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House Insurance Question

nickpe
nickpe Posts: 152 Forumite
Part of the Furniture 100 Posts Combo Breaker
edited 15 November 2015 at 9:49PM in Insurance & life assurance
Hi All -

Please can I have some advice / recommendations as to picking a provider for home buildings and contents insurance.

I have input my details into confused.com and almost every provider has come out much much cheaper than my current provider. (surely that shouldnt be a bad thing).

Currently i'm with Bradford and Bingley and my annual premium for both buildings and contents is £366 - the excess is £100 on both buildings and contents in the event i made a claim.

The quotes on confused.com start from £135 with Swinton Insurance and then there are many other providers such as More than, E-sure, AA, Halifax, Kwik Fit and Admiral who are all below £200

Also what are the fine details that you need to ensure that you ARE covered for in the event you do ever need to make a claim that are not always given on standard cover (ie burst pipes etc). The reason i ask this is that i dont want to penny pinch and go for the cheapest quote only to find that if i ever did make a claim my excess was either sky high or i wasnt covered for certain aspects.

Comments

  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Definitely avoid Swintons and esure

    Kwik Fit are a broker so it would depend on which Insurer they're quoting you with.
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