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Car insurance - swapping policyholder and named driver after separate co. car claim?
OH had a prang in his company car yesterday which will (I'm sure) be declared 50:50 by the insurers. Will all be sorted by the fleet policy. As well as our company car, we have a car that we own. OH is the registered keeper and therefore main policyholder and I'm the (only) named driver. I know we'll need to declare his…
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Cheapest way to add a Learner Driver to my car insurance
I have full no claims on my car insurance and my wife is named as a second driver, she also has full no claims status. I would like to add my 23 year old daughter who is at the moment a learner driver. Obviously this means she cant drive without my wife or me being in the car but what I would like is some advice how to…
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Insurance - occupation not listed
Since I retired my main occupation is a District Councillor for which I receive an allowance. Therefore I would assume I will be classified as "employed" I could say I am a househusband but if I make a claim on my car insurance for an accident whilst commuting to/from Basingstoke Council I might find the insurer will say I…
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Pay out after write off but keep van
My son has had a letter from a solicitor dealing with his claim (other side taking full blame) with an offer for his van after it has been deemed a write off. The letter also says he can keep the van. They say it also has a salvage value but how to you go about sorting that out? At the moment it is still insured but when…
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Adult family travel insurance
Myself, my sister and my mum (all adults) go on a main holiday together (booking as a family) every year. We also take smaller trips separately at other times. For the last few years, I have been getting joint annual travel insurance through Direct Travel with my sister, and my mum arranges hers separately (not sure with…
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Buildings Insurance Bought by Management Company
Hi everyone, Have been playing with the idea of right to manage with the other residents of my building. It is a purpose-built 7 flat building with 4 floors in London (E1). It was built in 2007. The flats vary in value from around £400k to £850k. The market value of the block at a guess is around £3.8 million. The…
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Central heating cover - external (communal) boiler?
Hi all, First time poster, so go easy on me :) I'm in a shared ownership agreement for my flat, whereby I'm liable for maintenance and repair of everything internal and the housing association is responsible for external matters. So far so good. I was looking to take out a HomeCare agreement for central heating cover in…
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Insurance debt
Im not sure if this is the correct place to post this, so please do move it if im wrong......So my husband has had a bill thru the post (an issue regarding an accident with a car our dog and no insurance) the insurance company for the driver says their bill is 2500 and the drivers excess is 600 quid which they want paying…
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Car insurance mistake
Hello, Really need some advice! My partner and I share a car, when we insured it we paid the full year cost. We was due to renew this month so rang to get a quote with our insurance company. However, with the policy we already have, it turned out my partner got his years he has been driving wrong, by ONE year. So he…
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Payment shield
Hi all I am in process of buying a new build, we complete next month. We went through builders mortgage broker and now they have sent me buildings and contents quote from payment shield. Was wondering what their reputation is from what I seen on Internet not that great?
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Car insurance quote based on name
My car insurance is up for renewal again so I went to the Admiral website to get a quote. Filled in all my details and got an acceptable quote for the year ahead. However I noticed that I had typed one c instead of 2 in my surname when I looked at the final details so I went to online chat and asked them to rectify it in…
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Lost baggage - claiming both against airline and insurer
I recently arrived back in the UK and my bag did not get delivered. The value of the contents was £2000, being sports gear. The airline has paid £1000 against my claim and now I must get the rest from my travel insurance. (I have rounded the numbers for simplicity). The baggage element of my travel insurance has a limit of…
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house insurance while doing up property
Please can someone advise me? My Mum recently passed away and we are thinking about renting out her house, but it needs some work doing to it first. As it's empty I assume it's ok to just get buildings insurance while we do the work - but I've only ever had experience of buying insurance on an annual basis. It will take a…
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Contents insurance for Property Guardians?
Hi there, I can't find anything relating to this anywhere so here's my firth thread ever... I'm now living as a property guardian and looking at contents insurance. There is no option in online quote forms for being property guardian as opposed to a tenant. (as I am not a tenant legally). As I don't want to have an invalid…
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Car Insurance-no claims bonus
I am 64 year old woman with full driving licence 40+years. I have had my own car now for 15 years but been insured as named driver with my husband being the policy holder-originally done to save money. The car policy is up for renewal with Saga. Previously when I asked about having the policy in my own name they said they…
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Van insurance refund?
My son uses a van for work and it is his own (not the firm's). In December he was involved in an accident and the other side has admitted liability and it is all being sorted out. They say that the cost to repair the van (a Ford Transit) will be about £4000 and they want to make him an offer for it to be a write off. They…
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Car insurance quotes-selling info?
Hi I spent a morning getting online car insurance quotes yesterday. Within an hour I was getting calls to my mobile about a 'recent accident' I'd had but worryingly the companies had somehow used my local area code so I was more willing to pick up the call. How do these companies get our info and how are they able to use…
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Auto to Manual licence learners insurance
Hi all, I have a question regarding car insurance for someone who has a full Automatic licence and wishes to upgrade or convert to a manual. My wife has a full UK Automatic licence and her own (auto) car which she is fully comp insured on with Tesco bank. I am also a named driver on her policy as it makes it slightly…
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Applying for two IP (PHI) policies at once
I'm applying for Income Protection (IP) insurance and would like to see (for example) what exclusions I end up with from a couple of different providers. I don't want to wait too long to apply -- one reason is that I will soon be a year older. I won't see exclusions in detail until I've applied, so I would like to apply…
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is legal cover for car insurance worth it?
I'm faced with renewing my car insurance policy this week and legal cover is extra, at circa £28. Is it worth having? The insurance provider indicates that it'll be used if and only I'm in an accident that wasn't my fault and they are sure that they can win. The advise that otherwise up to 25% of any payout would be taken…
