Travel insurance: children & age

ewicc

Hi all,

I have a question regarding travel insurance for a family/children. When purchasing airline/flight tickets children aged 12 or over are regarded as adults (you have to purchase adult ticket), is it the same when it comes to travel insurance, would i need to count a child aged 12 or over as an adult?

Thanks in advance guys

dacouch

Insurers generally tend to rate a child as being aged under 18 unless in full time education in which case it's under 21.

It's fairly easy to check how each Insurer defines a child or more helpfully a family. When getting a quote it will normally explain what age a child is or have a help button which explains it. Alternatively if you look at the policy wording near the start it will have a section titled "Definition or words" or "Meaning of Words" if you then look under "family" it will explain what they regard as a family.

Bear in mind the majority of Insurers will only cover the child if their travelling with an adult who is insured by the policy and you've selected family cover.

silvercar

Check your policy, mine includes children upto 24 if in full time education, 21 otherwise.

ewicc

thanks guys