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Cancelling travel insurance
I'm retiring to Portugal and when applying for the residency visa you must provide proof of annual travel insurance. Does anyone know of a travel insurance company that allows you to cancel an unused annual policy (after the 14day cooling off period) and gives a full refund, or charges a small admin fee? I will purchase a…
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Insurance Quotes without having to provide your personal details?
I am trying to get insurance quotes, but frustrating, as they get your to fill your personal detail before they give you a quote. It is taking up extra time. Under the data protection act, they are asking for more information then is necessary. If I don't take up the quote, they still keep my details. Why can't they give a…
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Where to get a driving test car insurance?
Basically my wife will be having the driving test soon but it iwill not be possible to have it in the driving instructor's car. We want to do it in our car but our car insurance said that the driving tests are not covered. Is there a short term insurance wew can get for this purpose? Google has been useless so far...
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House insurance claim advice
Good afternoon, I’m really hoping someone can help please. We own our house (freehold) which has a carport. The carport is underneath a coach house. The carport is therefore leased to us on a 999 year lease. Last year someone set a fire in the carport destroying our car etc and also causing damage to the carport and the…
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Lack of electrical installation certificate and home insurance
Hi, I am a first time buyer in Northern Ireland. I am purchasing a semi-attached property built in the 90s for myself to live in. I had the homebuyer's survey done that didn't pick up anything major. One of the things that was pointed out to me is: How major of an issue is it? The house doesn't have any extension built or…
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Paying finance on a stolen car
Hi, I couldn’t find the exact category so hope somewhere here can maybe help. I’ve been organising finances (spending etc) for myself and my girlfriend as we look towards saving for a property. After noticing that my girlfriend has an outgoing every month for £200 I asked about this in which she confessed she it still…
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Lost wedding and engagement ring in the most stupid way!
Hi, I’m looking for some help. I had a wedding and engagement set from when I got married in 2005. Back then it was worth about £5K. We got divorced in 2011. For decades now I’ve let my contents insurance auto renew with no claims ever made. I know I made a point of putting the rings down as an item of value at the time…
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Bedford Van Insurance - Crazy Cancellation Prices
Just wanted to make everyone aware of this company - I can see it's been done before but unfortunately I missed it. Basically I filled out all the insurance information via the GoCompare website with every detail correct. Once confirmed and paid I received an email stating Bedford needed to speak with me. I spoke with them…
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Insurance may not pay out/how to prove liability
In June 2018 I came home from holiday to a collapsed ceiling in the bedroom. My plumber, Ray, adjusted the ball valve and glued two pieces of pipe that had never been connected to the overflow. This Feb I heard water coming into the lounge through the walls and dripping from the ceiling - it had happened in the loft again.…
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Excursions covered under travel insurance???
I perhaps in an error of judgement, booked flights to South Africa and then booked a safari independently. All booked two weeks before the 1st covid lockdown in March 2020 to go June 2021. Flights refunded but the South African company will not refund and only move the dates to whenever I want to go. Didn't claim at the…
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RTC 2 years ago. Now Direct Line want to take third party to court
Hi folks. I was rear-ended nearly two years ago in a traffic jam. Long story short, I was crawling at the front of a queue on a dual carriageway waiting to merge, and the third party came barrelling up the lane and smacked into me. Got the guy's details, took lots of pictures, and passed them to Direct Line (my insurers)…
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Car insurance renewal
Hi my 2nd car's policy is due for renewal, (27/4), currently with Saga, (other car with LV), have my renewal quote but my wife has gained an SP30 for speeding since inception, (overworked community nurse), so was doing new quotes as per usual. We are also waiting for our house sale to complete, (probably before the renewal…
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Still paying finance on a car that was stolen
Hi, I couldn’t find the exact category so hope somewhere here can maybe help. I’ve been organising finances (spending etc) for myself and my girlfriend as we look towards saving for a property. After noticing that my girlfriend has an outgoing every month for £200 I asked about this in which she confessed she it still…
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Unable to get contents insurance due to non-standard building (thatch roof)
Hi, We're moving into a rental property with a thatched roof, and i'm unable to get a quote for home contents insurance due to the non-standard construction of the building. Specifically the specialist insurers i've tried all say they're unable to provide a quote because the top of the chimney stack is less than 1.8m from…
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Car Insruance
I recently had 2 cars and just sold one. I went to cancel the insurance which runs out in June. They want me to pay just over £18 to cancel the policy. I told them I would keep the insurance and let it run out but was told as I had already informed them I had sold it I could not do this. Is this correct? I know its only…
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New Parent Financial Planning - Life Insurance Trust Questions?
I am about to become a new parent and after my excitement settled, I was faced with the cold reality of needing to do financial planning – this is not the favourite job of my wife or I. Top three on the hit-list that we have drawn up are: making a will, powers of attorney (finance and health) and sorting individual life…
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Relevant Life Insurance - advice for best providers
Hello, I’m a director of a small company looking for some life insurance and came across relevant life insurance with the added tax benefits of putting it through my company. For personal policies it seems that there’s lots of options like cavendish where you can get instant prices online without long phone calls and the…
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can't get covered
advice please.y daughter wants to get life insurance as she has rheumatoid arthritis she can't seem to get anyone to cover her. has anyone got any ideas.
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Synergy income protection
Hi has anyone else got an accident & sickness policy with synergy. I had a letter on 3/2/2021 saying that my policy will expire as Tokio Marine Kiln Syndicates Ltd will no longer offer cover for accident & sickness cover-and they cannot offer an alternative. My policy is s due to expire on 8/5/21. I feel very let down as…
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Barclays Bike insurance - any experience?
Has anybody used Barclays bike insurance and, if so, are there any catches as it looks exceptionally good value, especially as it seems you can take it out as a standalone policy (i.e. don't need to have home insurance with them) and it also includes Third Party Liability (which a lot of home insurance bike add ons don't).…
