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Ex mobility car driver, are the claims my liability?
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spidermaaaan
Posts: 64 Forumite
Between 2009 and 2015 I was the named driver on my husband's motability car. As there was no increase in premium if we put claims through, we put through a number of minor claims which would have never been put through if it was not a mobility car.
I left my husband in April 2015 and he cancelled the motability car as he is unable to drive through disability.
The car insurance was in his name, but I was the named driver.
Now I am insuring a normal car, should I be declaring these claims as part of my insurance application? I did last year and my insurance was a whopping £2300
I left my husband in April 2015 and he cancelled the motability car as he is unable to drive through disability.
The car insurance was in his name, but I was the named driver.
Now I am insuring a normal car, should I be declaring these claims as part of my insurance application? I did last year and my insurance was a whopping £2300
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Comments
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Were you driving the vehicle at the time? I can't quite get from your post whether your husband was unable to drive at the time of the Motability policy or has later become unable to drive?
My husband has a Motability car which I drive on a very occasional basis. If he was driving, had a bump and claimed on the insurance I would not mention it to the insuror of my car, but if I was driving at the time I would disclose it.“And all shall be well. And all shall be well. And all manner of things shall be exceeding well.”
― Julian of Norwich
In other words, Don't Panic!0 -
My ex husband was born blind and is totally unable to drive.0
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You would not declare any claims because it was his insurance but would have to give a truthful reply to the question ' have you had any accidents in the last five years '.0
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