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Car Write-off valuation- Help!!!!
I was recently hit by another driver (who has accepted full responsibility for the accident) and my car has been written off. The car was a Peugot 206 1.1 from 2005, so I knew wouldn't be hugely valuable, but it had very low mileage at 42,000 and I was only the second owner, having had it for 7 years. The service history…
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Car Insurance: New Car Upgraded 17" Alloys Factory Fitted
Hi For insurance, if I choose upgraded 17" alloys that are factory fitted by VW. Would this be classed as modified on insurance? Basically say someone steals the alloys, how would I be covered to get the same ones back and not the 16" ones that are standard. Thanks
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URGENT Travel Insurance Advice Reqd..
Hi Group Sorry, it's a bit of a ramble... Am currently in Arizona for 6 months. I come here every year for the winter. I have travel insurance through RBS. Over the years I've been coming here, my husband has had one medical claim and I've had a dental claim and there's been no problem. The cost of the policy for the pair…
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Legal Expenses Insurance: question
Earlier this year we engaged a legal firm to represent us in a Personal Accident claim. We have a Legal Expenses clause in our household insurance policy (for which I pay an extra premium). The legal firm took on our case on a CFA (no win, no fee) basis. Some months later, our insurers have told us that we cannot use the…
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Travel insurance claim: multiple policy excess
The travel insurance firm have finally* paid my claim for four unusable air tickets (due to my OH being severely injured in a road accident). I understood the policy excess to be £35 per claim. However, they have applied £35 excess per TICKET. Despite my claim being singular, i.e., one claim for the lot. Is this…
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Will buying insurance from a comparison site affect my credit score?
Hi everyone, This thread is to discuss our new 60-second guide - Will buying insurance from a comparison site affect my credit score? Please let us know what you think. Thanks, MSE Rebecca
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Direct Line: Home insurance Renewals
Direct Line offered my sisters home insurance renewal for 2015 with a massive £600 increase for. 2 bedroom terraced house in Sussex yet she had no claims in the previous year she had been insured with them. The new annual premium for buildings and contents was £1900 ! Approached Direct Line who confirmed there was no…
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IGO4 cancellation charges!!!!!
Just cancelled a home insurance policy as we are downsizing. 18days after the renewal date. Igo4 want to charge me £73.67 for time on cover (monthly fee is normally £25.97) £60 cancellation fee -£49 Optional extras, which I'm not even sure what they are .(Family Legal or something) Total £182.67!!! Anybody challenged this…
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Integrated Fridge/freezer insurance
I damaged my integrated fridge/freezer called the insurance company today to be told because it is integrated it comes under my buildings (not contents) insurance so therefore there is no accidental damage. It is seen as part of the building. I did point out there is a difference between 'built-in' and 'integrated' but…
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Insurance Cancelation Premium
Hi, I purchased a new car, the insurance for this from my current insurer was far to expensive. I decided to go with a new provider and asked for my policy to be cancelled. my insurer wanted to charge me £50 for cancellation. I asked what this was for, the call handler stated this was for a 'admin' charge. Asking how long…
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50:50 car insurance split
Hi Having been involved in a car accident recently both insurance companies have come to the decision to have it declared as 50:50, which I have no issue with. I have no contact details for the other party involved but is it allowed to contact their insurance company proposing to take the claim offline and pay 50% of the…
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a reuslt of the accident?
Hi all. Can Cervical spondylosis be triggered or the result of a car accident?i had a car accident nearly 3 years ago and at the time I had pins and needles in my arm (paraesthesia) at the time of the accident and it has been flaring up and getting worse since.:(
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egg shell effect or crumbling skull/thin skull?
Which of these is used by the courts in a case were some-one was working away and at the end of there treatment say 2 yrs after an accident and then they were in another accident no fault of there own which mean now they had to leave there job and made there mental problems which they were at the end of there treatment for…
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House Insurance policy covers mice chewing water pipes causing a flood?
Someone just asked me this and I could not answer. I told her yes.
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memonline
Hi, it's car insurance renewal time again and I'm looking for legal cover. I've seen this company after some searching memonline.co.uk (sorry i'm not allowed to post links) which has been previously discussed on this forum but it's not clear to me what the view actually is. (I would put link but I'm not allowed). Has…
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Advised to take Life Assurance 4-6 weeks before completion.
I'm looking at Life Assurance and we don't even have a completion date yet, I've been advised by a broker that we should sort it out 4-6 weeks before completion. Why is this? Is it just the broker trying to push the sale? Or would this benefit us? say if I died now and had the cover in place would my girlfriend be able to…
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Higher insurance for top floor flat?
Myself and my partner are looking at buying a flat, there are two identical flats in the block for sale but one of them Is at the top connected with the roof....will it cost us more in insurance because of the roof e.g incase the roof leaked and if so is it much more? As we would prefer to live higher up. We would already…
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Seeking cover for iPad Air 2. Don't currently have contents insurance.
Hi all, I'm seeking cover for my iPad Air 2 and don't currently have cover for other items within my house, so I wanted to get something that would cover the iPad specifically. I'm not worried about loss or theft as the iPad won't be leaving my home, and someone is always in, so it's mainly accidental damage that I'm…
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Car Beyond Economic Repair
Apologies if this is a well thrashed out topic... Recently someone has driven into the back of my car, been to the approved repair place as recommended by the insurer and finally been told it is beyond economic repair. I'm still driving it and it seems to be working OK. The repair people didn't seem particularly…
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Phonebox blown up by firework hits partners car - is owner of box be liable?
Hey all, Further to the title - at 1am on Sunday morning some bright spark (is that too punny?) decided to light a firework in the Phone box outside our house - the resulting explosion blew the old wooden style door right off its hinges and into my partners car. We did inform the police who told us to wait 3-5 days for a…
