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Car insurance / New driver / 28 Years Old
Hi everybody, So I’m 28 years old (male) currently taking driving lessons and nearing my practical test very soon. I’ve been using a few comparison websites to find the best quotes online. The best quote was £1,744.27 (dated 07/07/2014) for a VAUXHALL CORSA CLUB 12V (1.0 litre) from Quinn Direct. I checked again today…
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Can I recover my car from insurers garage before settlement has been agreed?
Hi, can anyone advise if I can recover my car from the insurers approved garage to start repairs before the settlement has been agreed? Aviva have deemed my vehicle beyond economical repair but I have found a specialist repairer who can carry out the repairs to a higher standard and for a lower cost than the insurers…
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Hire Car CDW Excess Insurance
I recently had an accident (own fault) in Europe in an Avis hire car and was, quite properly, required to pay a large CDW Excess (slightly under 2000 Euros). I thought it would be a simple matter to claim back the excess on a separately held (not AVIS) CDW Excess insurance but the claims handling company is making this…
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Gap Insurance
I need to buy two policies 1. car cost £32k 2. car cost £16k I want back to original invoice, 2 years, how much should I insure, am I correct in thinking it doesn't need to me the full amount of the car? thank you
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24/7 Gap Travel Insurance
Hi all, I've been using MSE for a good few years now and find it brilliant for recommendations across all sorts of things. I went through MSE and then Moneysavingsupermarket and chose their recommended worldwide travel insurance through 24/7 Gap Travel. One of the key reasons we bought this insurance was for the £2,500…
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Aviva - how to challenge their car payout offer please?
Earlier this month I believe I was the victim of a 'cash for crash' scam and Aviva (my insurers) have told me that they are investigating it as such. I need help with regard to the settlement of my claim please. My car will cost me approx £13,000 to replace with one of an equivalent age with similar mileage. This may be a…
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Incompetent Phoenix Life
My husband passed away December 2012 and 19 months on Phoenix Life are quibbling over whether a Trust Deed used the Assurance policy as an asset or not. The Deed was closed in 2009. Phoenix Life are choosing not to accept a letter written in October 2013 by the Trustee stating they did not realise the funds of the…
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No Claims Bonus Lost When No Insurance?
Hi, I've been driving for a number of years and have collected up about 10yrs of No Claims bonus. I'm now looking to sell my car and wont be replacing it. As a result, for the first time in ages, I'll have no car insurance. Later on, I may decide to purchase and insure another car. At that point, can I still use my No…
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Motor Insurers Bureau Claim Advice
Good evening all, hoping someone can help. In August last year, my soon-to-be wife was involved in a collision on the A35 in Dorset. She was travelling at around 10mph in a long queue of traffic when she saw a horse and cart being steered by a gypsy and his 3 friends coming along the main road in the opposite direction. As…
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Travel insurance did not cover possessions left inside a tent
Aviva travel insurance will not cover your personal possessions left inside your tent unattended . Even if your zip is padlocked. The conditions in there terms don't mention TENTS but only that items that are not locked away in a room with a door :mad:or a safe. So festival goers or campers check you have cover . Or do not…
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Motor Insurance Help on a Claim
Some advice required please, my son was driving my car of which he isclassed as main driver with business use. He approached a T junction afterpassing a parked car. When he arrived at the junction he was preparing to turnleft, my son says he had his indicator on but has no proof of that. Whilstparked at the junction a car…
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Contents incurance - mis-sold!
Hi all, Just wondering if anyone has been through similar and if so what should I do about it? Took out an contents insurance policy at my RBS branch a year ago when we moved into rented accommodation. First time I have taken out a policy and I felt all grown up for once! (I was actually 33 but anyway!) When talking about…
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M&S vouchers
just noticed that Legal & General over 50 plan gives £75 of M&S vouchers (after 4 x monthly £8 premiums) - £43 'profit' to spend on something at M&S Sun Life over 50 plan gives a choice of 'gift', incl M&S vouchers and a £100 19" TV. (after 3 premiums). LV also do something like this I think There is no check on whether…
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ArrowXL Help!
ArrowXL (Yodel) delivered a washing machine and removed an old one back in May. They damaged flooring and doors/frames. To cut a long story short, despite many emails and photographic evidence, they are saying they will pay for flooring but NOT doors/frames. They also state that they will only send cheque direct to company…
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Does home insurance cover public liability
I know that generally home insurance does cover liability at the insured persons home but does anyone know if it is possible to have general public liability insurance that covers accidents, injury, damage etc no matter when and where it occurs. For instance if you cause accidental injury to another person at a location…
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Car Insurance claim queries and qualms
In May, my wife was out in her Vaux Astra and was rear-ended at some traffic lights. We got the other drivers details, police attended, ambulance attended, etc. and reported it to the insurers (aviva). The other driver is also insured by aviva. On the instructions of aviva we took the car to their approved repairers for an…
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Long-Term Travel Insurance!!!
Hello! I've been made redundant from my job, and have decided to go on the trip of a lifetime. I'm leaving in September/October time with intent to visit my Mum first who lives in Alaska, from there I'm travelling through America, to Hawaii and will finally get to Australia where I hope that I'll be able to secure a job…
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Good price for life insurance?
Hiya What would be a good price to pay for life insurance? A joint policy to pay off the £135k mortgage and also leaving a lump sum of around £35k or so. Also will critical illness cover make this loads more expensive? Any advice would be great. We are both 28 and would like a long policy starting soon.
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Health insurance for someone in their 60's
Hi, has anyone had any experience of CS Healthcare? I currently have AXA healthcare but it is so expensive I'm looking for alternatives. I've tried a local broker, and they can save me money, but with all respect, they sound a little wishy washy.... I would really appreciate hearing if anyone has had any experience with…
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Car insurance for a new driver.
hey guys this is my very first post so i apologies if im in the wrong section. my son is soon to turn 17 and for the last year or so he's been constantly hinting that he would like to drive by the time he is 18. me and his father haven't yet purchased a car for him.but family members and friends have brought to our…
