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no win no fee
Hi, might need to do a 'no win no fee' after a fall on badly maintained council land. any-one used a company like this successfully? heard loads of stories about how bad some of them are, but first-hand experience would be great. all help gratefully received!
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Buildings insurance - rumours of underpinning & share of freehold
Sorry, this is two issues really... Firstly, we have share of the freehold in a house converted into three flats. Our insurer won't cover us anymore, does anyone know who will take on these kinds of properties? I would have thought they were very common in cities! Secondly, we've been told by a neighbour that the house was…
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Cancelling contents insurance/changing address details
Hi I am moving address and wanted to cancel my home contents insurance (moving in with family temporarily) and my insurance company has charged me a cancellation fee - can they do this? Also wanted to updated my car insurance with new address and being charged £30 - can they do that? BT are also charging £30 to cancel…
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Employment/Income protection ?
Hi all, I was wondering if there is any section or advice section in Employment/Income Protection/Insurance where you pay a monthly figure, and then they cover you if made unemployed (or possibly sick). I've been in a job for 7 years or so, hopefully long may it continue, but with the business not doing as well as it was,…
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Insurance for product between the shop and our home
Hi, On Monday I am buying a digital piano and collecting it from the shop. When I get it home, it will immediately be covered by our home contents insurance policy. But I have a long car journey to get it home, and I'm worried about what cover it has on the way home. I'm mainly thinking about damage in an accident - I hope…
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Car Insurance Excess
Hi First time poster, so apologies if not right area...! I am concerned about a Motor Insurance claim and wondered if anybody could possibly help? On the 12th June whilst driving around a bend, I was hit by a car coming in the opposite direction, that disregarded the bend and continued into my car. The driver was an…
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Claiming on something bought abroad (duty/VAT question)
Hi All If an item (gadget) was bought in the US and brought back to England, would the insurance company require to see any proof of duty/tax evidence if a claim was made or just the original receipt showing the USD amount? I.E Is it essential a proof of duty receipt is kept for insurance purposes? I can't find anything in…
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Automatic renewal of car insurance - GRR
I found out only recently that the AA automatically renewed the car insurance I took out three years ago, for my mother's car - without my permission. They only failed to take it for a 4th year as the debit card was expired. They said that in the small print is says if you don't actively contact them to cancel it, it…
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aviva
Did anyone else apply for aviva car insurance through moneysaving expert. Com. The one offering a fifty pound amazon voucher about three months ago . Has anyone received a voucher , I have heard nothing after three months have emailed the original email response link with enquiry to taking out the insurance and also aviva…
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claim for a gift contents?
hi my son brought my wife and i an expensive tv for our anniversary.around christmas time. i have unfortunately broken the screen and seems irreparable .. would we be able to claim on my contents insurance ? as it was a gift and the purchase receipt etc is in my sons name ? is it still classed as my property ? , would i…
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Car insurance and Blue Badge holders.
Today my partner has received the higher rate mobility which means he can apply for a blue badge. Ive looked at our car insurance documents (Im the main driver and he is down as 2nd driver) and I cant see anything about the blue badge. I assume its something we have to tell the insurance even though I cant find anything…
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Is There Anything I can Do? Home Insurance
I took out a home insurance policy with Ocaso about 18 months ago via the brokers Swinton. At the time of taking out the policy I explicitly asked the brokers if my personal possessions were covered away from home and they said they were. I had some named items on the policy, my camera equipment. About 2 months ago these…
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home insurance claim and repair process
Dear all, Sorry for posting this in two places. I'm not sure which section it should go in. Very sorry. Like below, I'm waiting and very stressed. So need some help. I need your wise wisdom and help from people who have gone through the home claims process. Unfortunately since 6pm yesterday, we noticed a substantial leak…
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Home insurance for two properties
Dear All, My british husband and I owe two buy to let properties--one is in Liverpool and the other is in Manchester. Both are less than 10 years and good condition. We let them out now. We just own them less than 1 year. Can anybody know good insurance companies and how much to insurance both of them? I found a few online…
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No Claims Discount Protection
I have a policy with Saga motor ins. I paid for No Claims Discount Protection (NCD P) Mine is 70% I recently needed to make a claim (my fault) on my insurance and was told my NCD was protected , However my policy just came up for renewal and the premium has gone up by more than 30% I queried this and was told that the NCD…
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Insurance Cash Settlement question
Am I right in thinking that a cash settlement from a Home Insurance claim can be spent on anything I like ? I have negotiated a more than acceptable cash settlement for a damaged carpet. The insurance assessors quoted £940 retail replacement value or £740 cash settlement. Due to the fact that the assessors don't have a…
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90th birthday party insurance
I want to take out insurance for a 90th birthday party in case it gets cancelled - anyone know where I can get it? thanks
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House insurance/car insurance claim
Hi Our house was burgled last week, and my sons car keys and car were taken alongside various electronic equipment. I have a couple of questions to ask: Sons car insurance only covers him for up to £100 of personal possessions, but he had items in his boot, plus his CD collection, which are worth far more than that. I have…
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Insurance reviews by people who have claimed
Hello. I'm in the process of looking for car insurance and travel insurance (AND possibly home insurance). I can find plenty of "reviews" of companies, with reviews by people who have not claimed. Which is like doing a review of Sainsbury's products by wandering into the supermarket, having a quick nose around, and leaving…
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No claims bonus/named driver query
My wife and myself have decided to get rid of 1 of our 2 cars and just share the 1 car. If i am registered as the main driver and my wife as the named driver will she still continue to keep her 13 years No Claims Bonus as a named driver?? I have no idea, just curious because when i travelled several years ago and didnt…
