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Hastings Direct (Essential) Car Insurance
Hi Guys, hoping for some help. As a bit of background, my partner previously had a Hastings Direct insurance policy with a previous car, which covers Glass. About a year ago, we bought a new car and phoned Hastings (it timed well with our previous policy ending) and renewed. What we didn't realise, probably through our own…
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Two children and 1 car
I have 21 year old who has built up 3 yrs NCD and a 17 year old just starting. I want both of them to be insured to drive the car and want to get them both to build NCD and for one of them crashing not to affect the other ones NCD - I thought 2 policies would be the answer (seems reasonable) but I am now led to believe…
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Lorry hit my parked car, Unable to get VRN so insurance refusing to Pay Out!
My vehicle was stopped and parked legally at the side of the road. As a lorry stopped at the T Junction and turned right the rear end of the vehicle clipped my car. No physical witnesses and the lorry drove off. Luckily for me the CCTV from where I worked caught the incident and recorded it, unfortunately the VRN can not…
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Home insurance cover large fish tank or structural damage caused by one?
Will standard home insurance along with buildings insurance cover a large fish tank and or structural damage caused by one? I am more concerned with structural damage to the building due to the large weight more than anything else. I live in a second floor flat which is an old terraced building built around 1900 with 10…
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Lost earring claim - advice needed
I was given a very generous wedding gift from a family friend of a set of pearl earrings. I opened the gift on the morning of my wedding and wore them on the day and for several days after with no idea of the value of them. Unfortunately I lost one of them and so took the remaining one to a jewelers to get a replacement…
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Multi Car Policy
Hi guys, I have acquired a new car as my wife is pregnant and I need to try and find an insurer that will consider my wife’s 10 or 11 years as a named driver on my policy with no accidents. I should be able to find the documentation to prove she was a named driver for the majority of this period. I also have 6 points on my…
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Claiming for smashed TV on home insurance
I literally took out home insurance on Friday last week, and this morning my little boy has grabbed the leg of the tv and pulled the whole thing off the TV unit. It fell frontwards onto the floor and the screen is smashed. Luckily he wasn't hurt thank goodness. The sound is fine but the screen is blank. My question is will…
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CUE claims listed - but never made any claims
Fellow MSE users, I have never made any claims on any insurance that I have, never had any accidents etc. I have taken out a car insurance with Elephant (good price etc.) so happy with it. I had a look in the Certificate of Motor Insurance and they list 3 "CUE claim" records for me but I never made any claims... First one…
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Car Insurance - 2nd Car and NCB
I got a new car yesterday and need to insure it today but I still have my old car which I am looking to sell but its MOT runs out in about 6 weeks which wont look great to a buyer but I cant get a new MOT until I am within 1 month of the current one running out - so ill be MOT'ing the car in 2 weeks time. In the meantime I…
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Insurance company that does not setup Continous Payment Authority
Hello Does anyone know of an insurance company that does not setup a continuous payment authority when you pay whole amount of the premium with a credit card?
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Why is travel insurance so inflexible on cost?
I am trying to arrange travel insurance for my parents aged 77 and 69 for a long visit to India (70days). They have a few pre-existing medical conditions but through good personal care and medication they manage really well - so they are generally very healthy. Last year they also went to India for around 35 days - there…
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Direct Line / Fitbit Flex offer
In February, I bought home insurance from Direct Line, through MoneySavingExpert's link (on the Cheap Home Insurance page) for a free Fitbit Flex. I followed all the conditions to the letter, and also spoke to them on the phone with a question, but went back online for the actual purchase. The person I spoke to knew all…