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LV cost far more
Just after an opinion on LV please. Refering to critical illness cover. They are always alot more expensive than competitors but cover alot more types of illness. In the case im looking at Legal and General are £23 while LV are £30 for the same policy. My broker says they are worth the extra £7 a month and looking at their…
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Switching from Domestic and commutation to Business 1
If you switch over from domestic and commutation to Business 1 and you make a claim, would you have to produce documents showing you are paying tax and a registered company etc? Also, if you are pulled over and policy states that you have business 1 (which with many insurance companies only covers travelling to a separate…
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Cavendish Insurance - Vita
Hello, I'm hoping someone can just give me a bit of assurance. I wanted some Life insurance and knew what I wanted so I looked on the main website to see the cheapest way of doing it. I used a site called Cavendishonline.co.uk which I found the policy I wanted at the right price. But I had a question about a couple of…
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Changes to Insurance Mid-way through policy
Hi, I hold a car insurance policy for a single vehicle which I pay for straight off on an annual basis. Since I have taken the policy out, some of the information that I supplied to the company has changed. For example, I will be using the vehicle to commute (albeit short distances) and the vehicle will be kept overnight…
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Hastings Direct - Approved repairer Albany Assistance left me with an unsafe car
Hello everyone! I am at my wits end.... I was rear ended by another driver who admitted responsibility for the accident and claimed from her insurance. This was back in August 2015. Now in the middle of November, i find myself being shunned by the insurance company and the approved repaired that i used. The accident damage…
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Whiplash
A while ago I was driven into while stationary in a queue of traffic on the M5, the person driving towards the back of the queue just didn't see it had stopped. Luck for me I had left a good big gap from the car in front as when the car drove into me it pushed me forward a good few meters. I have never claimed anything in…
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House Insurance Question
Hi All - Please can I have some advice / recommendations as to picking a provider for home buildings and contents insurance. I have input my details into confused.com and almost every provider has come out much much cheaper than my current provider. (surely that shouldnt be a bad thing). Currently i'm with Bradford and…
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Car insurance - hire car query
Hi, 4 months ago someone drove into the side of my car whilst it was parked. Luckily I was just walking away from the car at the time so we traded details. The other party accepted fault for the accident so there is no issue there. I was offered a courtesy car whilst mine was in the garage having a new door fitted. I have…
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No fault claim direct settlement
Hi Few months back my car was hit by bus and got a small dent. I informed my insurance company but didn't made any claim as bus company agreed to compensate directly to me. Subsequently I sold the car and got a new one. I am now looking for renewal of insurance, should I mention the claim I got directly from the bus…
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Injury Claim from accident, man pleaded guilty to careless driving, he died recently
Hello Not sure if anyone can help or if I'm in the right place to post but I'm posting on behalf of a friend. She was knocked down by an elderly man driving and received quite severe injuries. Police came to the scene, he was arrested and pleaded guilty at court about 6 months ago. This accident was just over 2 years ago…
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Confused over Zenith car insurance claim procedure
Hi, Had a non-fault accident last night. Called Zenith to report and they said did I want to go through Enterprise (the rent-a-car people I assume) or my underwriter? They did a spectacular job of not explaining the difference and there is no mention of Enterprise on their webpage or my documents so I said to proceed the…
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VIRGIN One Mortgage
Many years ago I took out a Virgin One Account mortgage/current account. This is a form of offset mortgage in which mortgage borrowing and my current account are wrapped up in a single instrument. I initially borrowed about £165k although I had a borrowing facility up to £200k - although I never accessed the additional…
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WTH? price jump from £273 'quote' to £500 on the site!!
An insurance quote via Google. Hastings 'quote' £273 but when you click through, it jumps to £500!! :mad: The best bit though is that they offer an upgrade from the £500 policy for less!!
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Flood Insurance
Hello, I was wondering if anyone had any ideas of where we can get flood insurance from. We are first time buyers, and buying in a high flood risk are (Egham, SURREY) Our Mortgage company has stipulated that the insurance we take out much protect against flooding, but absolutley noone is willing to insure us, we have tried…
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Quick no claims (Car) query
I have 2 years continuous NCB with my current insurer, just expired. At the end of July my car was struck by another vehicle, entirely their fault and liability accepted. Claim made to my insurers who have pursued a 'no fault damage claim' against the other parties insurance. My car has now been written off as uneconomical…
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Life insurance for only 10 years
Hello. My wife and I (both 33) are just about to buy a new house, which means we have to change our life insurance policy. The policy quotes for a 35 year decreasing life cover seem very expensive. I was just wondering if it was a bad idea to instead do life cover for 10 years decreasing instead and then review? I…
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No Claims Discount buying a new car
A little clarification please I am a little confused with no claims discount. So I am in the process of getting a new car and was told that my current 9 years no claims discount is non transferable and by buying a new car it comes down to zero. Is this correct? I contacted Aviva who have offered me a great quote at £320…
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Endsleigh trying to weasel out of paying, help please
I had a car accident 1 month ago (not my fault) and my car has been written off, they've been dragging their heels so badly already and were meant to give me an offer today but instead, I got a call telling me that my case has 'gone to their underwriters'. The reason? My car was a lease car which my mother bought for me as…
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car insurance for carrying tools?
Is it worth switching from domestic and commutation insurance to business 1 insurance for window cleaning just on a Saturday? Most insurance companies with business 1 cover u for travelling to to another work place but not for carrying tools. Maybe only Aviva does. To carry on should you just go for business 1 and hope…
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Cancellation of Insurance
... due to modifications. Hi all. I purchased a car from Trade Centre Wales for my daughter back in July. At the time I asked if the window tints were factory fitted/ standard and the salesman assured me they were ... even putting their sticker over one on the back window ... over the tint Today an engineer came to fit a…
