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Hire van insurance claim on my record?
Is this normal? I was taking out personal car insurance and a claim was flagged up as I was just about to pay over the phone and it turns out that a hire van claim from 18 months ago (that cost £30.00!) where I was at fault has been put on my record... It's bumped my premium up by an extra 50%!! Is this the norm? If I…
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Which insurance with new mortgage?
We are wading through the myriad of mortgage/life/critical illness/income protection because we are taking on a new mortgage of £145K for term of 20 years. Husband is 47 (f/t employed) and I am 50 (housewife with no employment). No serious illness in close family, both healthy and non smokers. Two kids 12 yrs and 8 yrs.…
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MSE News: As important as the ticket: Get the right insurance cover for festivals
New research reveals that nearly 60% of us either have no insurance or aren't sure what our policy covers... Read the full story: As important as the ticket: Get the right insurance cover for festivals Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read…
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Car Insurance claim without MOT
Hi, I recently had a car accident and my car has been deemed a write-off, unfortunately and completely my own fault my MOT had expired 2 months previously. The insurance company is now going deduct 20 percent of the value of the car, surely they can't charge this?? Is there some sort of way of fighting it as the car was…
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Renting - buildings insurance
have a laugh, at my expense. We're poor so have been renting privately now the same place for 16 years. Our child was extremely ill at the start of the lease and myself and the wife were distracted by this to a very, very large extent. Touch wood, all is good now. So today I open the post and it is our tesco home insurance…
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Traffic lights car went into the back of my car..
Hi, Monday was staionary at the traffic lights, a woman went into the back of my car with her car. We parked up further down the road and she apologised, she said no damage on mines and hers, said to her I will take to garage and she can come with me she agreed for tues. Monday evening she texts and says she wants to come…
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LL Ins Renewal - Unoccupied during claim?
Our BTL was flooded last Summer, due to the loss adjuster requesting numerous quotes, surveryors visits etc. it has taken months to finally get things done. Work is underway and due to be completed in July. Our renewal is due at the end of this month. I've just had a call from our insurance company asking if the property…
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Insurance Company refusing to payout
Several weeks ago another driver failed to stop and drove into the back of me on the M6 at high speed. He accepted responsibility for the incident but damaged a lot of items (uninsured losses) that were in my car. I am negotiating with HIS insurance company to settle for the items but have had several items refused. I…
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Cashback on Insurance Policy?
Hi there, After receiving a renewal quote for my Landlord's Insurance policy from Direct Line a few weeks ago I called them up yesterday to renew. The renewal cost around £135. After I had already made payment, it crossed my mind to check TopCashBack.com, and I noticed that Direct Line is offering £126 cashback for 'new…
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Garage Crashed my car after expensive repair
Last month, my car broke down and went into my garage for a costly repair that ran up to £1300 including parts and labour. On the day of the completion of the work i received a call from the Garage to tell me that there had been "a disaster" and that the car had been in an accident whilst on its road test and was very…
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Check Elderly Friends & Relatives Insurance Policies
My dad recently passed away and my mum asked if I could take over the finances as this was something that my dad usually looked after. They received building and contents cover separately from two different insurers and have been loyal customers of both since the late 1990's. I was horrified to find out that they were…
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L&G £65 Amazon voucher offer
Hi, Anyone knows if this is offer of £65 Amazon through Martin's link is only for new customers? We currently are with L&G, but their quote on comparison site is lower, so if I cancel renewal and then take it up through the link, do you think I'll still get the voucher? (We also got voucher year ago when we took up the…
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Cost difference between house and landlords insurance.
I inherited a bungalow, and would be interested to know, what people think the percentage premium difference would be, to living in it myself, or renting it out to a family member. Bricks and mortar insurance, not contents. Just a quick guideline, before I go on the comparison sites. Thanks.
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Pet Insurance
Hi All, After a bit of advice as my dog insurance just came back as double the previous premium. I have 2 dogs and know the importance of insurance however I feel like my insurers have me over a barrel. One of my dogs was hit by a car last year and while they are recovered they continue to have some tendon damage which the…
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Critical illness cover
I am covered through work for life assurance and critical ilness cover (two separate policies). I've given in my notice (wahoo!) so looking to review them. Just read the life insurance guide so got a quick quote, but can't find anything for critical illness cover. Does it have another name? Or any recommendations for best…
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Car insurance question...
Just bought a 2nd hand car but dont do my test for another week. There may be an obvious answer to this but do I have to tax and insure the car or can i wait until i pass my test? The car wont be driven at all (currently locked away in garage) so i wont be learning to drive in the car and it wont be driven by anyone else.…
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Holiday Insurance - Cancellation Cover
I've just booked a holiday for moi plus other half. Daft question, really: he's named on the booking, but I've paid the bill in full. Obviously he'll be taking out holiday insurance for the usual medical, repatriation etc, but does he need to have cancellation cover? In other words, should we have to cancel, I have…
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travel insurance southern ireland ??
Hi Guys, OH is off to southern ireland in august, is it best to get travel insurance, or, is it not required? 73 years old.
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Private Health Insurance worth it? Employer pays..
So I have been asked at work if I wanted to join the private health insurance scheme. It´s a taxable benefit but everything else is paid for. So some people might think it´s a no-brainer but I have suffered from depression, stress and anxiety and am overweight (non-smoker). I might as well save the tax if everything I get…
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am i too late
4 years agi i was diagnosed with cancer I had avisit from my ifa last week when he told me I had critical illness cover I thought it was only life insurance am i too late to make a claim I have no policy documentation but the payment gets paid every month
