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Insurance and convictions
Hi. Slightly strange one, some quick background convicted of a fairly minor criminal offence in 2010, community service order. In Scotland. Under the standard rehabilitation of offenders act this would be spent in 5 years. However in march 2014 the uk government made an ammendment to the act that means under those rules…
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Bike insurance.... grrrrrrrrrr
Hi my son had his bike pinched and torched after having it for 3 months, so we made a claim as you do, so he could replace it, he paid £1200 for the bike and after the excess recieved £670, bit of a gut wrench as he worked so hard to get the bike in the first place, now he has decided he wants a car instead so rang up to…
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mileage discrepancy holding up claim payout
following on from my previous thread about writing a car off I am finding myself in a messy situation. so far the car has been written off, valued ( we have agreed on the valuation ) and all documents (log book, regs etc ) sent in. I called up to chase up the payout from the insurance to be told the claim was back with the…
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Public Liability insurance for scrapbooking meetings
I organise and run scrapbooking meetings. Up to 20 of us get together once a month or so and spend the day scrapbooking (that's sticking things on square bits of card to make pretty layouts to the uninitiated!). I used to run the meetings at a venue that provided public liability insurance, but now want to run it at…
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No outpatient cover, mis sold policy
Hello, I bought a private healthcare scheme for my family through Usay Compare about 18 months ago. The quote was more than I could afford at the time so they suggested removing outpatient cover to bring the premiums down. My understanding was that I would need to pay consultant/specialist fees for consultations but all…
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New Home 10 warranty
Hi, I bought an new home in 2008 with a standard 10 year warranty. My new kitchen cabinets' started peeling off after 4-5 years. I replaced the fronts of one or two cupboards but now all cupboards have the gloss layer coming off. On most of I have sellotape holding them. My question is that should the 10 year warranty…
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Comparison Sites not giving full facts
Finding that with Home and Motor insurance price comparison sites they don't give you the full facts and if you don't read the small print you could be in serious trouble. The comparison sites show prices but invariably wrong when you go to check them out you will find that some cover is excluded and if you don't go and…
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Home contents insurance PAID
Last weekend I had a bit of a leak from my hot water cylinder and whilst waiting on a plumber was putting towels in and out of the cupboard to soak up the leak I then noticed that the diamond in my Solitaire ring was missing I was very fortunate in that I found the stone I took the ring to a jewellers to have it repaired…
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Help, please - Can a car insurance company charge a cancellation fee for...
for cancelling a policy midterm? I did not sign a credit agreement and have been paying monthly. The company in question is Admiral. I have found a policy which is £450 cheaper! Many thanks in advance for any help on this matter. Kind regards, Paul
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Travel Insurance following back operation
Hi, I have a friend who has endured back pain for a few years so asked their doctor for referral to a specialist. An MRI showed a prolapsed disc and they had a keyhole type surgery to remove the piece of disc that was pressing on the nerve. The operation was totally successful. They have just booked flights to visit…
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would this work?
just wanting to pick some of your brains if i could. Five years ago i made a stupid mistake in the midst of post baby blues and let my husband drive my car uninsured to the chemist to pick up my prescription. Unfortunately he was caught and i received a IN14 conviction dated the 6th september 2009. Now i think this will no…
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car insurance, company car help
The company I work for are currently in the process of getting my a company car which will be done through contract hire for 3 years. I am just using this car to travel to and from work and for personal use. Insurance wise, am I ok to just get personal insurance or will I need business insurance as the car is registered to…
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Travel Insurance minus health cover.
I am 79 and planning to visit family in Australia. I have recently recovered from breast cancer and have secondary bone cancer in my shoulder. As I have dual citizenship health cover isn't such a concern but I am wondering if I can get cover for cancellation & loss of luggage only? Any suggestions would be very much…
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Ex husband life insurance
I am in the process of divorcing my husband. I have a life insurance policy which I pay for as part of benifit given by my employer. I contacted them and they say I can only keep the policy going until we are divorced. Is this correct? I would like to keep it because if something was to happen to him my maintance payment…
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Travel Insurance - Medical Issues
Hi can anyone recommend any complaines to try for travel insurance. My 9 year old daughter is undergoing tests as had a seizure back in May and our current insurance says a person is not covered if they have been referred to a consultant and awaiting test results. Thanks in advance ann
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House Fire Landlord lying to insurance company
Dear all please see this thread : https://forums.moneysavingexpert.com/discussion/5020504 Any advice or suggestions welcome. I am terrified that we have no money left ( trying to get together enough to rent our new house) and will be homeless from Wednesday. thank you
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Short term home insurance
Hello, My partner and I are due to move out of our flat in early November. My contents insurance is due for renewal with MoreThan on 28th August, but I don't to renew for a year when we're only going to be here for another couple of months. Does anyone know where I can get 30-day rolling contents insurance or short-term…
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Life Insurance
Life insurance is very important for life as it makes the people life free of tension of their belonging if they are not around. we don't know what may happen to us at anytime so it is better to do life insurance as its secure your life and your siblings.
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Small Car Accident Settle Agreement Template
Hello forum people. I'm here to help you in a return I'm giving this template. do you think this needs a better wording or it is a perfect thing? Thank you for your feedback.
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can some one help with Direct Line Home Insurance Plus?
I was looking at Home insurance quotes from Direct Line. Their' Home Insurance Plus insurance' price although high includes Travel Insurance and Home Emergency (up to £500) cover as well. My question is, does anyone know if the' Home Emergency cover' provided as standard is the same as 'Direct Line Home Response 24' except…
