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Car insurance - adding a young driver
Any advice please? My car insurance is up for renewal this month, my renewal quote of £550 includes my 18year old daughter who is due to sit her test in August. If she passes I will have to adjust my car insurance policy and I presume I will be charged £30 admin fee for doing this and the insurance cover for her will be…
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Hidden Terms in Car Policy - Can they do this?
I've got a car insurance policy with More Than, and I wanted to add my partner to it as a temporary driver. I got a quote from them last week, and I was going to add her on today. I've now been told I can't do as she is not currently a UK resident, and doesn't have a UK licence. She's EU (and was last week too..). This…
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" Have you or any other occupant ever had insurance cancelled or declined? "
What does this question mean....... If a monthly payment fails and cover seizes is this a 'cancelled policy' or just them deciding not to continue offering the service?
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Insurance for hiring a minibus?
I am going to hire a minibus with a driver for a party of 16 as a private individual. I am sure the reputable company that i use will have public liability insurance but obviously i will check this. The hire consists of 2 trips in a day. One to our destination and one later on to bring us back. Would i need to get separate…
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Beware when doing "dummy" quotes
Just a word of warning if you ever consider doing dummy quotes to see what changes to your personal information will have on your premiums, be careful. Not only are your details stored and if you make loads of changes on quotes it will possibly flag you up for a fraud enquiry in the event you make a claim, but if you put…
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Has anyone successfully self insured a pet?
Hello We're in the process of getting a second hand cat from RSPCA or Cat's Protection and I've never had pet insurance before. Just wondering if anyone has successfully self insured on these boards or is it not worth it? Or maybe we get it for the first few years to see what the behaviour is like with regards to fights…
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Rating insurance companies?
Hi all Following this and last year's flooding we hear lots of talk about insurance companies trying to get properties categorised according to the likelihood of them having to pay out in the future. I'm interested in finding out the picture from the other direction. I'd like to find out how each company responded to…
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Mortgage Cover
Hi guys, Due to complete in a month on a new house, the broker has informed me of options for cover if me or my partner die or get ill. If we die our mortgage would be paid off and if critically ill half the mortgage would be paid. The mortgage is over a 35 year term which he said bumps the cost up a fair amount per month,…
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mrstresshead
Hi has anyone had a non-fault accident where the other driver has admitted liability but there car has been written off( cat4 ).I want to buy the car back from the insurance company but thery ara making it very difficult.
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Huge neighbours house fire has impacted our home - Help !
Hello all, hope you are all well. Our neighbors had building work carried out at their house which caused a huge fire and has destroyed their house, and has hugely damaged ours. Thankfully no-one is hurt. Our roof is very badly damaged,the entire house is impacted by smoke /heat damage, the roof lighting has blown and…
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Car insurance help - accident but not my fault
A car backed into me in January and admitted liability, i went through his insurance to make thr claim as my insurance wanted me to pay excess and claim it back. Just got my renewel and says claim is pending and NCB = 0. This claim has was finalised over 2 months ago, and as not my fault should i not have kept my NCB???…
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Car insurance quote options to make it cheaper
Hi there, my car insurance is due in less than 2 weeks and i've been having a scan around. I am a member of the IAM and so i have my insurance with IAM Surety as they are very good at offering competitive quotes, normally matching them or beating the other quotes all together. My recent renewel quote has come in at £480…
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Life insurance with mortgage
We're about to sign up to a part buy/part rent scheme with a housing association and one of the conditions is that we both have to take out life insurance as a condition. As we're being left to our own device with regard to what insurance we go for, we're wondering if anyone has any helpful information or any "must…
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car insurance accident claim
I had car insurance with Bell, however it was voided due to not disclosing previous disqualification. I had a accident whilst i was with them 3 years ago. they have now sent me a bill of £17000, detailing 10 items labeled as CCS and a few CAS. what can i do regarding this. there is now way i can give them that kind of…
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Pet Insurance Declined - please help
Need some help / advice Just been left with a nasty vets bill of over £3k after my insurance claim was declined as a pre existing condition. Does anybody think its possible for a Dobermann to walk 5 miles a day for three months with a partial Cruciate rupture? Surgery was eventually required but. I don't think it's…
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Driver address different to where car kept
New to the site so bear with me. I am a state paid carer to my disabled father. I got a car at no cost to me given by a relative so I could use it mostly to transport him for outings etc and for very occasional leisure use by me. It is registered in my name at my home address (same as address on my driving licence), but…
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Annual Travel Insurance
Check your policy for automatic renewal. I took out a policy with 'Annual Tavel Insurance' (ATI) in June 2012. I compared in June 2013 and changed to Swiftcover. I've had several emails from ATI lately saying that my policy will be automatically renewed in June 2014. So I checked my credit card statement for June 2013 and,…
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Car insurance: Top up for learner driver over 26?
Hello, My fiancee is learning to drive. She is 27 and would like to go on my car insurance. Most learner driver policies are for young drivers. We were thinking of a separate top-up insurance for her, as opposed to just adding her to my existing policy because that way my 9 years no-claim discount would be protected, but…
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Car insurance - occupation
I'm just getting car insurance quotes, and I'm never sure how to describe my occupation. I work at a university, for 6 years my job title was 'Programmes Administrator', so I used to select 'Office Administrator' or something like that, but over the last year I've had three different job titles - 'Academic Partnerships…
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Temporary building and contents insurance
Our current buildings and content insurance has just expired but we are moving to the States mid-August and will be renting our house out to tenants whilst we're away for 2 years. Does anyone know how we can insure the house and contents for the next 2 months before we leave? Obviously once we rent it out we'll have…
