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Ex mobility car driver, are the claims my liability?

Between 2009 and 2015 I was the named driver on my husband's motability car. As there was no increase in premium if we put claims through, we put through a number of minor claims which would have never been put through if it was not a mobility car.
I left my husband in April 2015 and he cancelled the motability car as he is unable to drive through disability.
The car insurance was in his name, but I was the named driver.
Now I am insuring a normal car, should I be declaring these claims as part of my insurance application? I did last year and my insurance was a whopping £2300

Comments

  • lisa110rry
    lisa110rry Posts: 1,794 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Were you driving the vehicle at the time? I can't quite get from your post whether your husband was unable to drive at the time of the Motability policy or has later become unable to drive?

    My husband has a Motability car which I drive on a very occasional basis. If he was driving, had a bump and claimed on the insurance I would not mention it to the insuror of my car, but if I was driving at the time I would disclose it.
    “And all shall be well. And all shall be well. And all manner of things shall be exceeding well.”
    ― Julian of Norwich
    In other words, Don't Panic!
  • My ex husband was born blind and is totally unable to drive.
  • keith1950
    keith1950 Posts: 2,597 Forumite
    1,000 Posts Combo Breaker
    You would not declare any claims because it was his insurance but would have to give a truthful reply to the question ' have you had any accidents in the last five years '.
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