Car insurance question...

Pabs87

Just bought a 2nd hand car but dont do my test for another week. There may be an obvious answer to this but do I have to tax and insure the car or can i wait until i pass my test? The car wont be driven at all (currently locked away in garage) so i wont be learning to drive in the car and it wont be driven by anyone else.

And if i do insure it as a provisional driver, do i have to stay with that company when i get my full licence or can i cancel that and get insurance with someone else? I ask this as different companies offer me cheaper insurance as a learner but are more expensive than others when insuring with a full licence.

Quentin

If you just bought it you'll be alright not insuring for a week,


But after that you do need to either get it insured etc or SORN it till you are ready to insure it after passing your test.


(You can cancel an insurance policy at any time, but it does involve charges.)

forgotmyname

If you insure it as a provisional driver then their will be admin fees and a likely increase in the premium when you do pass.

If the car is not off the road in private land then it needs to be taxed and insured. If its on private land you can to do that or SORN it.

You need to do one or the other though.

GwylimT

How did you get the vehicle home as it isn't taxed or insured?

You have two choices, buy tax and insurance, or SORN the vehicle in which case insurance is optional.

You can cancel policies, but you would be charged to do so.