-
Avoiding car insurance 'admin charges'
Hi all, My car insurance is due for renewal next week and we're getting a new car at the start of September. My question is, does anyone know of a company that won't screw me over when I come to change the car details? Cost me about £50 to move half a mile down the road last year... :( Thanks! Soo x
-
Life insurance on ex husband
If my soon to be ex husband opens a new life insurance policy and I pay the monthly payments and we put the policy details in our minute of agreement does anyone know of any reason they would not pay it out to me on his death. We would be doing this to cover his maintance payments I would no longer receive from him. He is…
-
Car insurance engineer says damage due to 2 incidents
Hi! Trying to make an insurance claim and having some issues. Any advice would be much appreciated! I parked my car overnight on the street behind my house. The next morning the police knocked on my door to say it had been in an accident. A driver had parked behind me and awoke to find my car on his bonnet - so he called…
-
Car insurance cancelled by insurance company admitted it I s there mistake.
The AA car insurance wanted proof of my driving licenses or they would cancel my insurance I sent it in after confirming I could email it in time. but my insurance was still cancelled. They have Admitted it was there mistake and have since set me up on a new policy and are in process of trying to sort it out. In the future…
-
Hastings insurance mayhem
Hi All, I hope that someone can advise me on what to do with a problem that I am having with Hastings insurance. I took out insurance with Hastings at the end of May after going through MSE. I was quoted £175, which I paid immediately online. Two weeks later, I got a letter saying that they had reviewed my policy and…
-
Contents insurance - how does it work?
I've just made a claim on my contents insurance for some electrical goods damaged after my TV aerial being struck by lightning. I've paid the excess and now have the option of also claiming for the repair / replacement of my aerial, covered by the policy. I know that my premium will be higher next year but does it work…
-
Inflexible Travel Insurance
I have been using the Nationwide Flex Plus worldwide travel insurance for the last few years, but have never had to make a claim. We have a holiday home in France and each year we stay there for a few weeks and then go off for several mini-trips, a few days each time in different parts of France, and we have also driven…
-
Advice needed - car hit in work private car park
Hi Someone at work has just driven into the back of my car whilst waiting to go throught the barriers into a private work car park. totally her fault, looked in the mirror and she was fiddling in her handbag at the time. Anyway, I pulled through the barrier so as not to cause any delay to anyone else, as did she and then…
-
Travel insurance: No FCO restriction but no flights?
(Posting for a friend) I know that generally travel insurance kicks in if FCO advise not to travel, but what happens if the airlines decide that they will cancel flights but the FCO don't advise against travel? Airline cancelled all flights to their destination yesterday and today; they are offering to rebook flights, but…
-
Single Trip Travel Insurance
In May of this year I purchased travel insurance with pre-existing medical conditions for £54 for both of us covering two weeks to France. I have been trying to purchase insurance for a 3 night mini cruise to Belgium and France and have been quoted extortionate amounts. Do the insurance companies bump the amounts up…
-
Buidings insurance and loss adjustor - help!
My flat was recently flooded. The flat is in a liveable condition. I am covered to live elsewhere whilst the works are carried out. The cost of a "serviced apartment" for circa 10 days in Edinburgh during the fringe is about 3 grand. I spoke to the loss adjustor about the cost. He said as an alternative they could offer me…
-
Barclays Gadget Insurance dispute.
Early this year I tried to change the retail price of my Laptop via the Barclays LSG website. There where numerous problems with the website and I couldn't access my account. I asked various customer service assistants if they could change the covered Laptop price according to retail value and they declined. They said I…
-
Mortgage Assurance on a rented house.
I'm currently trying to sort out our fiances and found we're paying mortgage assurance for a house we rent out. We got this when we first took out the mortgage in 2010 have been paying it ever since. My worry is that we're paying for something that isn't really relevant to our situation. The mortgage assurance pays the…
-
Misleading Quote and Direct Debit Collection Charges!
I received a renewal quote for horse insurance, which appeared reasonable for the benefits against other insurers. The quote included a Direct Debit agreement with the amount filled in. However when my first Direct Debit was taken the amount was much greater and there is also a monthly charge for collecting my direct…
-
Insurance Undervaluation of Jewellery
My wife lost her engagement ring which was bought in 1996 for £1145. We have claimed on the insurance but the settlement offer which is supposed to be replacement value is only £1574. That’s only a 37% increase in 13 years. A quick check of platinum and diamond prices show they have risen by over 300% (which probably means…
-
Driving my girlfriend's car in Ireland (insurance)
I think the title says it all. What is the deal with being insured to drive my girlfriend's car in Ireland. I have a UK driving license, and a car in the UK with fully comprehensive insurance. I know if I drive someone else's car in the UK, I'm covered by my own insurance for 3rd party cover. But I'm not sure about in…
-
car insurance no claims bonus after a driving break
Hi I have about 15 years no claims protected bonus but I am selling my car and so wont be renewing my insurance in August. I intend to wait six months - 1 year before buying a new car and during this time I intend to be added to my boyfriends car for occassional use. Will I lose my no clims bonus? ie. When I get a new car…
-
Home Insurance
Hey all, need some advice please. ¾ of my ceiling collapsed in our living room, made the whole house shake. Luckily there was no one in the room and not too much damage to the equipment a good wipe wont sort out, but the ceiling and spot lights have had it. I called my house insurance (Santander options 123) to make a…
-
Landlord Emergency Insurance - Tenant has right to call
As a landlord I pay for home emergency insurance for the benefit of my tenants. A year ago I found Total Landlord Insurance http://www.totallandlordinsurance.co.uk/ quite competitive at £65 for the year. Above all, if there is a water leak at 3am, the tenant is the one who calls the helpline. I received my renewal notice…
-
Car insurance - two main drivers, one vehicle? retaining no claims ?
Hi all - myself and my partner are reducing to a one car family. My partner is buying the car so will be the registered owner. We both want to retain the no claims we have built up. Are there any insurers out there who would allow us both to retain our no claims? We have only enquired with one insurer and have been advised…
