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How Would You Go About This?
About 3 months ago I had all my camera equipment stolen from out of the back of my van. I made a claim with my insurance company who took about 5 weeks to come back and tell me that it wasn't covered as it was in an unattended vehicle. I checked my T&C's and it is correct that items in an unattended vehicle are not…
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Buildings or contents?
I need some help! I am being sued by a tenant that says a radiator fell off a wall and caused injury. I passed the letter on to the insurance company and to cut a long story short they say that radiators are not covered under buildings insurance. It is a flat and the buildings insurance is included in the service charges.…
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Colonial Mutual/Winterthur Limited
Help!! Going through my Mum's documents and have discovered a With Profits Life Assurance Policy Endowment which was taken out in 1976 and expired in 1990. As far as I can see the maturity has never been paid out. I believe Colonial Mutual was taken over by winterthur Limited. Does anyone know if this company still exists…
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2 cars 1 driver
For the first time, I've now got 2 cars, a workhorse & a weekend plaything. Neither are particularly worth much, the most expensive being about £4k. I'm looking for the cheapest way of insuring. If possible, I'd like to get a single policy or at least have the same start dates for both cars. Obviously can't use the…
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Hastings direct smartmiles con
What a con these smartmiles policies are, my daughter has just had one fitted to her car and apparently her acceleration is coming up as poor. How can she be accelerating too fast when it's a 1 litre aygo for crying out loud! In future we will not be recommending these policies to anyone.
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Insurance claim Minster Law
Someone drove into the back of my wifes car on the m6 motorway. We contacted our insurance company M&S. We where them contacted by Minster Law on their behalf. Has anybody dealt with Minster Law and had any issues regarding their quality of service.
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Protect your bubble - replacement iphone
My iphone 5 developed some faults and I sent it in to pyb for repair. After they sent the phone back, not fully repaired and I complained, PYB decided to send me a replacement. DPD delivered the phone in a box that looked much like the original except it was marked "refurbished". It was sealed with the standard transparent…
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Left travel insurance details in Spain
Hi all, Very stupidly left all travel Insurance docs in Spain, not a great problem as returning in September, however we are going to Germany for a week or so and could really do with contacting the brokers for details. Am ashamed to say that we only remember that the brokers name is Portman who have insured us with Aviva,…
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Travel insurance with heart condition
My in laws enjoy several holidays each year but my father in law has recently been diagnosed with a heart condition. They were due to go to America later this year, any ideas on the best place for him to get travel insurance?. Thank you, Mark
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Help please with insuring family van!
Hi, We have bought a Renault Master van with 8 seats inside and plenty of space for bikes etc and camping stuff. I am trying to find reasonable insurance for it. We are a family of 4 not a commercial company! Anyone got any suggestions please? I have spent ages on the internet only to be advised that the usual companies…
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Any short-term house insurance cover?
We're selling my late mum's house soon and the house insurance runs out on August 13th. As we're now going into rented accomodation the house owner will do the insurance. Are there any insurers who would take us on for only a month say? TIA
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Residence in US
My niece has a PruProtect Whole of Life Insurance plan [Essentials??] taken out some 3 years ago. She has since met a US citizen and is now contemplating moving to New Jersey where they will be married. Can she retain the life insurance plan even though she may become resident in the US? She is keeping a UK address…
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I have insurance on my watch from Goldsmiths ROP
the leather strap of my watch is goosed, it will cost £50 to replace, but I do have insurance from Goldsmiths (5 year cover). However, we have just bought a house and I took out buildings/contents insurance. If I claim for my watch, does that mean that the question regarding "have you made a claim" I would have to answer…
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Car - Hit & Run - No Plate
Hi all, Thanks for taking the time to read this. My OH was on the motorway today and some guy hit the back of her (damage to rear - still driveable). The misses thank the powers that be was fine (if in hysterics and shock). Both pulled over followed by the offending driver coming to her car, shouting in Spanish (no word of…
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ncb bonus after a period without a car
I passed my test in 2008, bought a car and ran it until 2013. No claims, no accidents, clean license and five years NCB. Then I sold it, cancelled my insurance with Admiral and went to travel around Australia for a bit. Anyway I'm back in the UK and want to buy another car. My question: do I still have my ncb or does it…
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Building insurance invalid because relative took out policy on house I own
Hi its a long story but when my gran died she left me her house with a condition that my uncle could live there until he died. I never charged my uncle any rent or had any type of tenancy agreement he just lived there and got on with his life paying his own bills. Unfortunately there was a fire at the property in which my…
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Cancelling insurance
I'm going travelling and when I phoned up to cancel my car insurance and they tried to hit me with £50 admin fees. Surely if I just cancel the direct debt no admin fees will be needed?
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No Claims Bonus
Just when you think you're doing well! I've seemingly got to choose between my van and the little family car I just bought to put my NCB on as I cannot use it on two policies. I've never had two vehicles so I didn't know anything about it. this to happen. I am looking at doubling the premium of my little car if I can't…
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Horrific missed payment fees
I'd not missed a payment for about 18 months, since I started my car insurance policy with Close Premium Finance. This month everything went pear-shaped and I missed it, so they got a returned DD. I received a completely psychotic letter from them, complete with default notice, threats, admin fees and everything else.…
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Life of another insurance policy
Does anyone know of any company's which sell this type of policy?
