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Accident as named drive but now need my own insurance
Hi, I used to have a car in my name but had to sell it to go to university. Since then i have been a named driver on both my mums and girlfriends insurance. Last year I had an accident in my girlfriends car when i collided with a moped rider. There was no damage but the rider made a claim against my girlfriends insurance.…
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Leak from my flat has damaged neighbour's ceiling
Afternoon all This is primarily a question about my building’s insurance so I assume this is the right board for it. Apologies if not. A week ago I was told by the owner of the flat below mine that water was coming through their bathroom ceiling. I visited the tenant that rents the flat and saw the bathroom: there was…
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Help finding cheapest long term travel insurance to Canada.
Hi, I'm off to Canada next week with a 2 year work/holiday visa. I need to prove that I have insurance for 2 years when I arrive, otherwise they will not issue me with a 2 year visa. However, this time I will be only staying 1 week and returning to the UK for a few months as I still have things in the UK that I need to…
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BEWARE-Timewasting Home Insurance Quotes through Confused
I have been (and always do) following MSE's excellent advice in searching the market –this time for home insurance I have wasted an hour of my time through the ‘best quote’ on Confused.com. I have given the same feedback to Confused and their ‘top quoter’-‘Prestige’ Prestige quoted via Confused and said they could offer…
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Pet Insurance - best one?
I need to get some pet insurance to protect against future vets fees and I am looking for recommendations. I have heard from many people that the policies they have are not worth what they pay as many things are not covered. Any good experiences to share?
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Pru protect
Hi can anybody help me please,I'm looking through all my policy documents but I can't find the list of illnesses covered/ recognised by my life cover policy with pru protect. Does anyone have the list as I don't want to ring the insurance company until I've looked for myself first. I know the terminal illness one is if…
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Landlord house insurance ... can't find ?
Don't seem to find any mention on the Insurance page ..or in the Search box ... about house insurance for Landlords ?? Looking for the general advice eg comparison sites and other best ones not on comparison sites ?
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Life and critical illness insurance for PhD student
Hello there, I would be very grateful for some advice. I am buying my first flat at 75k with 90% ltv mortgage. My mortgage is all arranged but now I am unsure about whether I need to take insurance out alongside it. My monthly repayments will be set at £322 a month. I have life assurance provided by my employer at 3 x my…
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cancer diagnosis and life insurance
Hello, My husband had cancer diagnosis last November and major surgery end of November, all tests show no cancer in his body now. does anyone know who will insure us for life insurance, thank you
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annual travel insurance - which start date is best?
Previously I used to buy travel insurance starting on the day of travel. I always buy it separately, not with the airline. Thinking about it the arrangement might not be so wise as circumstances can arise before the flight date. How do others do it, what date is best? Weeks before or starting on the date of travel?
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policey holder not reported inccident so insurance saying they will not pay out until
Hi all this is my first post and I hope its in the correct place. the company I am talking about is premier underwriting ltd or premier claims service basically a man hit my car while stationary but he was caught on camera by one of my children so there is video evidence of him doing the damage. a long story short I…
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Cancel my life assurance?
Hi Might seem a stupid question but i currently pay £42 a month for cover with Friends life for me and my wife , it is designed to pay off the mortgage balance should the worst happen We are selling and buying with no mortgage, once i exchange , should i cancel this cover? Seems obvious i know but just hoping there is…
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Can I use insurance money pot to buy sunglasses from an opticians?
So I have vitality health insurance, I have a what they call a health fund with £125 in it. I want to spend it on some new sunglasses, it does say you can use the fund for prescription sunglasses. How would they know if they were actually prescription? Could I just buy a pair of sunglasses from an opticians (don't really…
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Air BnB Insurance
Hi guys We are renting our own house via AirBnB in a couple of weeks, and had been in contact with our insurance company to add this to our cover. However, they have just got in contact and want to add several hundred pounds to our premium to cover us. This seems absurd given we are only renting for one week this year. We…
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Flight cancellation insurance
I have just booked flights to South Africa for a 6 month stay. I already have medical and personal effects insurance there and will be staying in private property so do not need normal travel insurance. However as my wife and I are elderly and the flight bookings are outward in November and return in April next year I have…
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Trace and access specialists?
Can anyone suggest a London based plumber who deals/specialises in this?
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First Car Insurance - 40 year old Woman
I am looking to finally get my own Car Insurance, for the first time ever. Can anyone recommend a good company to use - as a 40 year old woman :eek:
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Home Insurance Tricky Scenario
Hi, I'm purchasing a 5 bedroom house that currently has two outbuildings that will be converted to a self contained 2 bedroom annexe, but will be the same residence. Before completing the house purchase, my mortgage lender requires proof that the property is insured. Now here the question(s), do I insure the property as it…
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Ex mobility car driver, are the claims my liability?
Between 2009 and 2015 I was the named driver on my husband's motability car. As there was no increase in premium if we put claims through, we put through a number of minor claims which would have never been put through if it was not a mobility car. I left my husband in April 2015 and he cancelled the motability car as he…
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Travel Insurance
My husband had to have a wound stitched while in the Canary Islands recently. At the hospital we had to provide his passport, travel insurance, EHIC and they took our address details. When we left the hospital he was given the paperwork regarding his injury and subsequent treatment they had provided but there was no…