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Insurance claim what does this do to my premiums?
We moved house recently and noticed a tile on the bathroom floor near the toilet had a crack in it. There were spare tiles in the loft so I thought I would replace it. On lifting the tile the board underneath was wet...on lifting other tiles around the toilet the board was found to be rotten! The lovely looking bathroom…
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What insurance would you get in these circs?
I'm going to be buying a shared ownership property and getting a mortgage for the first time. Just thinking about life insurance/critical illness etc The mortgage is going to be very small (56k) as it's only a 30% share. My circumstances are: Mid 30's Single No dependents Earn 29k Full sick pay for 6 months, then 1/2 pay…
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Travel insurance for the elderly
I'm in my eighties now and the insurance is expensive, but when I insure by Ryanair they don't ask for ages but just quote one price. What would happen if there was a claim?
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AA breakdown - telling me about GreenFlag
I've just had my renewal quote for AA breakdown cover, just basic roadside. Of course, it's huge compared to last year so I've just rang up to haggle. I explained I've got a quote from GreenFlag for much less, and it has home start, relay etc included. The customer service rep spent a long time explaining to me that I'm…
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Car insurance question
Hi guys My little sister, 17 years old, will pass her driving test soon, fingers crossed. She will then buy a car. She wants to insure me on it. I am 24 years old. But 3 years ago I lost my license for drinking driving. 20 month ban. Will her insurance go up or down with me on it? Thanks
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Claiming against Aviva
Hi guys just need some advice really - my other half was hit by an Aviva driver and they are at fault. they are trying to give him 3 k because they are deducting a 850 for salvage?? the car is worth at least 6k!!!! What even is salvage??!!? Any advice appreciated!
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Will they pay out for this.
Some thieving scrote stole my carbon fibre bike from my shed this evening. We do have cover through our house insurance however we carelessly left the dam shed unlocked so I have a horrible feeling the insurer won't pay out and I'm going to be a couple of grand down :mad:
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what type of insurance is needed?
I am having a struggle deciding what sort of travel insurance is needed - has anyone got any suggestions. Youngest son is going out to Hong Kong to work for his company - fly out in June but his flight back is not until January - he is going to do some travelling for a few weeks after the contract ends. We have to pay for…
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Home contents insurance
Hi All, Recently had a traumatic event of dropping my DSLR camera. Luckily the camera body was ok but the lens has had it. Does anyone know if it's worth claiming the £120 for a new lens or would I just get hit for renewal? Obviously subject to my currently mystery excess. Thanks, D
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what insurance should we have
DH is in the process from changing jobs from one where we have family private health insurance, death in service, life assurance. 12% pension contribution etc to one which offers just 1% pension and nothing else. We're married, 2 primary age children, mortgage but no other debts and no real savings. What sort of policies…
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Is it just me?
Is it just me or do other people find house insurance so complicated, they as question that I’m not really qualified to answer as I believe that a lot of the question are for specialist, This has put me off changing my insurer for around 5 years. These were questions asked was through a price comparison site.
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Insurance company keeping incident "unsettled"
Last month i was involved in a collision with a cyclist who hit the side of my car, he was crossing a road behind a parked car and didn't look, i informed my insurance company (Eldon Insurance) but didn't make a claim, the cyclist admitted he was at fault and this is in the police report. Now my insurance is up for…
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Confused about engagement ring insurance
Hi, I've recently bought an engagement ring and am looking at getting it insured. The jeweler told me that I should quote his valuation when getting insurance, but this was about 50% over the build cost! I would have insured it at about 90% of the build cost... then if anything happened, pay the difference out of pocket.…
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Do I report a very minor car theft?
We forgot to lock the car a few nights ago. There is evidence that someone had a look in the glove compartment but was perhaps disturbed and only took a remote for the car barrier at work. I should report it as it may help the police to know attempted thefts in the area. BUT will it affect my insurance? Will I have to…
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Car insurance bad credit
Hi forum my car insurance is to be renewed in 10 days, and in the past i always pay in full. I have bad credit with three default acounts in late 2009, but no ccjs etc. Could i be refused car insurance if i ask to set up a monthly direct debit this year? Thanks for any help pat
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Insurance Cancellation Shortfall
Hi my previous car insurer Premium Choice are claiming there is a shortfall on my policy since I cancelled it. They are saying that the insurer paid 250 back to the financier close brothers, but it is 147 short of what is outstanding. Has anyone come across this before and am I legally obliged to pay this? What I don't…
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car insurance - second job/self employed
I currently have a 40-hours-per-week job where I am a PAYE employee. The job is at a single site, I currently use my car to travel to and from my workplace and it is insured for social, domestic, pleasure and commuting. I am looking towards starting a second, weekends-only job as a photographer. At this job, I will be…
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Insurance claim for a car accident, been double paid
Hi, my boyfriend was in a car accident at the beginning of last year. Finally the money was sent through by cheque which I dutifully paid into my boyfriend's account. Unbeknown to me, my boyfriend had requested that the money be paid directly into his account. This took the standard 3 days which was the same amount of time…
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Car Insurance Cancellation fees
Hello I was hoping that someone may have a little bit of advice! I have car insurance that i pay monthly to Admiral on direct debit. i have not had any claims at all in the period that i have been with them. i want to cancel my insurance at the end of the month as i will no longer have a car and will not be getting another…
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Fraud
My query is regarding a leaking kitchen ceiling allegedly caused by the owner of an upstairs flat - me . I have an outside balcony over the kitchen roof of downstairs. It was of asphalt construction with wooden decking laid – not nailed or screwed – on the top. Downstairs are the free holders and I am a leaseholder In…
