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Fraud
My query is regarding a leaking kitchen ceiling allegedly caused by the owner of an upstairs flat - me . I have an outside balcony over the kitchen roof of downstairs. It was of asphalt construction with wooden decking laid – not nailed or screwed – on the top. Downstairs are the free holders and I am a leaseholder In…
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Lending Car to Family Member - Insurance issues
Hi There, We have a car on PCP. My brother in law needs to borrow it for an unknown period of time. Could be a long period, we're not sure yet. The car is currently registered (bot for PCP and insurance purposes) to our address in my Wife's name. Are we OK to add her brother as a named driver? Are there any issues due to…
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What does legal protection on car insurance cover exactly?
Car insurance renewal due and not sure whether to add the optional motor legal protection or not. What exactly does this cover? For example, I know that the optional hire car cover guarantees a hire car for X days if our car is stolen or written off. We've decided not to bother with this, taking a chance based on the low…
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Avoiding NCD loss on car insurance
Following a minor rear-end collision (obviously my fault) at some traffic lights, I requested the other driver to price his repair and let me know so that I could pay him personally and avoid involving insurance and loss of no claims discount. I have the cheapest cover with high excess and no NCD loss cover, never having…
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Has anyone here sucessfully sued for increase in premium?
It's well-known that some insurer load their premium for non-fault accidents. Am I able to sue the third party insurer for this loading?
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Retrospective Home Insurance Claim
I recently had my kitchen ceiling replaced after the bath leaker through and damaged it. Rather stupidly I got the work done and paid for it without contacting my insurance company. Can anyone recommend whether it would make sense for me to contact them and try to claim the costs of the repair back?
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Cancelling a claim
I had an accident in October 2014 when a girl drove in to the back of my car in traffic. I had joined her lane with plenty of space, however she started beeping the horn and had sped up (more than certain she was on her phone because of the gap left in front of her). The bumper was scratched and the bracket holding it was…
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Opinion wanted!
I am doing a financial audit and I checked one of my critical illness/life insurance policies which was taken out for a fixed 15 year term mainly to cover my partner in connection with the mortgage. I find, that despite it being taken out on an interest only mortgage it has been decreasing from the original sum assured…
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Income protection as a poker player
Hi, I earn an income as a professional poker player and have done for the past 5 years. Poker is treated as gambling for UK tax purposes and as such is exempt from Income Tax, I have not paid any Income Tax or completed a tax return in the past 5 years. I'm looking for an insurance product that will protect my income…
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Can They Cancel My Insurance?
Hi. I have recently insured my motorhome. I paid the inital instalment and recieved my certificate of moter insurance which states the day and time the policy became active and taxed it with the DVLA. I work in a supermarket and put this in the quote generator but now the company have said the they are going to cancel my…
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aXA cancelled car insurance due to polestar product
Picked up a used Volvo XC60 today from a Volvo dealer. When I got home and opened up the glove box there was a blue folder in there stating the car had a product called polestar added (Volvo approved tuning product that boosts bhp) Dealer did not tell me this and was not listed on any invoice or sales material. When I…
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Cheaper car insurers?
Gone through go compare etc, and i'm getting competitive quotes through companies such as esure, ecar, royal choice (I think, can't quite see the icon) with usual cover I want such as no claims, legal etc. Any worries / things to think about as these companies are coming in way cheaper than the usual Aviva's, churchill,…
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Car damage to park home
Hi My mum lives in a park home. Last week one of her neighbours sisters reversed her car into my mums park home. No damage seems to be done to the brick base or the home itself but the wood skirting has been broken and is coming away. This happened over a week ago, but she didn't tell me. Until yesterday. Her neighbour…
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Loss of use compensation - what period should it cover?
In April 2013 I had a freak accident on council property. My car was so badly damaged that it was an MOT failure from that date and was declared unroadworthy straight after the accident. I contacted the council straight away but was given the run around for 17 months. During this period they gave me wrong information about…
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child has his personal injury case listed for county court?
hi my child was in car accident and now the case is been listed in the county court. Does our child have to give evidence or what happens? does the driver of the other car be there? the other driver is saying there was a crash,but not that serious,so they are admitting liability but not causation. my child has seen doctors…
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Buildings insurance
We have recently taken over the RTM of the 3 flats in our building and need to setup a new buildings insurance policy. Does anyone have any advice/experience on how to go about finding a good priced insurer. I have looked on a number of compare websites but it seems to only cover individual flats rather than the building…
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8 years no claims bonus.... thought I had 9, hit hard
Hi everyone, does this sound fair? I needed to renew my van insurance at the end of may, I switched insurance providers to get what I thought was a better deal. My original insurance providers quoted me £309.71 which was ok but I knew I could do better, the thing which really aggravated me was the fact the original…
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Best cheap life insurance?
Hi there, what's the best cheap life insurance out there?
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Lloyds bank Travel insurance
Not sure if this is the correct place but my sister is currently in Cyprus and has been in hospital over there since Thursday and is expected to be kept in until Monday and she comes home on tuesday. She has her insurance via Lloyds TSB as part of the account she pays for with them. Does anybody know if they cover you for…
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Any cheaper insurers for higher mileage drivers and larger engine?
Can't seem to find anything under £400! Just bought a new car (volvo), 2l engine and am doing around 20-25k miles a year. Seems to put the price sky high. 15 years no claims and over 40 years of age!
