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Re Possible action
Hi I'm not sure if this is in the right place. :undecided I'm sorry if this is a bit wordy, but thought it would help if those in the know had all the facts. In November last year I had a really trivial seeming accident in work. There were newly fitted fire doors at the top of a staircase. I pulled the door (several people…
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Lost Wedding Ring now found.
We lost a valuable wedding ring about 1.5 months ago. After frantic searching at the place where we thought we had lost and no luck we gave up and claimed on the house contents insurance, who were brilliant and paid for a bespoke copy to be made. Today someone has replied to a "lost ring" advert which has only just been…
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passenger in a bus accident
nearly 8 weeks ago I was a passenger in a bus that collided with a residential wall. We (the passengers) felt at the time that the driver had been driving recklessly and told him so. He ignored us and ultimately hit the wall. He called the depot and told us another bus was coming. I asked him if he had notified the police…
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Insurance claim dilema
Hello I signed a CFA which I believe is on a no win no fee basis. The solicitor acting on my behalf has already made a claim to the OPs insurance and are awaiting a response. The OP is a taxi driver, after initial conversation he stopped answering my calls and gave me a false reg number. He also lied about the taxi firm he…
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Does travel insurance cover bringing car back to uk?
Hi All, Just after a bit of advice/ opinion on travel insurance/ claim situation. My mother and grandmother have been on a holiday where they drove to France but during their stay my mother has torn a calf muscle and is in no fit state to drive home. My grandmother can't drive either unfortunately. Travel insurance people…
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Temporary Car Insurance
My son is visiting from Dubai and we wanted to put him on his dads car insurance ad a named driver for a month but it was going to cost him £250 to do it as his dad has saga insurance. When looking at comparison sites it was £350. He has a uk licence and insurance in Dubai. Any suggestions on a cheaper price would be…
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Temporary Car Insurance
My son is visiting from Dubai and we wanted to put him on his dads car insurance ad a named driver for a month but it was going to cost him £250 to do it as his dad has saga insurance. When looking at comparison sites it was £350. He has a uk licence and insurance in Dubai. Any suggestions on a cheaper price would be…
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Where can I get an independent quote for private health care
Need some advice please to get a quote for private health care, any help appreciated. Thanks
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Is this a Special Term on insurance?
Hello, I took out some Critical illness cover and had to pay a bit extra due to a couple of pre-existing conditions. The documentation which arrived says the following: Special Conditions: My Name NONE Acceptance Terms: Non standard rates Does this mean I have special terms on my insurance? Do I have to mention this to all…
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Unfair loading to car insurance
Can anybody tell me (and an underwriter's explanation would be fantastic) why I am being penalised on car insurance premium because I lived abroad for seven years? I shall explain below- I passed my driving test in 1974, have held a full clean licence since then, never been stopped for driving offences, had points or been…
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Hastings Direct if you are calling from a mobile phone...
Hi just wanted to share as I have found a standard number to call their call centre as the usual numbers are 0844 etc and you have a long wait ahead in my recent experience! So call 01424 735 735 customer services and you can wait as long as they take all included in your minutes ...although make sure your phone is charged…
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Being paid back legal fees
Hi all, I was wondering if any of you have had experience of this. I won't go into details but basically I put in a no win no fee whiplash claim over 2 years ago. I was hounded by the firm day in day out until I agreed to go ahead with the claim. Anyway months later after the legal firm had agreed to take it on, and I had…
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Personal Injury mange myself or use a firm
Hi, simple question really. I have been in a car crash and the 3rd party has caused alot of damage to both our cars. 2 of his passengers and I am injured. there is no issue over liability and I am considering the options of making a personal injury claim myself rather than using a "specialist" firm. I was wondering of by…
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Rented flat contents insurance
Hi, I was hoping somebody could help me with a query regarding contents insurance please. My son moved into a rented flat and had paid for a full years contents insurance. Ten months into the new policy, so only two months remaining, he moved out of this property and into a larger house. In this property his girlfriend…
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Car written off - declining initial offer
On Monday our car was written off. our fault and we accepted liability the other vehicle had a dent but nothing more, thankfully all persons involved are uninjured. our repair estimate came in at over £4000 and our car will currently sell around about £3300 so as expected the car was deemed a total loss and we were offered…
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No claims bonus not honoured by insurer
My insurer say I have not accrued a full years no claims bonus because I changed policies. Are they right? Because I bought a new bike 5 months into a policy, they cancelled my policy with one insurer and began a policy with another. My point is, I have been riding and insuring continuously for 3 years and 4 months so I…
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Insurance premiums - Age milestones
What are the milestones for insurance premiums decreasing? I am 11 days off my 35th birthday, should I wait to renew my insurance and take my bike off the road until then?
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Home Insurance and Disability Adaptations
I'm looking for some help/advice please. I've had a change of family circumstances and I now have to arrange buildings and contents insurance for my mother. Due to a disability, she has a through-floor lift installed between her dining room and bedroom. Do I have to let the insurance company know this and does it apply to…
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Home Contents only insurance - Employment Status Query
I have a Casual Position only at moment with NHS. I've only worked 4 days in the last six months as was previously a student and had too much workload with my family, but have been told there's likely to be more work available soon. My partner is unemployed due to disability but has been listed as househusband for previous…
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In need of some serious help, don't know what to do.
Hello all and thanks for reading this thread! Today I purchased a moped as I wanted it as it is a cheaper way of commuting to work as apposed to using our family car. The moped was advertised in our local paper and I purchased it for £300. Being a moped I assumed it would be a doddle to insure, how I was so wrong! It turns…
