advise, Had a boiler fitted in middle of 2020 and the engineer came through
a ceiling and then left a pump leaking for days, long story, damaged caused to two ceilings, door,
and floor. I have just discovered they are claiming through another companies’
insurance and I feel extremely…
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Car insurance for learner driver
I need to insure my daughter on my Fiat 500 for her to use to learn and practice in. To add her as a named driver on my own Churchill policy , I have been quoted £700 additional premium. However, getting her a standalone insurance policy from an alternative (Go Girl) it's only £300. The quote acknowledged she's not the…
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Damage done to flooring by delivery company
Hello everyone, I hope someone can give me some advice. several months ago a delivery company damaged our very expensive hard wood floor. The insurers deemed it unrepairable and asked me to get a quote showing how much it would cost to replace the floor and all the costs. Because of health issues and an elderly person in…
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Accident Claim assistance
Whilst driving last week, my wife was hit by a mobile home coming in the opposite direction. Although my wife was able to stop safely before being hit, the other vehicle managed to go all down the side of my car and the stopped 30 yards further down the road. When my wife asked the other driver for his details, he…
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Bifold door damaged by wind....worth claiming on home insurance?
I have a uPVC bifold door that opens into the garden. Due to gust of wind, it banged against the adjoining wall and is damaged. I called someone to take a look and he advised me to contact trade windows place to ask if they have the part for traffic door sash damage as he's not sure it can be repaired. I was thinking of…
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Car insurance - which company do you recommend?
Hi there I am renewing my insurance with my husband who is a learner driver (held the provisional for a long time and only getting round to doing the test) We are getting quotes from places like 1st central which seems ridiculously cheap so I dont plan on going with them. We have more moderate quotes from the likes of rac,…
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Insurance Help Needed.
Friend of mine needs help. ( please click on link to read. https://twitter.com/Angelic_Sewing/status/1379735787907002378?s=20 ) 67 years old and suffers from Parkinsons. The stress and anxiety isn't helping her. Thanking you in advance.
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Computerquote Insurance / A-Plan Insurance
Good morning all, Does anyone have any experience with either Computerquote insurance or A-Plan insurance? I recently bought home and contents insurance with Computerquote via a well known comparison site, but received a letter within a month of this to say they had been bought by A-Plan insurance and that my insurance…
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Getsafe Insurance - Anyone have any experience?
Just taken out a new contents policy with a company called Getsafe, found them through go compare but have not heard of them before. It's all.managed through their app and seems easy enough to use if needed. Does anyone have any experiences with them?
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Ticket insurance (booking for event)
I'm planning to book soon for a UK event in June 2021, but I will lose the ticket cost £100 if I can't attend or if it's cancelled. They do offer insurance at a price. Please could anyone recommend a reliable, good value provider of ticket insurance? Or, equally useful, please tell us any to avoid? Not sure yet whether…
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Hidden homeless
My oh lives in a shipping container in a yard where he works. He is desparately trying to get van insurance in his name. He has always been a named driver on a policy or on an anyone over 25 policy... He has paid the premiums but someeone else has put it in their name. We have tried Adrian flux, who won't touch him as he…
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Health Insurance while insured on company policy
Hi all I currently have two health insurance policies (crazy, I know!). My company provides comprehensive cover for me with WPA, which I've had for about a year now. Simultaneously, I have Bupa cover, which I've had for about 15 years or so. My rationale for keeping both was that work is never guaranteed (even though I…
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Should I claim on my contents insurance?
A couple of weeks ago my phone was stolen. I've since bought a new phone outright, £650. I could claim on my contents insurance and I'd receive about £1,000, less a £400 excess, which would more or less cover the cost of the new phone. Should I make this claim? I'm aware that it will likely cause my insurance premiums to…
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Royal London United Friendly
Hi, Royal London want to close the UFIB fund they use to manage my United Friendly with profits life insurance policy, as it is getting too small and transfer my policy to their Royal London Open Fund. The proposal appears to be reasonable however it is quite involved, I wondered if there was any experience of previous…
