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Mortgage payment protection insurance help please
Hi, I hope this is in the right place. My husband is moving out in 2 weeks and we are trying to cut costs. We currently have this cover but its ridiculously expensive (took out with mortgage provider but thats for another forum!!) The problem is all the ones I have looked at say that it has to be the policy holders main…
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Small non-fault accident - I'm disabled, I'm struggling, please help
I was parked in McDonald's last night when suddenly hit by a van in the drivers door. I couldn't get out and there was no-one in the van. Basically, the guy either left his handbrake off or it failed, and rolled down the slope into my car. I took a photo on my ipod while it was still stopped against my door, from inside…
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Insurance charged me twice, maxed my overdraft
Hi, I paid for new car insurance at the beginning of the week and then a couple of days later a second payment of the same amount was pending on my account, which put me over my overdraft limit. I called my bank and they confirmed that it was the insurance company who the second payment was going too and that I would be…
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Car Insurance SDP or Business use?
Hi there. I have a quote from comparethemarket that I am happy with, but on review, I notice that the options are Social Domestic Pleasure only & Business use. There is a help button which describes a third choice to include commuting, but there are only two buttons. Please see pic. I need cover for commuting- what do i do?
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GAP insurance
Car dealer has quoted me for GAP insurance. Can you buy this elsewhere or do I have to have it from the dealer? Is there generally much difference in cost? Thanks
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Gadget Travel Insurance
I'm planning on going to the USA for a road trip of sorts in the next 18 months. I plan to be there for around 3 weeks. It's likely that I will be taking a lot of 'valuables' with me (DSLR camera, 2 x iPad, iPod Classic, 2 x iPhone, sat nav, compact digital camera). I've worked out that I'll maybe have around £3,000 of…
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insure a dress to be stored elsewhere???
Hi, My friend wants to store her wedding dress at my house. My insurance company say that it won't be covered under my contents insurance so I am wondering how we might go about finding an insurer for this one off item. The dress is worth circa £2500. A
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Mum has lost phone - options? I.e. claim on household insurance?
Hi, I have no idea what she can do here but is it possible to claim on her household insurance? I think she has an excess of 150 quid. If so, she wouldn't be telling them it is broken and not usable, would she? I am not sure if most insurance policies cost for loss for things like this? EE (who she has her contract with)…
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How many life assurance policies?
Hi I am due to have a surgical op and this has prompted me to review my life assurance (currently with Legal & General, via Sainsbury's Bank), which was taken out during 2007. From what I understand from looking at forum posts, I do not need to inform my existing assurance provider about any changes to my health, as they…
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can they do that???
Please help as i dont know enough about this. Last December the storms slightly damaged the roof of our brand new house but when we contacted housebuilders they said we would need to go through our insurance. We contacted them who told us to get the work done and send them the bill and they would pay it ( we had to pay…
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airsport insurance
Hi I'm doing a charity tandem skydive and need insurance for the jump. Has anyone done this and would know the best place to go for insurance. Thank you
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Building & Contents insurance
Hello. About to put an offer on buying a property with solar panels on roof. Are buildings insurance policies now including solar panels or do they have their own stand-alone policy? Are they expensive to insure or have problems in getting cover? Thanks for any help & advice. Bob
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Travel Insurance
I booked a classic long trip travel insurance with the Post Office because I will be staying there for 6 months but I wanted to know if it will cover me for other trips abroad during this time period, say if I wanted to visit friends in Australia or Singapore? I had assumed it would but I am thinking now that there is a…
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Letting off steam!
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general car insurance issues
Im firmly of the opinion that insurance quotes are based on everything BUT risk factors they advise. Several examples.. A standard quote for me was 2000 a yr. Choosing co habiting instead of single knocked 100 quid off. Changing garage parking to street parking knocked 700 quid off. Adding an accident reduced it further by…
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2 months car insurance...
My current car insurance is due to end in about a weeks time. I only need to extend this until the end of July, as I'm getting a company car mid-late July, with all insurance sorted through work. I've just had the renewal quote through my current insurers through the post, which is obviously yearly. The monthly cost has…
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Multiple Life Insurance Policies
Any limit to how many life insurance policies one can have?
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Ocatagon car insurance
I had my car insured through Octagon over the last year.I thought I would renew with them for another year-but have found it very difficult and have given-up because of atrocious service .I rang their 0844 tel.no. at least five times over the last two days-and had to wait for a long time to get through and had to listen…
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Adding Occupation to Insurance Company Lists
Hello! Does anyone know how to go about getting an occupation recognised by insurance companies? I recently had the delightful experience of trying to get buildings insurance for my house on a flood plain and NONE of the companies I spoke to (and there were alot!) no one understood 'University Technician', I am not a…
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Advice Please
I was due to go to Paris on the 12th June for a concert and also 4 days sight seeing. Unfortuately my wife had to go for unexpected major surgery on sunday and we are in the position where we wont be able to go. Would i be able to claim for hotel , concert tickets and also flight tickets as well? I was going to claim…
