We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Insurance & life assurance

Archives for April 2021

Type of Insurance? Freehold of Building (2 Flats)
Morning all THere's probably an answer to this somewhere but I couldn't find a matching thread. We (FTBs) have just recieved draft contracts etc from solicitors and our mortgage offer is due within the next week. So we need to start thinking about insurance. The building is a victorian semi-detatched, split into two flats.…
How many bedroom is the answer?
So, I live in a 6 bedroomed house, we have 3 bedrooms in use, an office, a computer room and a wardrobe room. When I ask for a house insurance quote and they ask how many bedrooms, do I say 3 or 6? Really need advice here, please
Over 50 life cover
In your review of Over 50 life policies you say that these can represent good value for money but probably only for people who have a terminal illness. However, the plan which you have chosen to give a special mention to (which is provided by Assured Futures) has a three year waiting period before it will pay out the sum…
My neighbours' insurance company claim that my shrubs caused subsidence of his extension
My neighbours have a single story extension that forms approx 60% of the west boundary of my garden. Our houses are on a hill and the level of their house is about a metre below mine and the extension built in 1988 was built right up to the retaining wall that marks the end of my property. There is one of those high up the…
No claims discount? Or not?
My husband has had his own car since he learned to drive so has 15 years no claims discount. I had a break in owning a car for a few years so lost my no claims. When I got a brand new car a few years ago we insured it under his name as the no claims made a big difference and when he got a used car a few years ago we put it…
Specialist home insurance quotes
Hi I am with John Lewis specialist home insurance primarily because I have two or three single specified items that are more than £10k. However I am being charged more than £1000 a year for home insurance. Can anyone recommend other specialists?
Item missing, Oversea destination- making claim from Royal Mail
I am asking on a friends behalf as I think he has made a big error but I'm just trying to help him sort things and cant find the info I need on the Royal Mail website so wondered if anyone on here can advise. He bought an item of footwear from a business seller on Ebay, situated in Holland. Ive looked at thier selling page…
Two insurance companies
I am totally confused and my insurer isn't much help .. Whilst stationary at a set of red traffic lights another car ploughed in to the back of me The person driving the other was not the owner or keeper but was driving the car with the owners consent on their policy under driving other vehicles so one can assume this…
Insuring an off the road classic motorbike
Hi, My father passed away recently and has an old B.S.A Bantam motorbike which he has owned since 1951. I found a very old originally log book for it that has the ration stamps in it. It is kept locked up in his workshop and has currently has storage insurance. It isn't road legal because its not registered with the DVLA…
One Call Motor Insurance
Hello, I realise there are some threads here on this subject, but thought I would check out the current situation, if possible. I did a comparison on Go Compare a few days ago, One Call came out top, cheapest. They had three stars, I'm fairly sure, at the time, so I thought fair enough, they're on this site and cheap, so…
Group travel insurance or family+individual?
I am very uneducated about travel insurance so apologies in advance... We are booking a holiday for the autumn and will be travelling as a family of 5 plus my daughter's 18 yr old boyfriend, under the one booking. Group insurance comes up much more expensive than getting a family policy and him to get an individual one (we…
car breakdown cover
hi there after having a quick browse im looking at getting breakdown cover for a 15 plate vehicle looking at home start roadside and recovery whats the best company you guys can recommend that isnt too expensive thanks in advance
Info for life assurance interview
I have a life assurance interview tomorrow - what kind of questions will they ask and will I need any info?
Pet Insurance - cost of replacement
I am just reviewing my pet insurance and although our dear pooch is irreplaceable - I am concerned about the cover provided by the pet insurance company I am with. We paid £1000 for a KC-registered puppy from a reputable breeder 3 years ago and that was considered a 'normal' price for the breed. He is a lovely, healthy,…
Renovation insurance & broker advice
Hi, we are about to complete on a house that needs repairs to the roof, rewire, new central heating system etc. So we will probably need to be getting renovation insurance from what I've read. Any advice or recommendations on who to go with? Also, is it worth going to an insurance broker for this?
Paying for a washing machine cover for a machine I do not have
Hi, hope you can help and advise. I have always taken insurance for our white goods. I took out washing machine cover in 2014 our washing machine broke down, the insurers said they cannot fix it and would replace this. The one that was offered we did not like and so swapped it for a different one, for some reason the…
Drainage insurance
I’m covered by my building insurance for drainage for accidental damage but not for wear and tear. Is it worth getting separate drainage insurance?
Can car insurer take auto renewal early
Hi all hoping for some advice. My car insurance renewal date with Ageas is 20 April. I was going to phone them on Monday 19th to cancel but found out that it had already been taken (annual payment on my cc) and is £150 more than last year. I found in my email that they had sent renewal notice and it said I must contact…
Who's insurance to contact (RTA)
Probably a silly question but I assume in a road traffic accident where the other party is disputing blame (even though fairly shut & closed that it was their fault), I would contact my own insurance rather than theirs? I also assume I can expect my insurance premium to increase when up for renewal in a couple of months!
30-day car insurance
Hi, I will soon be taking delivery of a new company car, but not until about 30 days after my car insurance is up for renewal - and I'm just wondering what the cheapest way to get cover for that period is? I have a quote for 28-day cover which is almost £200 I could take out an annual policy, but that will be ~£60 for the…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Insurance & life assurance

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Insurance & life assurance

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free