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Scam Alert: Homesure Washing Machine Warranty Offer
Somebody claiming to be from Homesure phoned me today to tell me that the warranty on my washing machine was just about to expire and suggested I renew it. This can't be genuine because I've never bought a new washing machine in my life - I only buy secondhand reconditioned washing machines. When I told him that, he said,…
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Maximum Investment Plan extension
I was the owner of a Skandia Maximum Investment Plan dating from the 1980s, now administered by Old Mutual Wealth. Approaching the tenth and twentieth anniversaries, Skandia had notified me of the option to extend for a further ten years and I did so. On the thirtieth anniversary Old Mutual Wealth failed to notify me of…
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GAP insurance
Hi everyone, I just took out a personal loan to buy a new car. Is it best to take out GAP insurance and is it possible when buying via a personal loan?. I'm already a customer of ALA GAP insurance who insured me for my last car which was on PCP. Thank you for any advice/thoughts in advance. Bella :)
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Finding VERY CHEAPEST cheapest car to insure
Does anyone know if it's possible to find out the very cheapest car is to insure for a particular (18 year old) individual without having to go through every 'cheapest car' on a comparison site? Are there any insurance companies that would tell me that one make/model based on that individual's personal details? Long shot…
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Pet insurance details
Hello, We took out insurance for my dog back in October and I checked it over and all looked in order. We are looking to start a claim this month as my dog has a problem with his cruciate ligament and the vet is looking at x rays etc. But I noticed today that the date of birth is incorrect. (Down as August instead of…
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Car Insurance Renewal
Well it's that time of the year again. I've been on the comparison sites and the 2 cheapest quotes for the same cover as my existing policy are from Privilege and More Than. Is there anything to choose between them? The 2 quotes are virtually the same amounts. Thank you. Dolly
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Car Insurance lapsed
Hey all, wonder if you might be able to give me some advise, realised this morning that my car insurance has lapsed since January. Assumed that the renew letter i got was an auto renew and unfortunately it was not. Anyway contact insurance company this morning asking if they can start the policy and they could but the…
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Advice on Income Protection Needed
I'm looking for some advice on income protection that would cover my costs should I become ill, right up to retirement age if need be. I don't need cover for unemployment. I've researched the topic here as best I can, and I think that I'm therefore looking for "PHI" (permanent health insurance / long-term income…
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Pre existing condition on pet insurance
Hi I have a Petplan covered for life classic policy for my 2 dogs. I claimed successfully last year for one if my dogs to have a benign lump removed from her paw. If I ever moved policy (which I wont be doing for the foreseeable future) would this be counted by another insurer as a pre existing condition? Many thanks for…
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what kind of (life?) insurance is this?
My wife has a policy that works like this : 1. she pays a monthly premium until she's 60 2. if she has a critical illness during that time, they pay her a lump sum 3. if she dies during the policy, they pay her beneficiary a lump sum 4. when she's 60, she is paid the sum of her monthly payments So, it's sort of like a…
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Tablet cover - is it worth?
Hi All I'm about to buy a new tablet through Amazon and, just as I added the tablet to my basket, a prompt appeared suggesting 2- or 3-year cover: Amazon Protect 3 year Accidental Damage & Breakdown Cover for Tablets from £200 to £249.99 by London General Insurance Company Limited Price: £75.00 FREE UK delivery Upselling…
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Life insurance
Just looking at life insurance after purchasing a new property and wondered whether people would advise to have a level or decreasing policy? The decreasing policy is more expensive than the level policy. I thought it would be the other way round as the amount paid out would decrease as the years passed?
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Car Insurance - does this sound right?
I was shunted from behind on Fri evening by a white van. My 6mth old c1 didn't look obviously damaged but the boot wouldn't open - no obvious damage to the other vehicle which was a company van. We pulled over and I gave him details - he said he couldn't give me any personal details except his name as it was a company…
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Insurer has not settled and I am being threatened with court
Can anyone advise me on the following matter? I was involved in a minor vehicle accident, 4 years ago. After some back and forth rallying between the insurance companies, a 50/50 settlement was agreed. Life went on. After a year I shredded all the paperwork and forgot all about it. This morning, Saturday - why is it always…
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Vandalism to car.. Insurance company put it as a 'fault claim'..
Hi.. This is just a question out of interest now, as its probably too late for me to do anything about it. In January, I parked my car in a pub car park, that had CCTV, for an hour whilst my husband and I had a meal. The car was perfectly fine when we drove in. When we returned to the car, it was dark and due to where we…
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Help Admiral charging £350 for discrepancy
Admiral car insurance conducted a documents validation 9 months into my policy. They requested copies of my V5, driving licence and driving licence history. Whilst conducting this validation they discovered a discrepancy with the year I purchased my vehicle. I filled in the documents online and they say I stated I…
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Access and Making Good?
There is a long story attached to this, but won't bore with the details (except to say British Gas/DynoRod and their Homecare 400 cover have taken up 25 hours of my time, 7 visits, multiple phonecalls and emails, to fix one small leak in a small domestic drainage system). Basically, as part of this saga, they have smashed…
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endowment mortgage am i entitled to anything?
i am a bit limited on information and wonder if someone can help please. I took out an endowment mortgage in 1994 with my ex-wife. We divorced in 2003 and i signed the house over to her as she told me the house was worth a lot less than it sold for, my fault completely. I am now wondering if i am entitled to any of that…
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Does a removable Dashcam count as a modification?
I have a Prestigio dashcam which I put in my car whenever I go out in it. The camera plugs into the cigarette lighter socket, and is never left in the vehicle when it is unattended. As it is not a permanent fixture, would the insurance company regard this as a vehicle modification? I know some companies offer a discount if…
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Travel insurance: age
This may seem a silly question, but I don't know where to start on the travel insurance page. There are various age bands. Do you go by the age you are when taking out the insurance, or the age when you will be travelling? This seems especially important in my case, because I an 64 now but will be 65 (an age when…
