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What insurance should a cleaning company have to cover their staff stealing?
We're researching getting a cleaner and, having checked with my home insurance I know that I would not be covered for theft by someone I've invited into my home (including cleaners). That is, as I understand it, fairly normal from the point of view of home insurance. I'm aware that cleaning companies I'm looking at have…
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Complicated (?) Insurance Claim
Hi - I wonder if anyone can shed any light on the following. I am the landlord of a rented property that has just been damaged as follows: - 1. A neighbour has reversed their car off of their drive, across the road and into my tenants car which was parked on the property's drive. The neighbour has admitted liability. 2.…
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Insurance Complaint
If I've made a complaint against my insurers based on how poor the service has been when making a claim, negligence for example, should I be claiming compensation from them based on this? Do they ever pay out on a complaint? Anyone had experience of being put out and getting compensation?
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Car Insurance claim
Hi all, looking for advice please... Long story short, my car was stolen by an uninsured driver whilst I was away on holiday, it was crashed and the person was over the legal limit.... Obviously my insurer now has to deal with the claim, looks like a possible write off.... My issue is this, I had disclosed on my policy a…
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Do you have pet insurance with More Than, Tesco, John Lewis, Argos, Homebase or M&S?
In which case you should be aware that RSA who underwrite all of the above policies have recently written to vets telling them that all referrals must be notified to them so that they can agree which of their preferred specialists you go to. The letter says this took effect on 25th May. Understandably some vets are very…
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Rbs dispute
My elderly parents have household insurance with rbs. At the end of last year there was a terrible storm and a neighbours wooden shed blew away and landed on top of their roof causing substantial damage. The house was built in the early 70's so the tiles that are on the roof can no longer be sourced therefore it can't be…
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Home insurance - to claim or not
Hi A while back i spilled a lot of PVA glue on my living room carpet which is proving impossible to get out. I have about 10 years no claims on my home insurance. is it worth claiming for this as i know it will affect my ncd Thanks
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Advice needed. (Car Insurance)
Hi everyone, Haven't posted for a long time so please bear with me as the story is quite long. At the weekend I scraped the bumper of a parked car in a supermarket car park. I waited for around half an hour to see if the driver would come back but in the end I wrote my details on a receipt and asked them to contact to me…
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Mental ill health & EU travel insurance
Hi there Ive suffered from severe ill health for the past 7 years and am now living in a step down house for people whom have moved out of full time psychiatric care. Ive been invited on a holiday with my sister and friends around the beginning of September. Does anyone know of a good insurance company that would offer me…
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Home Insurance
Hi. Can anyone tell me please that should I own a flat on a lease am I liable should my water pipes burst and damage flats below? Thanks
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Transferable NCB - for Sibling not Spouse
I have 2 car insurance policies and my brother (40 year old) is a named driver on both. He now wants to get insurance in his own name and insurance companies appear not to recognise his 20 year driving history. For the past 5 years he has not had insurance in his name but has been a named driver on my 2 policies one of…
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Introductory Discount for Named Drivers - Or Transferable Named Driver NCB
Anyone able to advise which insurance companies / brokers / schemes will give a decent Introductory Discount to a 40 year old (my brother) who has been a named driver on my car insurance for the last 5 years. He didn't need his own car in the past but circumstances are now such that he would like to insure his own car but…
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SEAT European Roadside Assistance
This is a post for owner of SEAT cars, as I have been for the past two years. Sadly it took me the best part of 2 years to realise that the SEAT European Roadside Assistance that came with my used SEAT, and was renewed for free every time I had the cars serviced, was actually equivalent to the highest level of cover…
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A problem with life insurance
My husband and I took out a whole of life policy in 1997 for £200k cover. We had a big'ish mortgage and wanted peace of mind. In 2008 it was reviewed and we were told we wouldn't get the 200k so we needed to up the payments. We did. Then again in 2013. Now, I know we should have read the letters more carefully each year…
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Will indemnity insurance cover this? please help!!
Hi this is my first post so hope I'm doing this correctly! we are on the process of selling a leasehold first floor flat with garage and buying another house. The buyers solicitors have had the lease etc for 6 weeks and have now come up with a couple of problems. Most see seem to be that they have not looked at the…
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Highways damage liability cover
Anyone know of insurance products that will cover you for the potential bill you receive if your car breaks down on a Highways Agency road/motorway and they send you the bill for cleanup/repair of any spills and damage? Normal car insurance only covers accidents, so if there's a breakdown you might have to pay it yourself.…
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New car transferring NCD...
Hi, sister has just purchased a new car they still have old car she asked her current insurer to transfer NCD to new car and was advised it will cost £300 on top of insurance. They still want to use old car.. So 2 cars in family 3 drivers. I have told her too get new insurance on the new car with her NCD and her husband…
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House Insurance Renewal Due 11 Days After House Move
I am moving house on 19th June, my home insurance is due for renewal on the 30th. I have checked the comparision sites and can get a new policy for a good bit cheaper than my current one. Am I likely to be charged a fee for cancelling the existing policy with a few days to go if I go with a new insurer for the new house?…
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Landlord Insurance vs Building Insurance
Hello, I will be renting out my flat and trying to orgenise proper insruance in place. At the moment flat building insurance is provided by Zurich via Development factor. I'm trying to find out if I need land lord insruance at all? From what I have see liablity and alternative accomodation is provided by Zurich via…
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Help with car insurance.
Hello all, so recently my sons car has broken down and i have been keeping it on the road (insured,taxed and mot'd) until i had the time to fix it. Today i was driving past and noticed someone has ran straight into the front of his car. My question is am i still able to claim for this or not because the car was a non…
