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House and Car Legal Cover
If you have Legal Cover with Car Insurance do you need it with House Insurance or vice versa? Is it the same cover?
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Autonet insurance cancellation problem
A few weeks ago I arranged a new policy for my van with Autonet Insurance. It was a tortuous process and during the call the price went up as they probed for more and more ridiculous details. Finally I paid for a years insurance by debit card, but I wasn't happy so I did one more quick search online after I got off the…
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No Win No Fee - advice please
:question:I have today been visited by a solicitor recommended by National Accident Helpline for a No Win No Fee case. I will have no problem winning the case because the evidence I have is 100% watertight and the place I had the accident, the company had replied to me on three occasions in the week before I had the…
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Last insurer declaring wrong no claims
hi, my car was written off in Feb (81 year old driving on the wrong side of the road!!). as i had no car in late April i did not renew my car insurance. Today i bought a new car!! Yay. now the problem: my last insurer (co-operative eco insurance) have given me my no claims proof. It says 9 years. I know I have more than…
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Car Insurance - NCD questions (2 policies)
Just looking for some advice, to better understand the lay of the land. I own a Ford, which I have just reinsured with company A. My wife owns a Skoda which is nearing the end of its policy with company B. My wife has no no claims built up as we only had one car for many years. When we signed her up with company B, I also…
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Buildings & Contents Insurance
Is there any guidance on what is considered extortionate for insurance? Just found out (Buried my head in the sand regarding debt and money and never ever checked my statements) that RBS Insurance have been taking £134 per month off me for insurance for the last four years (I know, I know!! I was in denial about my…
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Travel insurance
Ok so I'm new to this if I'm in wrong place please advise me. Didn't book travel insurance when I booked my hols last October and 3 weeks ago I was rushed into hospital with stomach pains turns out its gallstones and need my gallbladder removed. I have tried to get travel ins for my holiday to Florida in September but most…
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Car Insurance - Named driver accidents, does the policy holder have to declare?
A named driver on my policy has had 2 accidents, 1 at fault and 1 not at fault (only claimed against 1). I am currently changing insurer and getting some quotes. I understand that my NCD has been affected but do I have to declare both of the accidents on a new policy? The named driver who had the accidents will not be on…
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car insurance renewal with unexpected 'at fault' incident
I've just received my car insurance renewal and their is a claim from the end of 2015 on it which is listed as 'at fault'. This was a clash of wing mirrors which I did NOT accept responsibility for when reporting it to my insurer but made no attempt to claim on my own behalf as the repair cost was minimal (£30 for a…
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Help - Rejected car insurance!
I really hope someone can help as we are getting a bit desperate. I'm trying to help my daughter's Italian boyfriend get car insurance. He has been over here 3 years. He is a chef and has lived in accommodation provided by his employers (a restaurant), essentially a staff house. He has now moved out into his own flat and…
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Allianz BMW Insurance renewal declined
Hi all Has anyone heard of this one??? My Motor insurance policy is up for renewal. I am insured through BMW with an Allianz policy. Last week I received a letter from them informing me that the underwriters will not renew the policy as it falls outside their criteria. So I rang them to ask what on earth was going on. I…
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Pet Insurance Auto Renewed and we didnt want it to
Hello, We knew that we were going to move house and we knew that our pet insurance was going to expire. As we were moving too and from rented accommodation we were certain of the dates. Rather than contact the pet insurance we thought we would let it lapse but they auto renewed it. We have just noticed that we have been…
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phone pester
I got my renewal from Admiral car insurance a couple of weeks ago. As advised I went on confused.com first for quotes. Came off that after 30 minutes of entering details and went on gocompare. Before I had even entered my name and within 5 minutes of coming off the confused site I had a phone call from one of their reps…
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MSE News: Warning: Car insurance up 20% and more to come. Check NOW if you can LOCK I
And that's even if you're not at renewal...Read the full story: 'Warning: Car insurance up 20% and more to come. Check NOW if you can LOCK IN cheap' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Renewal of Buildings Insurance
I'm due to renew my buildings and contents insurance and, due to a 68% (!!) increase in premium, I will not be staying with the same insurer. When I took it out last year (for a new purchase) I had to have the interest of the mortgage lender added to the policy. Do I need to still do that with the renewal? I'm assuming yes…
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Waste pipe leak into downstairs covered by buildings insurance?
To cut a long story fairly short, I was made aware recently of a leak in the downstairs flat from my bathroom, that started whilst I was away. They had experienced some water damage marks for over a month (this was the first I heard of it) and my floor boards are pretty soaked (though have dried out, but look beyond saving…
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Life insurance question
Does anyone know if Life Insurance forms part of the estate once someone has passed away. Can any debts be claimed from it.
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Why are people so thick re: house insurance?
Sick of seeing people on facebook moaning that insurance company are ripping them off and they're not going to bother next year etc because they won't pay out for their roof thats leaking or whatever because it wear and tear. Usually followed by the whats insurance for then question. 1) House insurance is for accidental…
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Refused car insurance due to FRAUD/electoral roll?
Hi, I have been driving for last 16 yrs- usually each year I would use a price comparison site & go for cheapest one Note -no driving points/ convictions -never been declined insurance -made non-fault claim 2014 -unemployed due to disability BUT DVLA no restrictions So anyway I accepted the cheapest quote from GoCompare,…
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Overlapping car insurance
Hi, This concerns UK car insurance. I have just cancelled the renewal on my wife's car and she has taken out insurance with a different company. No problems with any of that but the two policies overlap by one day. I need to know whether this is actually illegal - some people are very dogmatic that it is and others say no…