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Voluntary group critical illness rates
Anyone know if these have gone up in the last year? Redoing my flex benefits at work and my monthly cost has more than doubled for the same cover, from £31pm to £78pm. Cover is £140k, F51nb. Is this reasonable or should I be questioning if the rates have been loaded correctly?
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How do you choose car insurance ?
Hi It's that time of year again where I need to sort out car insurance. Out of curiosity how do you choose ? Is your decision based purely on price or do you take any other factors into consideration ? I look at price but also the Defaqto rating. Yes I want a cheap price but I'm willing to pay a bit more for a better…
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Whole of life insurance reduction
Hello, We had a letter from Prudential today informing us of a fairly significant reduction on our whole of life insurance product we have been paying into from 15 years. We will of course dig out the paperwork to see what the t's&c's say but we certainly don't remember being informed of these "review dates". Anyone else…
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3rd party claim
Last June I had a third party claim against my car insurance. I disputed this and I have today received a letter from my insurance company stating that there is no longer a claim against me as the third party has now dropped the claim. When I renewed my insurance last year they increased my premium and reduced my no claims…
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My First Direct and Aviva Insurance nightmare
Hi, I'm currently in dispute with Aviva insurance over the way it's gone about doing repair work in my home following an ingress of water on the ground floor. I'm a First Direct customer and bought their buildings insurance because I was so impressed by their great customer service. What i didn't realise was that First…
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aviva life insurance ceasing?
hello, ive had aviva life insurance for a while it was with RBS but then they give the policy to aviva, anyway ive just recieved a letter saying the policy is ceasing in june, so is that it, ive given them money for a life cover and now ive got nothing but they have had my money? seems pointless to bother having one if at…
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Cant afford to cancel insurance
Hello, I really need some advice today as I am in a real pickle . I am halfway through a car insurance contract for which I am paying monthly. My car has just died and I have to scrap it. I will survive without a car for a couple of months. My problem is that the cancellation fee is £125 plus 70% of my premium. I don't…
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Cancelling Car Insurance
Hi all, I am after some advice regarding a car insurance policy I hold currently... The excess on my current policy is £3000 any time a claim is made but I have found a new policy that is a lower premium and excess, obviously my current insurer is looking to charge me to cancel the contract (£650) but is there any way for…
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Urgent advice - aetna international refusing cover after first agreeing
Hi MSE people, wondered if anyone can give me some advice. My daughter lives outside of the UK in a British territory country. Her employer heath insurance cover is an international company with an office based in the UK. Last month, my daughter became very ill (exacerbated in part by being physically assaulted by a man on…
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Do you have critical illness cover
Hi all, I've recently just got my first mortgage and i'm being asked about what kind of protection i require. I feel i don't really need life insurance as my pension would cover the mortgage if i die. The pension also pays out for in capacitance or permanent ill health. However, i don't think i have any fallback if i'm…
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How can I be at fault if I was stationary?
I am currently dealing with an insurance claim which I anticipated would be pretty straight forward. (How wrong was I). I was travelling along a narrow lane and met a large tractor ( the lane claims to be unsuitable for large vehicles). I reversed back into the nearest gateway to allow him to pass me safely, and to my…
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Car insurance will not be renewed
Hi All This is regarding my wifes car insurance policy, she was hit in a carpark (she was parked) and we went through insurance. The 3rd party disputed the claim but eventually after my insurance involved a claims expert the 3rd party insurance have accepted fault. On a side note the insurance has been poor at dealing with…
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MSE News: Further home insurance hikes unlikely, as AA reports recent premium rises
Homeowners will be looking to the skies after being told that further home insurance rises will depend on the weather...Read the full story: 'Further home insurance hikes unlikely, as AA reports recent premium rises' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it…
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recommended Home insurance?
Hi, I have been with HSBC home insurance for two years. They are very good, I am currently thinking to claim for a professional flash that I recently broke, and I have been told I could cash in without further proof or investigation (I never claimed before). Problem is that, even without claiming, the new premium is 50%…
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Insurance company paying for write-off
I own a bike who I allow my god brother to ride, if he told the insurance company he's the owner of the bike and the bike got written off then wouldn't they request to see proof of ownership for the bike? My god brother thinks it's a good idea for him to keep the money since he was involved in the bike being written-off…
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Unsafe premises
Our insurance company will no longer insure a property we let as a commercial premises (secondhand car sales) as a surveyor has said the building is unsafe. We have advised the tenant as he has public liability insurance which I am sure the surveyor's report will negate. The tenant has said he will put in writing to us…
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Car/van/car insurance
Wondered if anyone knows the best way to make the most of our no claims in this scenario: Household currently has 3 vehicles on 3 different insurance policies. Car1 owned and insured by A with 8 years protected NCB Car2 owned and insured by B with 2 years NCB Van1 owned and insured by B with 8 years NCB (personal use).…
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House insurance increases after claim....
How much difference does it make? A lot or a little or depends on amount... I've got personal affects cover, and my expensive(ish) headphones got lost/stolen. I'll have to check the excess but chances are the claim will be about £100. Worth bothering with insurance claim or is it going to cost me more in the long run with…
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static caravan insurance
Official MoneySavingExpert Insert August 16: If you've landed here looking for touring caravan insurance read our Caravan Insurance guide for the latest info. Back to static keith's original forum post... Hallo my name is static K. I need to renew my structures insurance. Any advice re best companies for quote? Static…
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Car Hire - Insurance
Hi there - Hopefully this is the right forum to post this question. I am hiring car through Enterprise for 2 days and I found that their insurance cover is expensive for a day. Full coverage costs close to 20£ / day which i think is very high. Speaking to a friend he told me that it is possible to buy a cover with other…
