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Occasional Car Insurance for Non-UK Resident
Hello Would much appreciate advise on good insurers who 1) will arrange short term insurance (eg for a week) for a non-uk resident with uk licence to drive my car (as my current insurers will not allow) The potential driver is over fifty and a family member. 2) will allow a non-uk resident to be added to existing policy -…
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Saga Select - no, thanks...
Shopping around for car insurance in the last few days, I found the best quote was from Saga. Tried to buy this online, but was instead directed to call a freephone number. Saga could not find details of my online quote, so I had to go through every detail (and more) again, taking 20 mins. They then gave me a quote from…
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Car Insurance- 3 Speeding points
Hi everyone My friend got 3 speeding points back in 2012. She has been with Direct line for 7 years and the insurance had been renewed annually with them. When she noticed a few days ago that she has not informed her insurance company, she rang them in order to update them. She has not had an accident or anything however…
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Holiday after annual policy expires
Just need to get my head round this and I know some of you will know the answer. I have an annual travel insurance policy via my employer that ends on 1/10/14 and will not be renewed. If I book a holiday now that departs after this period then would I be covered if something happened before 1/10 (like a long term…
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Personal accident injury claims - Any ideas please?
Hello, If anyone can give me some advice I would be very grateful. Two years ago I was stationery in my car and an older lady drove straight into the side of me, causing bad car damage (close to being written off) and whiplash. I've been phoned by a very persistent company called JCA Law who say "I am owed money for this…
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Professional liability insurance
Hello all, I run a website which may soon be offering manufacturers etc the opportunity to pay for advertising space. I am considering taking out professional liability insurance to cover this..any recommendations?
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Travel insurance: children & age
Hi all, I have a question regarding travel insurance for a family/children. When purchasing airline/flight tickets children aged 12 or over are regarded as adults (you have to purchase adult ticket), is it the same when it comes to travel insurance, would i need to count a child aged 12 or over as an adult? Thanks in…
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jewellery valuations needed
Hi all I hoped someone might know where is reasonable to get insurance valuations of jewellery? my home insurance wants valuations and they are £50 each which is a lot of money...half wish I hadnt bothered! thank you
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insurance for acts of terror
i rent out my house, it is my only owned house and the building insurance is landlords insurance. do non of them cover acts of terror? so if a terror bomb goes off I lose my house? I know it's rare but it may still happen. any advise gratefully received:o
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Insurance rip off???
Hi everyone, I would really appreciate any kind of info or suggestion you might have on my case. I'll try to be as precise as possible. I have started my car policy with Octagon Insurance almost 2 years ago for a Fiat Punto (W plate). I have bought another car a month ago (Focus, 02 plate) scrapped the first one, moved…
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House Insurance - Renting
My wife has decided to rent out the flat she owns in Scotland (It is a bought Housing association flat) so she already pays buildings insurance through the housing association but as she is leaving the fridge, washing maching and cooker I believe she would need contents cover for those as well as the carpets and boiler.…
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Car Insurance Quotes?!
I bought a new car recently and did some research into the insurance costs for me on the vehicle. In March I was getting quotes at around £300. In April these went up to £375ish and now, when my insurance is due for renewal, the cheapest I am getting is £560?! How comes it's jumped by nearly £300 when I haven't changed…
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Insurance company not covering their own repair work
Hello all, I was just wondering if anyone could provide a bit of advice about home insurance claims? I'm asking on behalf of my Ma. In 2010 my parents made a claim on their insurance for some storm damage to the roof tiles. The underwriter (for Swinton) sent out a roofer to do the repairs. Since then my Dad walked out and…
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MetLife Alico experience/ recommendation
Hi there, We are currently expats in the Middle East and looking for whole of life life insurance. We are being proposed MetLife Alico Wealth Plus. Only being in our mid 30s we are hoping we will not need to use this insurance until we are settled in the UK, in a long time hopefully! I'm just looking for any experience of…
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Public liability insurance
Hi all my husband is self employed and wandered if anyone can recommend a good place to buy public liability insurance from. Many thanks
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who are the best company for my claim
I'm not sure where is the best section of this website to post this so hopefully someone can help re-direct me. I recently joined a scaffolding firm, which sent me to a building site where i happened to cut my leg open just under my knee on a piece of re-bar on a uncovered service hole. However when i joined this new firm…
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Damage denial suspect - where do we stand?
Hi all, Hoping you can help out with your sage advice! My partner and I parked our car in our residents car park at the back of our property (shared with a few other properties), sadly with no CCTV. 48 hours later we realised the left panel of the car had been dented and scratched quite a lot. Whoever did it knew they'd…
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Advice re Matured Policies
We were contacted by Phoenix Life through the DWP a few weeks ago. They said that they had two policies in my husband's name which matured in 2012 and needed our contact details. My husband is 59 and we couldn't recall these policies, altho it could be quite feasible that we had insurances we have forgotten about. They say…
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Legal Cover - Car Insurance
Hi, I'm just about to renew my car insurance, and just wondered whether you need to add on Legal Cover. It was included with my last policy and it's an add-on option with another cheaper insurance company this year. I don't have much knowledge on legal cover, so it would be great to get people's views on this and whether…
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Life Assurance health changes
Is it a requirement to notify the life assurance/insurance company of a new or change in health/medical condition? For example a stroke. Thanks in advance for your comments.......