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Big rise in private medical insurance work scheme
Hello, Are there usually safeguards to prevent major increases to the cost of private medical insurance work schemes in the case of high deductions? I am curious if this is normal, just part of life, or if my company hasn't negotiated well. I have been a member of my employer's scheme for 12 years. Until this year,…
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Whiplash claim - unsure
Hi, i was invloved in a pretty bad accident and just wanted to ask someone a question about my ongoing claim. I went to see a medical experert today and he told me i had suffered serious neck pain, which i told him is now only minor. Also he said i had susutained serious back pain, (cronic back pain) he told me i would…
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Car insurers mistake
Insurance company want more money 11 months after I took the insurance policy out. Quick run down. Enquired about insurance Found a reasonable price Insurance company wanted copy of V5 (provided) pay monthly. happy days. 11 months later and renewal looming last instalment made. Insurance company asked for V5 again…
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Car insurance after heart stent
Five days ago my father had a minor heart attack resulting in him needing a stent put in. We were wondering what we need to tell his car insurance company and what the likely increase in premiums will be? Thanks
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Direct Line comes up trumps..
It's the annual ''search for the best deal for the car insurance time''. It's so bloody time consuming... Current insurer is John Lewis. Renewal cost? £570 for a Volvo xc60, 2014. This wasn't the cheapest btw and bare in mind that circumstances haven't changed in the last year. Checked around various companies to find out…
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Car insurance
My car insurance has risen by £150 for the year. The reason is to do with the change of post code. I've been searching around and the cheapest is elephant but not read any good reviews at all to do with them. I am over 50 and would like to know which is the best insurers to go with. The price difference between most…
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Gap insurance on a lease car?
Hi all first time leasing a car and not sure if i need gap insurance. The car is £25k and a citroen so i know the depreciation will be abit! Its a 1 year lease on 10k miles not sure what other details you will need to help?
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Insurance company cancelled my insurance for sake of 24 hours... Help
Hi, I hope someone can help please. I had been with one call for just over a year and was into my second year with them. I moved jobs which meant my pay date changed from mid month to the end of the month. I rang them to tell them that was happening and they said I just had to tell creation finance, which I did. They never…
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Car Insurance Premium Hike even though it's a no-fault claim
Hi, My Hastings Direct car insurance recently came up for renewal. They sent me the renewal quote of approx £200 which I accepted. The renewal date was beginning of November. The renewal quote letter came about a month earlier. My wife had an accident on 30th October and we started a claim with Hastings. They have now…
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Going on holiday for 3 months
Hello, I am going on holiday for 3 months. My home insurance states that the property cannot be unoccupied for more than 30 days. I have a friend who will be house sitting for free for the whole period. My home insurance policy statement of facts says that only my family members live at the property. Do I need to inform…
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Joint Policy or not?
My building and contents insurance is due for renewal and I will of course be searching all the comparison sites. My wife and I own the property outright and just the 2 of us live in it. Is there any advantages/disadvantages to putting the policy in joint names?
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CUE system puts up car insurance because of burglary?!
I have no claims on my car insurance and am coming to renewal. A few months ago I was burgled and my bag was taken with car keys inside. Police advised zero chance burglars wanted my car. I called my motor insurers (co op) to check if policy required me to change the locks. They said no obligation to do this, they would…
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How do you negotiate with insurer after write-off?
Hi all, Our car has been written off after a hit-and-run. The insurer has offered us an amount that seems pretty fair (they say it's based on CAP's Market Value Manager), but is a little on the low side. We spoke to our car dealership (from whom we bought the vehicle and with whom we have always had servicing done, etc.,…
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No Claims Bonus Overlap
I would be very grateful for any advice, I'm between a rock and a hard place. I insured my car with Insure Pink, part of the Hastings group, I was happy with the quote and went for it. They asked me send proof of my NCB, which i did from my previous insurer, I had no idea (naively) that you can't overlap this and mine was…
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age uk
Insurance taken out 20.7.15 as yet no £85.00 M&S Voucher received, numerous emails to insurancehelp@mse.com but have had absolutely no response, has anyone else had the same issues contacting MSE ?
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AXA seeming to ignore NCD evidence
Does anyone know if it is AXA Insurance (true but unstated) policy to only accept evidence of No Claims Discount by email or fax? I've never had a renewal company seem to lose posted documentation before. As a "goodwill gesture" AXA are offering to phone my previous insurance company and I am now waiting for their next…
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cheaper car insurance with new quote
Heya guys, just today I commited to buy a car, before I committed I went to contact my insurers Hastings Direct just asking what my premiums would rise to if I were to go ahead with the purchase and they said it would go up to £130 per month fair enough, it's a bit more powerful than my current car. However when I punched…
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miss sold a index link life insurance
I took out a life and critical illness insurance policy 5 years ago with prudential - it has since changed to vitality life - when I took out the policy I was told it would vary a LITTLE each year - I told them I wanted to pay the same they said it would be minimal. when I took out the policy I was paying £18.49 a month -…
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home insurance and solar panels
Simple question - Do I need to tell my insurer if I have solar panels?
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Any opinions on using 'Telematic' / 'Black Box' devices to reduce car insurance ?
Just wondered if anyone had any experience / opinions for or against these devices fitted to cars to reduce insurance costs. Family member has just passed driving test and using a box would typically reduce £1,000 insurance to £800. But if you 'misbehave' could the original 'no box' premium be exceeded on renewal ? If not…
