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Van Insurance to car
Hi there, I bought a car and wanted to transfer the policy over from my van to my car, I expected an admin charge but when I contacted Autonet (They really are a pain in the bum)... they said I had to cancel my insurance and start a new insurance losing 1 year NCB plus the charges. Not only that they price they quoted me…
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No claims held to ransom
I have accrued over the years at least 5 years no claims bonus and also my fair share of money shortfalls. A couple of years ago I was unable to pay the final installment on my premiums for my car insurance and the company then withheld my NCB. This was for 5 years and so cost me a fortune to get new insurance.…
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personal injury issue?
My ears have been hurting for a week after I was walking near a firing range abroad (outside the EU) and a bigger noisier weapon than i was expecting was discharged near me. The tour guide hadn't said anything about noise protection and person in charge had apparently at the last second indicated for ppl to cover their…
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Massive Car Insurance question
Hello all, I could do with some advice on a car insurance policy please. My car ins is due on the second of July, I have already taken out a policy for £600 about three weeks ago. After speaking to my brother today he said to do a quote for ins on a comparison site and add our dad to the policy. After doing this the quote…
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Hastings Direct unfair treatment, please help
Dear Friends My car insurance policy is with Hastings Direct and last year (Oct 2014) a lady bumped into me and is claiming whiplash (surprise surprise). There was no damage to me or my car so I wont be claiming anything and as the accident was under 5MPH her mysterious whiplash claim is being disputed by Hastings. Fast…
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Do I have to use the house insurance company that my flat's leaseholder company says?
The company who own the leasehold on the block of flats that I live in have changed insurance companies and I am now getting demands from a different company who are asking loads for the annual policy. The flat is just a small bedsit, one of eight in the block, worth about £40k, and this year's demand is for £224.54. It…
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Wedding insurance
When is the best time to take out wedding insurance? We're booking the wedding and paying deposit on venue in September. Do we obtain wedding insurance prior to paying out the deposit, or after?
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Anyone used this company?
Hi All Not sure whether this is allowed, but I'm looking for contributions from anyone who has used the company Policy Expert. I hadn't heard of them until very recently, but when I started battering the comparison sites in a search for my next home buildings and contents policy, which is due for renewal in mid July, they…
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non return of excess
Hi I'm wondering if anyone could offer me some advice. In April 2014 I Was involved in a non fault accident. My car was repaired and I paid the 250 excess to get it back. It is now over a year later and I still haven't had it back. The solicitors who are are dealing with it also handled my personal injury claim which was…
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How to get home insurance during building works?
Hi all, searched and found nothing on this so... building works are about to take place on our property in excess of 50 grands worth, for the next 3 months. Realised I should inform my home insurance company, who after a very short call told me my home insurance had been cancelled and they couldn't help me! Marvellous. So…
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fraudulent claim removed from car insurance policy, well maybe.
Hi everyone looking for some advice, Long story short someone made a claim against me reversing into them, (I was there but didn't hit anyone) my insurance company came out took photos saw no recent damage to my car and asked the other parties insurance to provide photos/evidence. 5 months later my insurance company…
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Should we take out critical illness insurance ?
Just came on for some advice really. My normally fit and well husband who is 34 works full time, started complaining of a blurry left eye 3 weeks ago, we went straight to the eye casualty, he was looked at by eye dr and had various tests done to check blood sugars and nlood counts etc, no diagnosis was made other than…
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Car insurance renewal saving
So far impressed. Had a faff with the online system because the details came in wrongly from moneysupermarket had wife with her maiden name from last years details. But they sorted it out on the phone very quickly and arranged multicar discount for us. Quote from Aviva to renew was £605 for both cars. Price with Churchill…
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Son's laptop lifted out of a window and insurance refused to pay out
Son's computer lifted out of a ground floor window on a hot day 2 days after moving into another university accommodation. Son was moved at 6pm on 3 June 2015. He opened the window to air the place as it had been vacant for a while and it smelt. On 5 June which was a hot day 27 degree C, he found his computer was stolen…
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Insurance on flod risk house?
Yesterday my mom went to the building society to do something, while she was there thought she would ask abt building insurance on her house as she though she might get a better price than the insurance she already has with someone else...... anyway, no they can't insure her as her post code shows her house is at flood…
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Holiday i
Hi myself and my partner are looking for an annual holiday insurance we stay in the UK - we mainly want one to cover us if we get ill while away and need cover for a taxi home-or have to transfer to another hotel , we don't need baggage cover and all the extras the post office do various ones ones super economy I think…
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Insurance2go - Laptop cover
Hi there I covered my laptop with the company in the title for accidental damage. Recently I dropped the laptop, which cracked the screen. I promptly put in a claim and was asked to provide proof of purchase. As I'd been given the Laptop as a Christmas present so had to ask for the receipt. Turns out it was bought brand…
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Free no claims bonus
Hello everyone, Yesterday I spent some time going through comparison sites for car insurance, and today I got a call from gocompare asking if I wanted them to check a price from be wise as they don't come up in the search results. This was for a new policy on a second car, and I have no NCB as I've always had either a…
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Dashcams and car insurance
I was thinking of getting a dashcam and having it professionally fitted/wired in to my car. I called my insurance company to check if it counted as a modification and whether it would make a difference to my policy. To my surprise, I was told that they probably wouldn't insure me if I fitted a dashcam! If anyone else has…
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Claim for Conservatory Roof
Recent winds have caused tree branches to damage our conservatory roof and make a hole. We rang the Insurers and so started the claim process. I had 2 phone calls where I had to give all information about the damage and they said they need more detail and would arrange a longer call, which I had today. After almost 45…